通过文章学习词汇 - 第152课 - 为财富增长而投资与储蓄 | 学习英语

财富增长的投资与储蓄

Investing vs. Saving for Wealth Growth

储蓄和投资是财富增长的重要方法。然而，这两种方法之间存在巨大的disparity，这直接影响长期财富。储蓄是一种monetary习惯，钱被存放在特定的地方，但它跟不上inflationary的增长速度。另一方面，投资通过compounding长期增加资金。成功的投资者总是通过资产配置妥善管理自己的投资组合。仅依赖流动性永远无法创造长期的财富。

那些只依赖储蓄的人无法获得真正的财富升值，因为它在时间的推移中会面临衰退压力。但是那些投资于多元化和股票的人可以在长期内享受收益。

表情符号	单词	Images	翻译	含义	例句	例句翻译	同义词	反义词	助记符

#2464 💰 ••••••	saving ˈseɪ.vɪŋ noun (séiwīng) ••••••	••••••	储蓄 chǔxù ••••••	The practice of keeping and accumulating money for future use rather than spending it immediately. ••••••	Regular saving habits ensure financial security. 定期的储蓄习惯确保财务安全。 ••••••	定期的储蓄习惯确保财务安全。 Dìngqí de chǔxù xíguàn quèbǎo cáiwù ānquán. ••••••	savings, preservation, economy ••••••	spending, expenditure, consumption ••••••	储蓄是你财务安全的保障。 ••••••
#2465 📈 ••••••	investing ɪnˈvɛst.ɪŋ verb (ɪnˈvɛstɪŋ) ••••••	••••••	投资 tóu zī ••••••	The act of putting money into financial schemes, shares, property, or a commercial venture with the expectation of achieving a profit. ••••••	Investing in stocks can generate long-term wealth. 投资股票可以产生长期财富。 ••••••	投资股票可以产生长期财富。 Tóu zī gǔ piào kě yǐ chǎn shēng cháng qī cáifù. ••••••	funding, financing, capitalizing ••••••	withdrawing, liquidating, spending ••••••	Investing in stocks = Tóu zī gǔ piào ••••••
#2466 ⚖️ ••••••	disparity dɪˈspær.ə.ti noun (不平等) ••••••	••••••	不平等 bù píngděng ••••••	A great difference or inequality between two or more things. ••••••	The disparity in wealth between rich and poor is increasing. 富人和穷人之间的财富不平等正在增加。 ••••••	富人和穷人之间的财富不平等正在增加。 Fùrén hé qióngrén zhī jiān de cáifù bù píngděng zhèngzài zēngjiā. ••••••	inequality, difference, gap ••••••	equality, similarity, balance ••••••	记住不平等，通过想象富人和穷人之间的鸿沟来记忆。 ••••••
#2467 💵 ••••••	monetary ˈmʌn.ɪ.tri adjective (货币的) ••••••	••••••	货币的 huòbì de ••••••	Relating to money or currency. ••••••	The government adopted strict monetary policies to control inflation. 政府采用了严格的货币政策来控制通货膨胀。 ••••••	政府采用了严格的货币政策来控制通货膨胀。 Zhèngfǔ cǎiyòngle yángé de huòbì zhèngcè lái kòngzhì tōnghuò péngzhàng. ••••••	financial, fiscal, economic ••••••	non-financial, barter, non-monetary ••••••	货币的 = Money ••••••
#2468 📊 ••••••	inflationary ɪnˈfleɪ.ʃən.ər.i adjective (通货膨胀的) ••••••	••••••	通货膨胀的 tōnghuò péngzhàng de ••••••	Characterized by or tending to cause monetary inflation. ••••••	Excessive printing of money can lead to an inflationary crisis. 过度印制货币可能导致通货膨胀危机。 ••••••	过度印制货币可能导致通货膨胀危机。 Guòdù yìnzhì huòbì kěnéng dǎozhì tōnghuò péngzhàng wēijī. ••••••	price-rising, cost-increasing, expansionary ••••••	deflationary, price-reducing, contractionary ••••••	通货膨胀与货币印刷密不可分。 ••••••
