usury
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C2 noun /ˈjuːʒəri/

usury

Meaning
The practice of lending money at unreasonably high interest rates.
Example
The law strictly prohibits usury.
C2 verb /ˈʌndərˌraɪt/

underwrite

Meaning
To guarantee financial support, especially by agreeing to cover losses or risks; in insurance, to assess and accept risks.
Example
The bank agreed to underwrite the company's new bond issue.
C1 noun /ˌʌnriˈælɪti/

unreality

Meaning
the state or quality of being unreal; lack of reality or truth
Example
The dreamlike setting gave the story a sense of unreality.
C1 noun /ˌjuːnɪˈfɔːrməti/

Uniformity

Meaning
the quality of being uniform; consistency or sameness
Example
The uniformity of the design created a pleasing visual effect.
A2 adjective /ˈʌɡ.li/

Ugly

Meaning
unpleasant or repulsive in appearance; morally reprehensible
Example
The old building looked ugly after years of neglect.
B2 verb /ʌnˈfəʊld/

unfold

Meaning
to open or spread out something that was folded; to gradually reveal or develop
Example
She unfolded the letter carefully.
B2 adjective /ˌʌnkənˈvɪnsɪŋ/

Unconvincing

Meaning
failing to persuade or impress; not believable or credible
Example
His excuse for being late was completely unconvincing.
C1 adjective /ʌnˈvaɪəbl/

unviable

Meaning
Not capable of working successfully; not feasible or practical.
Example
The project was deemed unviable due to high costs.
A1 verb /ˌʌndərˈstænd/

understand

Meaning
to know the meaning of something; to comprehend
Example
Do you understand the instructions?
B2 adjective /ʌnˈtʃeɪndʒəbəl/

Unchangeable

Meaning
not able to be changed or altered; fixed and permanent
Example
The laws of physics are unchangeable principles that govern the universe.
B2 adjective /ˈʌl.tɪ.mət/

Ultimate

Meaning
being the best or most extreme example of its kind; final; last
Example
This is the ultimate test of your skills.
A2 noun /ˌʌndərˈstændɪŋ/

understanding

Meaning
the ability to grasp the meaning, significance, or nature of something
Example
Her understanding of the issue was impressive.
B2 adjective /ʌnˈhɜːd/

Unheard

Meaning
not heard or listened to; not given a hearing; unknown or unfamiliar
Example
His complaints went unheard by the management.
C1 adjective /ʌnˈkwaɪ.ət/

Unquiet

Meaning
restless; unable to remain still or quiet; anxious or troubled
Example
She spent an unquiet night worrying about the exam results.
B2 adjective /ʌnˈɑːrmd/

unarmed

Meaning
Not equipped with or carrying weapons
Example
The police found the suspect unarmed during the search.
B2 adverb /ˈʌt.ə.li/

Utterly

Meaning
completely; absolutely; totally
Example
The movie was utterly boring and I fell asleep.
B1 adjective /ʌnˈʃʊr/

unsure

Meaning
not certain or confident; feeling doubt
Example
She felt unsure about the decision.
C1 adjective /ʌnˈɡɑː.dɪd/

Unguarded

Meaning
not protected or defended; careless about revealing private thoughts or information
Example
In an unguarded moment, she revealed her true feelings about the project.
B1 adverb /ʌnˈfɔːrtʃənətli/

Unfortunately

Meaning
used to express regret or disappointment about something
Example
Unfortunately, the weather was bad for our picnic.
C1 adjective /ʌnˈwɪtɪŋ/

unwitting

Meaning
Not aware of what is happening; done without realizing.
Example
She became an unwitting participant in the scam.
C1 noun /ʌnkənˈsɜːrn/

Unconcern

Meaning
lack of worry or interest; indifference
Example
She showed complete unconcern about the criticism.
C1 noun /ˈʌndərˌwɜːrld/

underworld

Meaning
The criminal world of organized crime or the mythical world of the dead.
Example
The detective spent years studying the secrets of the underworld.
B1 noun /ˈjuːs.fəl.nəs/

Usefulness

Meaning
the quality of being useful; practical value or helpfulness
Example
The usefulness of this tool became apparent during the project.
B1 noun /ˈjuːnɪvɜːrs/

Universe

Meaning
all existing matter and space; the cosmos
Example
Scientists study the universe to understand its mysteries.
B2 adjective /ʌnˈfeɪ.vər.ə.bəl/

