to reduce spending or expenses
сокращение расходов или затрат (sokrashcheniye raskhodov ili zatrat)
"We need to cut back on costs to improve our profit margins."
"Нам нужно сократить расходы, чтобы улучшить наши маржи прибыли." (Nam nuzhno sokratit' raskhody, chtoby uluchshit' nashi margini pribyli.)
to use part of your savings for something
to make a careless mistake while doing something
to suggest an idea; to propose
to attribute something to a particular reason
to talk confidently and convincingly
to begin a creative process or project using a certain idea...