to reduce the amount of money you owe
借金の金額を減らすこと (shakkin no kingaku o herasu koto)
"He’s been trying hard to cut down his debts this year."
"彼は今年、自分の借金を減らすために一生懸命努力しています。" (Kare wa kotoshi, jibun no shakkin o herasu tame ni isshōkenmei doryoku shiteimasu.)
to maintain or keep something in its original condition for...
to wait for a short time; similar to hold on
to focus your thoughts on calm and positive feelings
to cause something bad to happen; to make something start
to resign or give up a position of authority
to increase the amount or level of production