#2469 🔄 ••••••	compounding kəmˈpaʊnd.ɪŋ noun (kèmpáo dìng) ••••••	••••••	复利 fùlì ••••••	The process in which an asset's earnings, from either capital gains or interest, are reinvested to generate additional earnings over time. ••••••	Compounding allows investments to grow exponentially over time. ••••••	复利使投资随着时间的推移呈指数增长。 Fùlì shǐ tóuzī suízhe shíjiān de tuīyí chéng zhǐshù zēngzhǎng. ••••••	growth, accumulation, exponential return ••••••	simple interest, loss, depreciation ••••••	Fu li, like fu fu li (multiply) to grow your investments. ••••••
#2470 📊 ••••••	portfolio ˌpɔːtˈfəʊ.li.əʊ noun (投资组合) ••••••	••••••	投资组合 tóu zī zǔ hé ••••••	A range of investments held by a person or organization. ••••••	Diversifying your portfolio reduces investment risk. 通过多样化投资组合降低投资风险。 ••••••	通过多样化投资组合降低投资风险。 Tōngguò duōyàng huà tóuzī zǔhé jiàngdī tóuzī fēngxiǎn. ••••••	investment mix, asset collection, holdings ••••••	single investment, disinvestment, liquidation ••••••	投资组合意味着将你的资金分散在不同的投资上，降低风险。 ••••••
#2471 📈 ••••••	asset allocation ˈæ.sɛt ˌæl.əˈkeɪ.ʃən noun (àisètè àlòukèixùn) ••••••	••••••	资产配置 zīchǎn pèizhì ••••••	An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon. ••••••	Proper asset allocation is key to financial growth. ••••••	正确的资产配置是财务增长的关键。 Zhèngquè de zīchǎn pèizhì shì cáiwù zēngzhǎng de guānjiàn. ••••••	investment strategy, diversification, capital distribution ••••••	concentrated investment, poor diversification, risky allocation ••••••	资产配置 = Asset Allocation - 让你的资产配置平衡风险与回报。 ••••••
#2472 💧 ••••••	liquidity lɪˈkwɪd.ə.ti noun (lìkwídìtí) ••••••	••••••	流动性 liudongxing ••••••	The availability of liquid assets to a market or company; the degree to which an asset or security can be quickly bought or sold in the market without affecting the asset's price. ••••••	High liquidity allows businesses to meet short-term obligations. ••••••	高流动性使企业能够履行短期义务。 Gāo liúdòngxìng shǐ qǐyè nénggòu lǚxíng duǎnqī yìwù. ••••••	cash flow, marketability, convertibility ••••••	illiquidity, fixed assets, inaccessibility ••••••	流动性就像水一样流动迅速，资产也能快速被买卖。 ••••••
#2473 💎 ••••••	affluence ˈæf.lu.əns noun (æflʊɛns) ••••••	••••••	财富 cáifù ••••••	The state of having a great deal of money; wealth. ••••••	His business success led to great affluence. ••••••	他的商业成功带来了巨大的财富。 Tā de shāngyè chénggōng dàilái le jùdà de cáifù. ••••••	wealth, prosperity, abundance ••••••	poverty, scarcity, destitution ••••••	财富来源于拥有的affluence ••••••
#2474 📈 ••••••	appreciation əˌpriː.ʃiˈeɪ.ʃən noun (āi-pú-rí-shī-ē-shùn) ••••••	••••••	增值 zēngzhí ••••••	An increase in the value of an asset over time. ••••••	Real estate properties often experience appreciation over time. 房地产通常随着时间的推移而增值。 ••••••	房地产通常随着时间的推移而增值。 Fángdìchǎn tōngcháng suízhe shíjiān de tuīyí ér zēngzhí. ••••••	increase, growth, recognition ••••••	depreciation, devaluation, decline ••••••	房地产的增值是随时间增长的。 ••••••
