Money is limited and must be earned; not easy to get.
Деньги ограничены и должны быть заработаны; их нелегко получить. (Dengi ogranicheny i dolzhny byt' zarabotany; ikh nelegko poluchit'.)
"You should save more—money doesn’t grow on trees."
"Тебе стоит больше экономить—деньги не растут на деревьях." (Tebe stoit bol'she ekonomit'—**dengi ne rastut na derev'yakh**.)
Don’t depend on only one plan or resource.
later than planned or expected
By being truthful, you can avoid trouble and feel liberated.
a state of being free from guilt or regret
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feeling sad or bored for a long time