Unfavourable

Meaning
not helpful or advantageous; adverse
Example
The weather conditions were unfavourable for our outdoor event.
B1 adjective /ʌnˈsɜːrtən/

Uncertain

Meaning
not able to be relied on; not known or definite; not having reliable knowledge
Example
I am uncertain about my future career plans.
C1 adjective /ʌnˈsaɪtli/

unsightly

Meaning
Unpleasant to look at; ugly.
Example
The garbage pile created an unsightly view in the park.
C2 adjective /ˌʌltrəˈmɒnteɪn/

ultramontane

Meaning
beyond the mountains, especially referring to support for the Pope over local church authority
Example
The debate highlighted the ultramontane position in church politics.
B2 adjective /ʌnˈsteɪbəl/

Unstable

Meaning
likely to change; not steady or secure; unsteady
Example
The unstable economy made people worried about their jobs.
B2 noun /juːˈtɪl.ə.ti/

Utility

Meaning
the state of being useful, profitable, or beneficial; a public service
Example
The utility of solar panels increases with rising electricity costs.
C1 adjective /ʌnˈkʌltʃəd/

Uncultured

Meaning
lacking good manners, refinement, or education; uncivilized
Example
His uncultured behavior embarrassed everyone at the dinner party.
C2 adjective /ʌnˈmɪtɪɡeɪtɪd/

unmitigated

Meaning
absolute; not lessened or moderated
Example
The meeting was an unmitigated disaster.
C1 noun /ˈʌndərˌstʌdi/

understudy

Meaning
An actor who learns another's role to act as a replacement if needed.
Example
The understudy performed when the lead actor fell ill.
B1 adjective /ʌnˈjuː.ʒu.əl/

Unusual

Meaning
not typical; strange; different from what is normal
Example
She wore an unusual dress to the party.
C1 adjective /ˌjuːtɪlɪˈtɛəriən/

utilitarian

Meaning
Designed to be useful or practical rather than attractive; relating to the doctrine that actions are right if they are useful or for the benefit of a majority.
Example
The building had a simple utilitarian design.
B2 adjective /ʌnˈbiːtən/

Unbeaten

Meaning
not defeated; having never lost; undefeated
Example
The team remains unbeaten this season.
C1 adjective /ˌʌn.əˈdʌl.tə.reɪ.tɪd/

Unadulterated

Meaning
not mixed or diluted with any different or extra elements; pure
Example
She felt unadulterated joy when she heard the news.
B1 adjective /ˌʌnɪmˈpɔːrtənt/

unimportant

Meaning
not having much value, significance, or influence
Example
The detail seemed unimportant compared to the main issue.
B2 adjective /ʌnˈberəbəl/

Unbearable

Meaning
too painful, annoying, or unpleasant to tolerate; impossible to endure
Example
The heat in the desert was unbearable.
C1 noun /juːnəˈnɪməti/

Unanimity

Meaning
complete agreement among all members of a group
Example
The committee reached unanimity on the new policy.
B1 adjective ʌnˈplænd

unplanned

Meaning
Not planned or arranged in advance; happening spontaneously without preparation.
Example
Unplanned urbanization contributes to environmental issues.
C1 verb /ʌnˈmɑːsk/

unmask

Meaning
to remove a mask or covering; to reveal the true identity, nature, or intentions of someone or something
Example
The investigation helped unmask the real culprit behind the crime.
C1 adjective /ʌnˈspiːkəbl/

unspeakable

Meaning
too bad or shocking to be expressed in words
Example
The survivors endured unspeakable horrors during the war.
B2 noun /ˌʌndəˈɡrædʒuət/

undergraduate

Meaning
a student who has not yet earned a bachelor's degree
Example
She is an undergraduate studying computer science.
B2 adjective /ʌnˈendɪŋ/

