to reduce the amount of money you owe
借金の金額を減らすこと (shakkin no kingaku o herasu koto)
"He’s been trying hard to cut down his debts this year."
"彼は今年、自分の借金を減らすために一生懸命努力しています。" (Kare wa kotoshi, jibun no shakkin o herasu tame ni isshōkenmei doryoku shiteimasu.)
to keep a promise or commitment even when it is difficult
to be behind schedule
to move backward; to retreat
to control one’s temper during conflict
to keep something valuable like hope or belief
to claim responsibility for specific work