Mortgage
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C1 noun /ˈmɔːr.ɡɪʤ/

Mortgage

Meaning
a legal agreement by which a bank lends money to buy property
Example
They took out a mortgage to buy their first house.
C2 noun /ˌmɛtəˈfɪzɪks/

metaphysics

Meaning
The branch of philosophy that deals with the fundamental nature of reality, existence, and the relationship between mind and matter.
Example
She studied metaphysics to understand the principles of existence beyond physical science.
B1 verb /ˈmoʊtɪˌveɪt/

motivate

Meaning
to encourage or stimulate interest or enthusiasm for doing something
Example
The coach's speech motivated the team to win the championship.
C1 verb /məˈruːn/

maroon

Meaning
to leave someone trapped and isolated, especially on an island
Example
The sailors were marooned on a deserted island.
B2 noun /ˈmɛntɔːr/

mentor

Meaning
an experienced person who advises and guides someone less experienced
Example
She acted as a mentor for the new employees.
C1 noun /ˌmɑːr.kɪ.təˈbɪl.ə.ti/

marketability

Meaning
The possibility of commercial success for a product or service
Example
The new product's marketability depends on consumer demand.
C1 noun ˌmiː.diˈɒk.rə.ti

mediocrity

Meaning
Being average or ordinary, not particularly good.
Example
He refused to settle for mediocrity and aimed for greatness.
C1 noun /ˈmænɪkɪn/

mannequin

Meaning
a life-sized model of a human figure used by shops to display clothes
Example
The mannequin in the shop window was dressed in a red gown.
C2 noun /məˈlæsɪz/

Molasses

Meaning
thick, dark, sweet syrup made from sugar cane
Example
The recipe calls for molasses to give the bread a rich flavor.
C1 noun ˈmæŋɡroʊv ˈfɒrɪst

Mangrove Forest

Meaning
A coastal forest ecosystem characterized by salt-tolerant trees and shrubs that grow in intertidal zones.
Example
Sundarbans is the world's largest mangrove forest.
B1 adjective /ˈmædʒɪkəl/

magical

Meaning
having or producing the charm, beauty, or power of magic
Example
The sunset over the mountains was a magical sight.
A1 noun /ˈmuːvi/

movie

Meaning
A motion picture or film shown in a cinema or on television.
Example
We watched a movie together last night.
B2 noun /ˈmaɪnd.fʊl.nəs/

mindfulness

Meaning
The basic human ability to be fully present, aware of where we are and what we're doing.
Example
Mindfulness practices improve focus and emotional balance.
C1 noun /ˈmaɪlɪdʒ/

mileage

Meaning
The distance traveled in miles, or the fuel efficiency of a vehicle.
Example
This car gives excellent mileage on highways.
C2 noun /ˈmɪsɪv/

missive

Meaning
a written message, especially a formal or official letter
Example
He sent a long missive to the governor.
B2 noun /ˈmet.roʊ reɪl/

Metro Rail

Meaning
an underground urban railway system; subway system
Example
The metro rail connects all major areas of the city efficiently.
C1 noun nɪˈmɒnɪks

mnemonics

Meaning
A technique to aid memory; a device such as a pattern of letters, ideas, or associations
Example
Mnemonics help in remembering complex concepts easily.
B2 noun /ˈmɔːl.tə/

Malta

Meaning
a sweet citrus fruit similar to orange, also known as blood orange or sweet orange
Example
Malta is a popular citrus fruit in Bangladesh known for its sweet taste and high vitamin C content.
C1 noun /ˈmjuːtɪni/

mutiny

Meaning
an open rebellion against authority, especially by soldiers or sailors
Example
The sailors staged a mutiny against their captain.
B2 noun /ˈmɒdəreɪtər/

moderator

Meaning
A person who leads or oversees discussions, debates, or forums to maintain order.
Example
The moderator asked each panelist to share their views.
C1 noun ˈmɑːrdʒɪnəlaɪzd ˌɪndɪˈvɪdʒuəlz

marginalized individuals

Meaning
People who are treated as insignificant or peripheral to society, often excluded from mainstream social, economic, or political activities.
Example
Marginalized individuals often face severe challenges.
C1 noun /ˈmaɪkrəʊˌklaɪmæt/

microclimate

Meaning
The climate of a small, specific area that may differ from the general climate of the surrounding region, often influenced by local factors like terrain, vegetation, or buildings.
Example
A microclimate can have a significant impact on plant growth.
B2 adjective /ˈmɒdɪst/

modest

Meaning
Having or showing a humble estimate of one’s importance; simple and not extravagant.
Example
She lives in a modest house in the countryside.
A1 noun /miːt/

