insurance
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B1 noun /ɪnˈʃʊərəns/

insurance

Meaning
An arrangement by which a company provides compensation for loss, damage, or illness in return for a premium.
Example
He bought health insurance to cover medical expenses.
B2 verb /smæʃ/

smash

Meaning
to break something into pieces violently
Example
She smashed the glass in frustration.
A1 verb /lɪv/

live

Meaning
to have life; to reside in a particular place; to exist
Example
They live in a beautiful house by the lake.
C1 adjective /ɪˈniː.bri.eɪ.tɪd/

inebriated

Meaning
under the influence of alcohol; drunk
Example
He stumbled into the room completely inebriated.
C2 adverb /əˈmʌk/

amok

Meaning
Behaving uncontrollably and disruptively.
Example
The angry mob ran amok after the verdict was announced.
C2 adjective /ˌɪnˌɑːpərˈtuːn/

inopportune

Meaning
Happening at a bad or inconvenient time.
Example
His call came at the most inopportune moment.
B2 noun /ˌdɪstrɪˈbjuːʃən/

distribution

Meaning
the act of sharing or delivering something to multiple people or places
Example
The company manages the distribution of food supplies to rural areas.
C2 noun /ˈhæŋ.kər.ɪŋ/

hankering

Meaning
a strong desire or craving for something.
Example
She had a hankering for chocolate late at night.
B2 verb /kənˈfes/

confess

Meaning
to admit guilt or wrongdoing; to acknowledge
Example
He confessed his mistake to his teacher.
B2 noun /ˈkaʊnsələr/

counsellor

Meaning
a person trained to give guidance on personal, social, or psychological problems; an advisor
Example
She spoke to a counsellor to get advice about her career.
B2 verb /ˈstreɪtən/

straighten

Meaning
to make something straight or tidy; to correct or organize
Example
She straightened her hair before the meeting.
C1 noun /fæd/

fad

Meaning
a temporary fashion or trend; a short-lived craze
Example
The new diet became a popular fad among teenagers.
C2 verb /ˈsnʌfəl/

snuffle

Meaning
to breathe noisily through the nose, often because of crying or a cold
Example
The child began to snuffle after crying for a long time.
C1 verb /ˈnuːtər/

neuter

Meaning
To remove the reproductive organs of an animal; or having no gender.
Example
They decided to neuter their cat to prevent more kittens.
C1 verb /ˈænɪmeɪt/

animate

Meaning
to bring to life or make lively; to create animation for films or cartoons
Example
The artist will animate the characters for the movie.
A2 verb /ɪnˈkri:s/

increase

Meaning
to become or make something larger in amount, number, or degree
Example
The company plans to increase its production this year.
C2 noun /ɪnˈfriːkwəns/

infrequence

Meaning
The state of occurring rarely or at long intervals.
Example
The infrequence of their meetings made it hard to maintain close ties.
B2 noun /ˈkɒmjʊnɪst/

communist

Meaning
a person who supports or believes in the principles of communism
Example
The communist ideology aims for a classless society.
C1 noun /ˈwɔː.tər ˈtʃes.nʌt/

Water Chestnut

Meaning
aquatic plant with edible white crisp tubers
Example
Water chestnuts add a nice crunch to stir-fry dishes.
A2 noun /ɡɑːd/

god

Meaning
a deity; a supreme being believed to control the universe
Example
People in different cultures worship God in various ways.
A1 verb /ˈhæpən/

happen

Meaning
to occur or take place; to come about by chance
Example
What happened at the meeting yesterday?
B2 noun /ˈmɜːrsi/

Mercy

Meaning
Compassion or forgiveness shown toward someone whom it is in one's power to punish
Example
The judge showed mercy and gave him a lighter sentence.
C1 verb /ˈɛkstrəˌdaɪt/

extradite

Meaning
to hand over a person accused or convicted of a crime to another country or state
Example
The government agreed to extradite the fugitive to his home country.
C2 verb /bɪˈstraɪd/

bestride

Meaning
To sit or stand astride something; to dominate over.
Example
The statue bestrides the city square.
C2 adjective /pruːˈdɛnʃəl/

prudential

Meaning
involving or showing prudence, especially in financial or business matters
Example
The bank has set prudential rules to protect depositors.
B2 noun /ˈset.əl.mənt/

Settlement

Meaning
a place where people establish a community; an agreement that ends a dispute
Example
The early settlement was built near the river for easy access to water.
B2 noun /məˈtʃʊrəti/