Unending

Meaning
continuing forever; without end
Example
The unending rain made the day feel gloomy.
C2 noun /ˈjuːzjuːfrʌkt/

usufruct

Meaning
The legal right to use and enjoy the benefits of someone else’s property without owning it.
Example
The tenant had the usufruct of the land but not its ownership.
C1 adjective /ˌʌnrɪˈfaɪnd/

unrefined

Meaning
not processed or purified; lacking polish or sophistication
Example
The unrefined oil must be processed before it can be used as fuel.
B2 adjective /ʌnˈwaɪz/

unwise

Meaning
Showing poor judgment; not sensible or prudent.
Example
It would be unwise to invest all your money in one company.
A1 preposition /ˈʌndər/

under

Meaning
in or to a lower position than something
Example
The cat is under the table.
C1 adjective /ˌʌnbɪˈkʌmɪŋ/

unbecoming

Meaning
Not proper or appropriate for a person; unsuitable.
Example
His rude behavior was unbecoming of a leader.
C2 noun /ˈʌŋɡwənt/

unguent

Meaning
A soothing or healing ointment applied to the skin.
Example
The doctor applied an unguent to heal the burn.
C1 adjective /ʌnˈtɛnəbl/

untenable

Meaning
not able to be maintained or defended against attack or objection
Example
The politician resigned when his position became untenable.
C2 adjective /ʌnˈspɛərɪŋ/

unsparing

Meaning
Showing no mercy or generosity; harsh or severe.
Example
The critic was unsparing in his review of the play.
B1 adjective /ʌnˈfrɛndli/

unfriendly

Meaning
not kind or welcoming; hostile or cold in behavior or attitude
Example
The shop owner seemed unfriendly to new customers.
B2 noun /ʌnəˈbɪləti/

unability

Meaning
the state of being unable to do something; incapacity
Example
His unability to solve the problem caused delays in the project.
C1 adjective /ʌnˈmænɪdʒəbəl/

Unmanageable

Meaning
difficult or impossible to control or handle
Example
The large class became unmanageable without proper supervision.
C2 adjective /ˌʌnprəˈpɪʃəs/

unpropitious

Meaning
Not giving or indicating a good chance of success; unfavorable.
Example
The team began their journey under unpropitious weather conditions.
B1 adjective /ʌnˈjuzd/

Unused

Meaning
not being used; not having been used before
Example
There are many unused rooms in this old mansion.
A1 verb /juːz/

use

Meaning
to employ something for a purpose; to take advantage of
Example
I use my computer for work and entertainment.
B2 noun /ʌnˈkaɪndnəs/

unkindness

Meaning
lack of kindness; cruel or inconsiderate behavior
Example
His unkindness hurt her feelings deeply.
B2 adjective /ˌjuːnɪˈvɜːrsəl/

Universal

Meaning
applicable to all cases; existing everywhere
Example
Music is a universal language that everyone understands.
B2 adjective /ʌnˈdɪvaɪdɪd/

Undivided

Meaning
whole; complete; not separated or split
Example
The team showed undivided attention to the coach's instructions.
C2 adjective /ʌnˈælɔɪd/

unalloyed

Meaning
Pure, complete, and not mixed with anything else.
Example
She felt unalloyed joy at the news of her success.
C1 adjective /ˌʌnəkˈnɒlɪdʒd/

unacknowledged

Meaning
Not recognized, admitted, or accepted; ignored or unnoticed
Example
Her contributions to the project went unacknowledged.
C1 noun /juːˈtoʊpiə/

utopia

Meaning
An imagined perfect society or place where everything is ideal.
Example
Many philosophers dreamed of creating a utopia for humanity.
C1 adjective /ʌnˈseɪvəri/

unsavory

Meaning
Disagreeable, unpleasant, or morally offensive.
Example
The politician was linked to an unsavory scandal.
C1 adjective /ˌjuːnɪˈlætərəl/

Unilateral

Meaning
one-sided; involving only one party
Example
The country made a unilateral decision to withdraw from the treaty.
B1 noun /juːˈten.səlz/

Utensils

Meaning
tools or implements used for cooking, eating, or serving food
Example
Please wash all the cooking utensils after preparing dinner.
B1 adjective /ʌnˈklɪər/

unclear

Meaning
not easy to understand; vague or ambiguous
Example
The instructions were unclear, so I asked for clarification.
C2 adjective /ˌʌnpriːpəˈzɛsɪŋ/

unprepossessing

Meaning
not attractive or appealing in appearance
Example
Despite his unprepossessing looks, he was very kind and intelligent.
C1 verb /ʌnˈroʊl/

unroll

Meaning
to open something that is rolled up; to spread out gradually
Example
She unrolled the map on the table to find the route.
B2 adjective /ˌʌnˈkɔːrdɪneɪtɪd/

uncoordinated

Meaning
lacking coordination, not well-organized or clumsy in movement
Example
His movements were uncoordinated, making him prone to accidents.
B2 adjective /ʌnˈfeɪv(ə)rəbəl/

unfavorable

Meaning
not beneficial or advantageous; showing disapproval or opposition
Example
The proposal received an unfavorable response from the committee.
B2 adjective /ʌnˈskɪld/