Meat

Meaning
animal flesh used as food
Example
We bought fresh meat from the butcher shop.
C1 noun ˌmɒd.ɪ.fɪˈkeɪ.ʃənz

modifications

Meaning
The action of making partial or minor changes to something.
Example
DNA modifications enable enhanced traits in crops.
C1 noun /mɪˈtrɒp.ə.lɪs/

Metropolis

Meaning
A very large city, especially the main city of a country or region
Example
New York is a bustling metropolis with millions of residents.
C2 adjective /ˈmiːzli/

measly

Meaning
contemptibly small or insignificant
Example
He was paid a measly sum for the hard work.
B2 verb /mɒk/

mock

Meaning
To make fun of someone or something in a cruel or unkind way.
Example
The students mocked his accent during class.
C1 verb /ˈmæsəkər/

massacre

Meaning
to kill a large number of people brutally; to defeat decisively
Example
The army massacred the innocent civilians.
B2 noun /ˈmæstərpiːs/

Masterpiece

Meaning
A work of outstanding artistry, skill, or workmanship
Example
The Mona Lisa is considered one of the greatest masterpieces of all time.
C1 noun/adjective /ˈmæm.əθ/

mammoth

Meaning
An extinct large elephant-like animal with long curved tusks; also means something huge.
Example
The company faced a mammoth challenge during expansion.
C1 adjective /ˈmeʒ.ər.ə.bəl/

Measurable

Meaning
able to be measured; quantifiable
Example
The project's success was measurable by increased sales.
B1 noun /ˈmɪnɪstər/

minister

Meaning
a head of a government department; a person who leads a church
Example
The finance minister announced new tax policies.
C1 adverb /ˈmerɪli/

Merrily

Meaning
in a cheerful and joyful manner
Example
The children played merrily in the garden.
C2 noun /ˈmeɪleɪ/

melee

Meaning
A noisy, confused fight or crowd situation.
Example
A melee broke out during the football match.
C2 noun /ˌmɑːrtəˈnɛt/

martinet

Meaning
A strict disciplinarian who demands rigid adherence to rules.
Example
The new manager was such a martinet that even minor infractions were punished.
C1 noun, verb /məˈnuː.vər/

maneuver

Meaning
a planned or skillful movement or action; to move skillfully or carefully
Example
The pilot maneuvered the plane through the storm.
B1 noun /mæsk/

Mask

Meaning
covering for the face or head; disguise or protection
Example
She wore a mask to protect herself from dust.
C2 noun /ˈmeɪlstrəm/

maelstrom

Meaning
A powerful whirlpool in the sea or a situation of confused movement and turmoil.
Example
The ship was caught in a maelstrom of waves and wind.
C2 noun /ˈmætrɪˌsaɪd/

matricide

Meaning
The act of killing one's own mother.
Example
The crime of matricide shocked the entire town.
B1 noun /mʌd/

mud

Meaning
soft, wet earth or soil
Example
The children were playing in the mud after the rain.
C2 adjective /ˌmædʒɪˈstɪəriəl/

magisterial

Meaning
Having the characteristics of a master or authority; commanding and dignified.
Example
The professor spoke in a magisterial tone during the lecture.
C1 noun /ˈmɜːrsəˌnɛri/

mercenary

Meaning
a professional soldier hired to serve in a foreign army; also used to describe someone motivated solely by money.
Example
The mercenary fought for whoever paid the highest wage.
C2 noun /ˈmʌs.tərd liːf/

Mustard leaf

Meaning
green leafy vegetable from the mustard plant; edible leaves used in cooking
Example
We cooked mustard leaf with fish in a traditional Bengali curry.
C1 adjective /ˈmaɪ.ɡrə.tɔːr.i/

Migratory

Meaning
moving from one place to another; characterized by seasonal movement
Example
Many birds are migratory and travel thousands of miles each season.
C1 noun /moʊˈzeɪɪk/

mosaic

Meaning
A picture or pattern produced by arranging together small pieces of stone, tile, or glass.
Example
The church ceiling was decorated with a beautiful mosaic.
C2 verb /ˈmɒlikɒdl/

mollycoddle

Meaning
To treat someone in an overprotective and indulgent way.
Example
Parents should avoid mollycoddling their children too much.
C1 noun /mɪˈlɛniəm/

millennium

Meaning
a period of one thousand years; often used to mark an anniversary
Example
The year 2000 was celebrated as the beginning of a new millennium.
C1 noun /ˈmɔːr.nər/