Maturity

Meaning
The state of being mature; full development physically or emotionally
Example
With age comes wisdom and emotional maturity.
C2 verb /daʊz/

dowse

Meaning
To search for underground water or minerals using a divining rod; also to drench or extinguish with liquid.
Example
The farmer tried to dowse for water in the dry field.
C2 adjective /ˈdʒɔːndɪst/

jaundiced

Meaning
Affected by or displaying prejudice, envy, or bitterness; also refers to having a yellowish discoloration of the skin due to jaundice.
Example
She gave a jaundiced view of the project after her proposal was rejected.
B2 noun /ˈpɑː.tɪ.klz/

particles

Meaning
Minute portions of matter.
Example
PM2.5 particles harm respiratory health.
C1 adjective /ɔːˈstɪə/

austere

Meaning
Severe or strict in manner, attitude, or appearance; plain and simple.
Example
The monk lived an austere life in the mountains.
C2 adjective /ˈpɑːrləs/

parlous

Meaning
Full of danger or risk; precarious.
Example
The company is in a parlous financial state.
A2 noun /ˈpoʊɪt/

poet

Meaning
a person who writes poems
Example
The poet wrote about love and nature.
B1 noun /ˈkætl/

cattle

Meaning
large domesticated animals such as cows and bulls that are kept on a farm for their milk, meat, or hides
Example
The farmer owns a herd of cattle that graze near the river.
B1 adjective ˈliː.ɡəl

legal

Meaning
Permitted by law; relating to the law.
Example
Legal systems ensure justice.
C1 adjective /ɪnˈkɒmp(ə)rəbl/

incomparable

Meaning
Without an equal in quality or excellence; matchless.
Example
The view from the mountain was incomparable.
B2 noun /ˈbʌn.dəl/

Bundle

Meaning
a collection of things or quantity of material tied or wrapped up together
Example
The mailman delivered a bundle of letters to our house.
C1 noun /mjuːˈteɪʃn/

mutation

Meaning
A change in form, structure, or nature, especially in genetics.
Example
Scientists discovered a genetic mutation that caused the disorder.
A2 verb /ˈmɑːrkɪt/

market

Meaning
to promote and sell products or services; to advertise
Example
The company will market their new product through social media.
A2 noun /ˈmaʊn.tɪn/

Mountain

Meaning
a large natural elevation of earth and rock rising above the ground
Example
They climbed the highest mountain in the region.
C1 noun /ɪnˈtɛstɪn/

intestine

Meaning
The part of the digestive system where food is digested and absorbed, extending from the stomach to the anus.
Example
The doctor explained how nutrients are absorbed in the small intestine.
A2 noun /ˈplɛʒər/

pleasure

Meaning
a feeling of happiness or enjoyment
Example
It was a pleasure to meet you.
C2 noun /ˌɔːrdɪˈneɪʃən/

ordination

Meaning
The ceremony of conferring holy orders or official religious authority.
Example
The church held a special service for the ordination of new priests.
C1 noun /ˈsed.ɪ.mənt/

Sediment

Meaning
matter that settles to the bottom of a liquid; particles deposited by water or wind
Example
The river carried sediment downstream during the flood.
B2 adjective /əˈpærənt/

apparent

Meaning
Clearly visible or understood; obvious.
Example
It soon became apparent that he was not telling the truth.
C2 adjective /ˈbrɪndl̩d/

brindled

Meaning
Having a brownish or tawny color with streaks or spots of another color.
Example
The farmer owned a brindled cow with distinctive stripes.
B1 adjective /ˈɡɪl.ti/

Guilty

Meaning
having committed a crime or offense; feeling responsible for wrongdoing
Example
She felt guilty about lying to her parents.
C2 verb /ˈkɒd.l̩/

coddle

Meaning
to treat someone with excessive care or kindness, often in a way that is overprotective
Example
Parents should support their children without coddling them.
A2 adverb /ˈsʌm.weər/

Somewhere

Meaning
in or at some place; in an unspecified location
Example
I left my keys somewhere in the house.
C1 noun /ˌɑːsɪˈleɪʃən/

oscillation

Meaning
The movement back and forth at a regular speed.
Example
The oscillation of the pendulum controls the clock.
C1 verb /ˈskwɒbəl/

squabble

Meaning
To argue noisily over something small or unimportant.
Example
The children squabbled over the last piece of cake.
B1 noun /ˈproʊˌfaɪl/

profile

Meaning
a description or representation of someone or something; an outline
Example
He updated his profile on the company website.
C1 adjective ˈeɪlɪəneɪtɪd

alienated

Meaning
Feeling isolated or estranged; disconnected from others or society.
Example
Alienated students are more prone to delinquency.
C1 adjective ɪnˈsaɪ.sɪv