Unskilled

Meaning
lacking technical training or ability; not requiring special skills
Example
Many unskilled workers are looking for training opportunities.
C1 adjective /ʌlˈtɪəriər/

ulterior

Meaning
hidden or secret, often with a selfish motive
Example
He invited her with an ulterior motive.
B2 adverb /ʌnˈfɛərli/

unfairly

Meaning
In a manner that is not just, reasonable, or impartial
Example
He was treated unfairly by the committee.
B1 adjective /ʌnˈtru/

Untrue

Meaning
not true; false; incorrect
Example
His statement about the incident was completely untrue.
C2 adjective /ˌʌnrɪˈmɪtɪŋ/

unremitting

Meaning
Never relaxing or stopping; persistent.
Example
Her unremitting efforts finally paid off.
A2 adjective /ʌnˈtaɪdi/

Untidy

Meaning
not neat or orderly; messy and disorganized
Example
Her untidy room was filled with clothes scattered everywhere.
B1 adjective /juːˈnaɪtɪd/

United

Meaning
joined together for a common purpose; in agreement
Example
The team was united in their goal to win.
B2 adjective /ʌnˈhɜːrt/

unhurt

Meaning
Not injured or harmed.
Example
She walked away from the accident unhurt.
C1 adjective /ʌnˈsiːmli/

unseemly

Meaning
Not proper or appropriate in behavior or appearance; unbecoming.
Example
His unseemly remarks embarrassed everyone at the dinner table.
C1 adjective ʌnˈskruːpjʊləs

unscrupulous

Meaning
Having or showing no moral principles; not honest or fair.
Example
Unscrupulous peers can lead adolescents to delinquency.
B2 adjective /ʌnˈlɔːfl/

Unlawful

Meaning
not authorized by law; illegal
Example
The court declared the search unlawful.
B2 adjective /ˌʌndərˈlaɪɪŋ/

underlying

Meaning
basic or hidden but important; forming the foundation of something
Example
The underlying reason for the conflict was never addressed.
C2 noun /ˈjuːnɪvəˌlɛns/

univalence

Meaning
The state of having a single valence or combining power, especially in chemistry.
Example
Hydrogen is characterized by its univalence in chemical reactions.
C1 noun /ʌpˈhiːvəl/

upheaval

Meaning
a violent or sudden change or disruption to something
Example
The company faced a major upheaval after the sudden resignation of its CEO.
C2 verb /juˈzɜrp/

usurp

Meaning
to take someone's position of power illegally or by force
Example
The general tried to usurp the king's throne.
B2 adjective /ˌʌnɪˈmædʒənəbəl/

Unimaginable

Meaning
impossible to conceive; beyond imagination
Example
The scale of destruction was unimaginable until we saw it firsthand.
B2 adjective /ˌʌnɪnˈfɔːrmd/

uninformed

Meaning
lacking knowledge or awareness about a particular subject; not educated or informed
Example
The decision was made by an uninformed committee.
C1 adjective /ˌʌnˈpɑr.də.nə.bəl/

Unpardonable

Meaning
too bad to be forgiven; inexcusable
Example
His betrayal of trust was an unpardonable offense.
B2 adjective ʌnˈprɛsɪˌdɛntɪd

unprecedented

Meaning
Never done or known before; without previous example.
Example
Unprecedented advancements in science changed human lives.
B2 adjective /ˌʌnkənˈvɛnʃənl/

unconventional

Meaning
not based on or conforming to what is generally done or believed
Example
Her unconventional approach to teaching inspired her students to think creatively.
A1 pronoun /ʌs/

us

Meaning
used to refer to the speaker and one or more other people as the object of a verb or preposition
Example
She gave us a gift.
B2 verb /ʌnˈtaɪ/

untie

Meaning
to loosen or remove a knot or binding; to release something that is tied
Example
She untied the rope to free the boat.
C1 noun /ʌnˈfeɪθfʊlnəs/

unfaithfulness

Meaning
the quality of being disloyal or not faithful; breach of trust or fidelity
Example
His unfaithfulness led to the end of their marriage.
B2 adverb /ˈɜːrdʒəntli/