Mourner

Meaning
a person who attends a funeral or shows grief for someone who has died
Example
The mourners gathered at the cemetery to pay their respects.
C2 adjective /ˈmʌski/

musky

Meaning
having a strong, sweet, earthy smell like musk
Example
The perfume had a musky fragrance.
C1 adjective /ˈmærɪtəl/

marital

Meaning
Relating to marriage or the relationship between husband and wife.
Example
They sought counseling to resolve their marital issues.
B2 noun ˈmɒn.ə.ki

monarchy

Meaning
A form of government with a monarch at the head, where supreme power is held by a single person such as a king or queen.
Example
The monarchy was abolished during the revolution.
A2 noun/adjective /ˈmɛksɪkən/

mexican

Meaning
a native or inhabitant of Mexico; relating to Mexico or its people, culture, or language
Example
She enjoys Mexican food like tacos and enchiladas.
B2 noun /maɪˈnɔːr.ɪ.ti/

minority

Meaning
A smaller number or part, especially a group differing from the majority.
Example
The law aims to protect the rights of ethnic minorities.
A1 noun/verb /maɪnd/

mind

Meaning
the part of a person that enables them to think, feel, and reason; to pay attention or take care
Example
Please mind the gap between the train and the platform.
B1 noun /ˈmem.bə.ʃɪp/

membership

Meaning
The state of belonging to or being part of an organization or group.
Example
The country's membership in the organization marked 50 years.
C2 noun /ˈmʌstərd ɔɪl/

Mustard Oil

Meaning
oil extracted from mustard seeds, commonly used for cooking and medicinal purposes
Example
We use mustard oil for cooking vegetables in our kitchen.
C2 noun /məˈnɒkrəsi/

monocracy

Meaning
A system of government by a single person; autocracy.
Example
The nation suffered under decades of monocracy.
C2 noun /meɪndʒ/

mange

Meaning
a skin disease in animals caused by parasitic mites, leading to hair loss and sores
Example
The stray dog was suffering from mange.
C1 noun məˈnjʊər

manure

Meaning
Animal dung used for fertilizing land; organic matter used as fertilizer.
Example
Organic manure enhances soil fertility.
B2 noun /ˈmæt.rəs/

Mattress

Meaning
a large rectangular pad for supporting the reclining body, used as or on a bed
Example
We bought a new mattress for our bedroom.
C1 verb /ˌmɪsˌrɛprɪˈzɛnt/

misrepresent

Meaning
to give a false or misleading account of something
Example
The lawyer accused the witness of trying to misrepresent the facts.
C1 noun ˌmɑːr.dʒɪ.nəl.aɪˈzeɪ.ʃən

marginalization

Meaning
The treatment of a person, group, or concept as insignificant or peripheral.
Example
Economic policies should address the marginalization of the poor.
C1 noun /ˌmɛrɪˈtɒkrəsi/

meritocracy

Meaning
A system in which advancement is based on individual ability or achievement.
Example
In a true meritocracy, the most capable people rise to leadership positions.
A2 noun /məˈʃiːn/

machine

Meaning
A device with moving parts that uses energy to perform a particular task.
Example
This washing machine is very efficient.
C1 noun /ˈmoʊldɪŋ/

molding

Meaning
A decorative strip or design, often used on walls, ceilings, or furniture.
Example
The wooden molding gave the room a classic look.
C1 noun /ˈmɒk.ər.i/

Mockery

Meaning
teasing and contemptuous language or behavior; ridicule
Example
His speech was met with mockery from the audience.
B2 adjective /mjuːt/

Mute

Meaning
silent; unable to speak; without sound
Example
He remained mute during the entire meeting.
A2 noun, pronoun, verb /maɪn/

mine

Meaning
a place where minerals are dug from the ground; or something belonging to me
Example
The workers went deep into the mine to extract coal.
C1 adjective /məˈlɪɡnənt/

malignant

Meaning
dangerous or harmful in influence or effect; medically, tending to invade and destroy tissue
Example
Doctors confirmed that the tumor was malignant.
C2 noun /məˈnɪʃən/

monition

Meaning
A warning or caution, often of a religious or moral nature.
Example
The priest gave a monition against dishonesty.
C1 noun /ˈmiːknəs/

