My personal opinion or suggestion
Мое личное мнение или предложение (Moyo lichnoye mneniye ili predlozheniye)
"That’s just my two cents, but I think we should wait."
"Это всего лишь мое мнение, но я думаю, что нам стоит подождать." (Eto vsego lish' moyo mneniye, no ya dumayu, chto nam stoit podozhdat'.)
to organize things properly before taking action
to identify or recognize something with precision
The most important part of the economy.
A true friend is invaluable and precious.
to delay making a decision until the next day
something very complicated or difficult to understand