urgently

Meaning
in a way that requires immediate attention or action
Example
The patient urgently needs medical attention.
C1 adjective /ʌnˈɜːrθli/

unearthly

Meaning
Strange or unnatural in a way that seems not of this world
Example
The forest was filled with an unearthly glow.
B1 verb /ʌnˈlɒk/

unlock

Meaning
to open something that is locked; to make something accessible or available
Example
She used the key to unlock the door.
B2 adjective /ʌnˈriːdəbl/

unreadable

Meaning
not able to be read or understood clearly; illegible
Example
The doctor’s handwriting was completely unreadable.
C1 adjective /ˌʌndərˈsteɪtɪd/

understated

Meaning
Presented in a subtle and restrained way.
Example
She wore an elegant but understated dress.
C2 verb /ʌnˈkloʊð/

unclothe

Meaning
to remove clothing from someone or something
Example
The nurse helped unclothe the patient for the examination.
C2 adjective /ʌnəˈpiːzd/

unappeased

Meaning
Not satisfied or calmed; still feeling discontent or anger
Example
Despite the apology, she remained unappeased.
C1 adjective /ˌʌnəˈsjuːmɪŋ/

unassuming

Meaning
Not pretentious or arrogant; modest.
Example
Despite his success, he remained unassuming and humble.
B2 adjective /ˌʌndɪˈnaɪəbl/

Undeniable

Meaning
impossible to deny or dispute; clearly true
Example
The evidence of his guilt was undeniable.
C1 verb /ʌnˈsɛtl/

unsettle

Meaning
To disturb or make someone feel anxious or uneasy.
Example
The sudden news unsettled the entire community.
C2 adjective /ʌnˈblʌʃɪŋ/

Unblushing

Meaning
showing no shame or embarrassment; boldly shameless
Example
He told the unblushing lie without any hesitation.
C1 noun /ˌʌnprɪˈdɪktəˌbɪləti/

unpredictability

Meaning
The quality of being impossible to predict or anticipate.
Example
The unpredictability of the weather made the trip uncertain.
C1 adjective /ˌjuːnɪˈsɛljʊlər/

unicellular

Meaning
Consisting of a single cell.
Example
Amoebas are unicellular organisms.
B1 adjective /ˌʌnbɪˈliːvəbəl/

Unbelievable

Meaning
impossible to believe; extremely surprising or remarkable
Example
The magician's performance was absolutely unbelievable.
B2 adjective /ʌnˈsuːtəbl/

Unsuitable

Meaning
not fitting or appropriate for a particular purpose or situation
Example
This formal dress is unsuitable for a casual beach party.
A1 adjective /ˈjuːs.fəl/

Useful

Meaning
having a beneficial purpose; practical
Example
This tool is very useful for fixing problems.
C2 noun /ˈʌndərlɪŋ/

underling

Meaning
a person of low rank or importance; a subordinate
Example
The manager ordered his underlings to finish the task quickly.
B2 verb /ʌnˈveɪl/

unveil

Meaning
to reveal or disclose something, especially in a formal manner
Example
The company will unveil a new product next week.
A2 noun /ˈjuːzər/

user

Meaning
a person who uses or operates something
Example
He is a frequent user of this app.
C1 adjective /ʌnˈfɔːltərɪŋ/

unfaltering

Meaning
Steady and resolute; not weakening or hesitating
Example
She continued with unfaltering determination.
C1 adjective /ˌʌnprɪˈtɛnʃəs/

unpretentious

Meaning
modest; not attempting to impress others with appearance or importance
Example
She lives in an unpretentious home but is very happy.
C2 verb /ˈʌndərˌmæn/

underman

Meaning
to supply with fewer workers or personnel than needed
Example
The hospital was undermanned during the flu outbreak.
C1 adjective /ˌʌnəbˈtruːsɪv/

unobtrusive

Meaning
not attracting attention; blending in without causing notice
Example
The security cameras are designed to be unobtrusive.
C1 verb /ˌʌndərˈsɛl/

undersell

Meaning
to sell something at a lower price than competitors or to downplay the value of something
Example
The shop undersold its rivals by offering huge discounts.
C2 noun juːˈbɪkwɪti

ubiquity

Meaning
The fact of appearing everywhere or of being very common.
Example
The ubiquity of smartphones has transformed communication.