incisive

Meaning
Intelligently analytical and clear-thinking; showing clear thought and good understanding of what is important.
Example
His incisive comments revealed the core issues.
C1 adjective /ˌaʊtˈlændɪʃ/

outlandish

Meaning
Looking or sounding bizarre or unfamiliar; strange.
Example
He wore an outlandish costume to the festival.
C1 adjective /kənˈstreɪnd/

constrained

Meaning
appearing forced, unnatural, or restricted
Example
He gave a constrained smile during the awkward meeting.
C2 noun /ˈɡræn.tɔːr/

grantor

Meaning
A person or entity that makes a grant or transfers property or rights to another.
Example
The grantor transferred the property rights to the nonprofit organization.
C2 noun /ˈɒnwiː/ or /ˈɑːnwiː/

ennui

Meaning
A feeling of boredom, listlessness, or dissatisfaction arising from lack of excitement.
Example
After weeks of doing nothing, he sank into a deep sense of ennui.
B2 adverb /ˈiːɡərli/

Eagerly

Meaning
with keen interest or enthusiasm; with great desire
Example
The children eagerly waited for the holiday to begin.
B2 verb /stroʊk/

stroke

Meaning
to move your hand gently over something; to hit or touch something gently
Example
She stroked the cat's fur gently.
B2 noun /ˈaʊt.kʌm/

Outcome

Meaning
the result or consequence of an action or situation; the final product
Example
The outcome of the election surprised everyone.
C2 noun /əˌpɒθiˈoʊsɪs/

apotheosis

Meaning
The highest point of development; the perfect example of something; the elevation of someone to divine status.
Example
Many see the Renaissance as the apotheosis of art and culture in Europe.
C1 adjective /nɪˈɡlɛktfʊl/

neglectful

Meaning
Failing to give proper care or attention.
Example
The neglectful parent left the child alone for hours.
C1 verb /koʊˈhæbɪt/

cohabit

Meaning
To live together, often as partners without being married.
Example
They decided to cohabit before getting married.
C2 adjective /ˈwiːk niːd/

weak-kneed

Meaning
Lacking determination or courage; easily frightened or yielding.
Example
The leader was criticized for being weak-kneed in the face of opposition.
B2 noun /əˈɡrɛʃən/

aggression

Meaning
hostile or violent behavior towards others
Example
His sudden aggression surprised everyone in the meeting.
C2 noun /ˈpɪnjən/

pinion

Meaning
a small gear or the outer part of a bird's wing; to restrain or immobilize
Example
The bird's pinion was injured, preventing it from flying.
B2 adjective /ˈfes.tɪv/

Festive

Meaning
joyful; celebratory; having the characteristics of a festival
Example
The house looked festive with colorful decorations.
A2 noun /dɒl/

doll

Meaning
a small toy resembling a human figure, especially for children
Example
The little girl hugged her favorite doll tightly.
B2 noun /ˌdɛm.əˈɡræf.ɪks/

Demographics

Meaning
Statistical data relating to the population and particular groups within it.
Example
Demographics help in targeted advertising.
A2 noun /lɔː/

Law

Meaning
a rule or system of rules recognized by a country or community as regulating the actions of its members
Example
Everyone must obey the law.
B1 noun dɪˈskʌvəriz

discoveries

Meaning
The action or process of finding or learning something for the first time; facts or things discovered.
Example
His discoveries revolutionized multiple fields.
B2 adverb /ˈwɪl.ɪŋ.li/

Willingly

Meaning
in a willing manner; voluntarily; with free will
Example
She willingly helped her neighbors during the emergency.
C1 noun /ɪmˈpɛdɪmənt/

impediments

Meaning
A hindrance or obstruction in doing something; things that prevent progress or achievement.
Example
Economic impediments often hinder social development.
A2 verb /rɪˈkwaɪər/

require

Meaning
to need something; to demand or insist on
Example
This job requires excellent communication skills.
C2 noun /ɪˈklɛktɪˌsɪzəm/

eclecticism

Meaning
A method or practice of deriving ideas, style, or taste from a broad and diverse range of sources.
Example
The architect’s work shows eclecticism by blending modern and traditional elements.
B2 adjective ˈɪn.tɪ.ɡrəl

integral

Meaning
Necessary to make a complete whole; essential or fundamental.
Example
Exercise is an integral part of a healthy lifestyle.
C2 adjective /ˈkrɛdʒʊləs/

credulous

Meaning
Having or showing too great a readiness to believe things.
Example
The credulous child believed every story she heard.
C1 noun /ˈtʌɡboʊt/