Meekness

Meaning
The quality of being quiet, gentle, and submissive
Example
His meekness was often mistaken for weakness by his colleagues.
A2 noun ˈmɛdɪsɪn

medicine

Meaning
A compound or preparation used for the treatment or prevention of disease.
Example
Modern medicine has made great strides in treating diseases.
C2 adjective /ˈmeɪndʒi/

mangy

Meaning
in poor condition, shabby, dirty, or affected by mange
Example
The stray dog looked mangy and weak.
B2 verb /ˈmɑːdərət/

moderate

Meaning
to make less extreme or intense; to control or preside over
Example
She moderated the heated debate between the candidates.
C1 adjective /maɪˈkroʊ.bi.əl/

microbial

Meaning
Related to bacteria, fungi, and other microscopic organisms.
Example
Microbial activity in the soil improves fertility.
C2 verb /miːt/

mete

Meaning
To dispense or allot justice, punishment, or harsh treatment.
Example
The judge will mete out punishment according to the crime.
A2 noun /ˈmærɪdʒ/

marriage

Meaning
The legally or formally recognized union of two people as partners in a personal relationship.
Example
Their marriage lasted for over thirty years.
B2 noun ˈmʌltiˌtɑːskɪŋ

multitasking

Meaning
The performance of more than one task at the same time
Example
Multitasking reduces efficiency.
B2 noun /mɪθ/

myth

Meaning
A traditional story explaining natural or social phenomena, often involving supernatural beings; a widely held but false belief.
Example
The myth of the phoenix tells of a bird reborn from its ashes.
C2 adjective /məˈnaɪəkəl/

maniacal

Meaning
behaving like a maniac; showing excessive enthusiasm or madness
Example
He gave a maniacal laugh during the movie.
C1 noun /ˈmælədi/

Malady

Meaning
A disease or ailment; a serious problem
Example
The doctor diagnosed a rare malady that affected her nervous system.
C2 adjective /ˌmɪsənˈθrɑːpɪk/

misanthropic

Meaning
having or showing a dislike of humankind
Example
His misanthropic attitude made it difficult for him to make friends.
A2 verb /ˈmæri/

marry

Meaning
to become husband and wife; to perform a wedding ceremony
Example
They plan to marry next summer.
C2 adjective /ˈmɔːdlɪn/

maudlin

Meaning
Overly sentimental, often tearfully or weakly emotional.
Example
He became maudlin after a few drinks.
C1 noun /ˌmɒd.jʊˈleɪ.ʃən/

modulation

Meaning
The process of varying or controlling something.
Example
Proper modulation of voice enhances communication skills.
C1 noun /ˈmoʊ.tər ˈlɔː.ri/

Motor lorry

Meaning
a large motor vehicle used for transporting goods; truck
Example
The motor lorry delivered fresh vegetables to the market.
C2 adjective /ˈmʌsti/

musty

Meaning
having a stale, moldy, or damp smell
Example
The old books had a musty odor.
B2 noun ˈmɒn.ɪ.tər.ɪŋ

monitoring

Meaning
The action of observing and checking the progress or quality of something over a period of time.
Example
Monitoring ensures compliance with standards.
C2 noun /ˌmjuːlˈtɪər/

muleteer

Meaning
a person who drives or takes care of mules
Example
The muleteer guided the animals safely across the mountain path.
C1 noun /ˈmɑː.kɪt ˌpen.ɪˈtreɪ.ʃən/

Market Penetration

Meaning
A measure of the amount of sales or adoption of a product or service compared to the total theoretical market for that product or service.
Example
High market penetration ensures competitive dominance.
C1 noun /ˈmɔːrtər/

mortar

Meaning
a mixture used in building to bond bricks or stones together; also, a small cannon for firing shells
Example
The workers applied mortar between the bricks.
B1 verb /ˈmɛʒər/

measure

Meaning
to determine the size, amount, or degree of something
Example
She measured the length of the table.
C1 noun /ˌmænɪˈfɛstoʊ/

manifesto

Meaning
a public declaration of policy and aims, especially by a political party
Example
The party released its manifesto before the election.
C1 verb /ˌmɪsˈpleɪs/

misplace

Meaning
To put something in the wrong location and temporarily lose it.
Example
I often misplace my keys when I am in a hurry.
C1 noun /ˈmænər/

manor

Meaning
A large country house with lands; the main house of an estate.
Example
The old manor stood proudly on the hill for centuries.
C1 verb /ˈməʊbɪlaɪz/

mobilize

Meaning
to organize or prepare people or resources for action
Example
The leader worked hard to mobilize the community for the protest.
C2 adjective /ˈmiː.di.əl/

medial

Meaning
Situated in or pertaining to the middle; located toward the midline of the body or structure.
Example
The medial side of the knee is more prone to injury.
C1 noun /mɔːs/