#2475 📉 ••••••	recessionary rɪˈsɛʃ.ən.er.i adjective (lìngchí jiànyì) ••••••	••••••	衰退的 shuāituì de ••••••	Relating to or characterized by economic recession. ••••••	Governments introduce policies to counter recessionary effects. 政府推出政策来应对衰退效应。 ••••••	政府推出政策来应对衰退效应。 Zhèngfǔ tuīchū zhèngcè lái yìngduì shuāituì xiàoyìng. ••••••	economic decline, downturn, slowdown ••••••	expansionary, growth-oriented, prosperous ••••••	衰退效应是经济衰退的直接结果。 ••••••
#2476 🔀 ••••••	diversification daɪˌvɜː.sɪ.fɪˈkeɪ.ʃən noun (daɪˌvɜː.sɪ.fɪˈkeɪ.ʃən) ••••••	••••••	多元化 duōyuánhuà ••••••	The practice of spreading investments across different assets to reduce risk. ••••••	Investment diversification reduces financial risk. ••••••	投资多元化降低了金融风险。 Tóuzī duōyuánhuà jiàngdīle jīnróng fēngxiǎn. ••••••	expansion, variety, differentiation ••••••	specialization, uniformity, concentration ••••••	通过分散投资来降低风险，实现多元化战略。 ••••••
#2477 📊 ••••••	equity ˈɛk.wɪ.ti noun (艾奎提) ••••••	••••••	股权 gǔquán ••••••	The value of shares issued by a company; ownership interest in a company. ••••••	He invested in company equity for long-term gains. 他投资了公司的股权，以期获得长期收益。 ••••••	他投资了公司的股权，以期获得长期收益。 Tā tóuzīle gōngsī de gǔquán, yǐqī huòdé chángqī shōuyì. ••••••	ownership, stake, shareholding ••••••	debt, liability, unequal distribution ••••••	股权 = '股'票权重，'权'力 ••••••
#2478 💰 ••••••	yield jiːld noun/verb (yī'ěr dī) ••••••	••••••	收益率 shōu yì lǜ ••••••	The income return on an investment, such as the interest or dividends received. ••••••	Bonds with higher yield offer better returns. 收益率更高的债券提供更好的回报。 ••••••	收益率更高的债券提供更好的回报。 Shōu yì lǜ gèng gāo de zhài quàn tí gōng gèng hǎo de huí bào. ••••••	return, profit, earnings ••••••	loss, decline, deficit ••••••	Think of 'shōu yì lǜ' as the high yield a bond can offer to make you rich. ••••••
#2479 🏛️ ••••••	fiscal ˈfɪs.kəl adjective (财政的) ••••••	••••••	财政的 cái zhèng de ••••••	Relating to government revenue, especially taxes. ••••••	The government introduced new fiscal policies to boost the economy. ••••••	政府推出了新的财政政策，以刺激经济。 Zhèngfǔ tuīchūle xīn de cáizhèng zhèngcè, yǐ cìjī jīngjì. ••••••	financial, monetary, budgetary ••••••	non-financial, unbudgeted, non-monetary ••••••	Fiscal sounds like 'cái zhèng' – related to government finances and taxes. ••••••
#2480 🎲 ••••••	speculation ˌspɛk.jʊˈleɪ.ʃən noun (投机) ••••••	••••••	投机 tóujī ••••••	Investment in stocks, property, or other ventures in the hope of gain but with the risk of loss. ••••••	Stock market speculation can lead to high volatility. 股市投机可能导致高波动性。 ••••••	股市投机可能导致高波动性。 Gǔshì tóujī kěnéng dǎozhì gāo bōdòngxìng. ••••••	risk-taking, prediction, guesswork ••••••	certainty, stability, assurance ••••••	Speculation in Chinese sounds like 'tóujī,' similar to investing with uncertain results. ••••••

151 Lesson 152 - Investing vs. Saving for Wealth Growth (第152课 - 为财富增长而投资与储蓄)

财富增长的投资与储蓄

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