Moss

Meaning
a small flowerless plant that grows in clumps in moist places
Example
Green moss covered the old stone wall.
B2 noun /ˌmænjəˈfæktʃərɪŋ/

manufacturing

Meaning
the process of making products on a large scale using machinery
Example
The country is investing heavily in the manufacturing sector.
B1 adjective, preposition, noun /mɪd/

mid

Meaning
being in the middle of something; the central part or point
Example
She joined the project in mid June.
B2 noun /ˈmɪd.deɪ/

Midday

Meaning
The middle of the day; twelve o'clock in the daytime; noon
Example
The sun is brightest at midday when it's directly overhead.
C2 noun /meɪs/

Mase

Meaning
spice obtained from the reddish seed covering of the nutmeg seed
Example
A pinch of mace adds warmth to the dessert.
A1 pronoun /maɪ/

my

Meaning
used to indicate possession or ownership
Example
This is my book.
B1 verb /ˈmʌltɪplaɪ/

multiply

Meaning
to increase in number; to perform mathematical multiplication
Example
The bacteria multiply rapidly in warm conditions.
C1 adjective /ˌmed.iˈiː.vəl/

Mediaeval

Meaning
relating to the Middle Ages; medieval
Example
The castle displayed mediaeval architecture and design.
B1 noun ˈmɪlɪteri

military

Meaning
The armed forces of a country.
Example
The military was called for assistance.
B2 adjective ˈmɒn.ɪ.tri

monetary

Meaning
Relating to money or currency.
Example
The monetary implications are significant for investors.
B2 noun /mɑːrz/

Mars

Meaning
The fourth planet from the Sun; the Roman god of war
Example
Scientists are planning a manned mission to Mars in the next decade.
B2 noun /maɪˈɡreɪʃən/

migration

Meaning
the movement of people or animals from one place to another, often for better living conditions or seasonal reasons
Example
The annual migration of birds is a fascinating natural event.
C2 verb /məˈkadəˌmaɪz/

macadamize

Meaning
to construct or cover a road with broken stone
Example
The government decided to macadamize the old rural roads.
B2 noun /ˈmɛr.ɪt/

Merit

Meaning
The quality of being particularly good or worthy, especially deserving praise, reward, or attention
Example
She was promoted based on her merit and hard work.
B2 adjective /ˈmɪnɪməm/

minimum

Meaning
The least or smallest amount or quantity possible, attained, or required.
Example
This year saw a minimum unemployment rate.
C2 noun /mɪˈsɑːɡəmi/

misogamy

Meaning
Hatred or dislike of marriage.
Example
His misogamy prevented him from ever settling down with a partner.
B2 noun /ˌmɪsˈfɔːrtʃən/

misfortune

Meaning
Bad luck or an unfortunate event.
Example
He suffered the misfortune of losing his job during the recession.
C2 noun /məˈdæliən/

medallion

Meaning
a large medal or decorative piece, often worn as jewelry or used in architecture
Example
She wore a gold medallion around her neck.
C1 noun /maɪm/

Mime

Meaning
A performer who acts without words, using only gestures and body movements
Example
The street mime entertained the crowd with his invisible box routine.
B2 noun /ˈmɜːrtʃənt/

merchant

Meaning
a person or company involved in the trade of goods, especially in large quantities
Example
The merchant sold spices from distant lands.
C1 noun /ˈmɪʃ.ən.ɛr.i/

Missionary

Meaning
A person sent on a religious mission to promote their faith in a foreign country
Example
The missionary spent years teaching and helping people in remote villages.
C1 adjective /mɪˈrækjələs/

Miraculous

Meaning
supernatural; amazing; extraordinary
Example
Her miraculous recovery amazed all the doctors.
C1 adjective /ˈmɪnəskjuːl/

minuscule

Meaning
extremely small in size or importance
Example
She made only a minuscule contribution to the project.