tugboat

Meaning
a small, powerful boat used for towing or pushing ships
Example
The tugboat guided the massive ship safely into the harbor.
B2 adjective + noun æmˈbɪʃəs ɪnˈdevər

ambitious endeavor

Meaning
A bold and determined attempt to achieve something challenging.
Example
Artemis is an ambitious endeavor in space exploration.
B2 verb /rɒt/

rot

Meaning
to decay or decompose; to become corrupt
Example
The fruit will rot if left in the sun.
C1 noun /ˈkæviˌæt/

caveat

Meaning
a warning or condition to be considered before taking action
Example
The proposal was accepted with one caveat.
A2 noun /ˈen.ə.mi/

Enemy

Meaning
a person who is actively opposed or hostile to someone or something
Example
In the story, the hero had to face his greatest enemy.
C2 noun /ˌvælɪˈdɪkʃən/

valediction

Meaning
The act of saying farewell; a formal goodbye.
Example
The professor gave a touching valediction at his retirement ceremony.
A2 determiner/adjective /ˈfjuːər/

fewer

Meaning
a smaller number of; not as many
Example
Fewer people attended the meeting than expected.
A2 noun, verb /bræntʃ/

branch

Meaning
A part of a tree that grows out from the trunk; a division of an organization or subject.
Example
The company opened a new branch in Dhaka.
B2 verb /sæk/

sack

Meaning
to dismiss from a job; to put something in a sack
Example
The company sacked him for poor performance.
C1 verb /ˈfʌmbəl/

fumble

Meaning
to handle something clumsily or to make mistakes while doing something
Example
He fumbled with the keys and dropped them on the floor.
A1 noun /ˈmʌðər/

mother

Meaning
a female parent
Example
Her mother is a kind and caring person.
B2 noun əˈbʌndəns

abundance

Meaning
A very large quantity of something; plenty
Example
The abundance of vegetables in winter is remarkable.
A2 verb /taɪ/

Tie

Meaning
to fasten with string or rope; to have equal scores in a competition
Example
Please tie your shoelaces before running.
C1 verb /tʃɑːr/

char

Meaning
To burn or scorch something so that it becomes blackened.
Example
The cook accidentally charred the steak.
C2 verb /kənˈdʒiːl/

congeal

Meaning
to become thick or solid, especially from cooling
Example
The soup began to congeal after being left on the table.
B2 verb /əˈkweɪnt/

acquaint

Meaning
to make someone familiar with something; to inform or introduce
Example
Please acquaint yourself with the safety guidelines before operating the machine.
B1 adjective /ɪkˈstendɪd/

extended

Meaning
longer or larger than usual; continuing for a longer time
Example
They took an extended vacation in Europe this summer.
C1 adjective/noun /fəˈrɛns.ɪk/

forensic

Meaning
Scientific analysis applied to criminal or legal matters
Example
Forensic experts analyze cybercrimes using advanced tools.
B2 noun /ˈsikwəl/

Sequel

Meaning
a published, broadcast, or recorded work that continues the story or develops the theme of an earlier one; something that takes place after or as a result of an earlier event
Example
The movie sequel was even more successful than the original.
B2 adverb /ˈmɔːrəli/

Morally

Meaning
in accordance with principles of right and wrong behavior; ethically
Example
She felt morally obligated to help the refugees.
B1 verb /ɪnˈʃʊər/

ensure

Meaning
To make certain that something will happen or be the case.
Example
Please ensure that the door is locked before you leave.
C1 verb /mɔːrf/

morph

Meaning
to change smoothly from one form, shape, or character into another
Example
The caterpillar will morph into a butterfly.
C1 noun /treɪd fəˌsɪl.ɪˈteɪ.ʃən/

trade facilitation

Meaning
The simplification, modernization and harmonization of export and import processes.
Example
Trade facilitation boosts economic growth.
C1 noun ˌæmbɪˈɡjuːɪti

ambiguity

Meaning
The quality of being open to more than one interpretation; inexactness.
Example
The ambiguity of the statement caused confusion among the team.
C2 noun /dɪnt/

dint

Meaning
an impression or hollow made by a blow; force or power
Example
By dint of hard work, he achieved success.
C1 noun /əˈkɔːrdiən/

accordion

Meaning
a musical instrument played by squeezing and expanding with keys and buttons
Example
The musician played a cheerful tune on the accordion.
C1 verb ˈrɛk.tɪ.faɪ

rectify

Meaning
To correct mistakes or make something right.
Example
The company took steps to rectify its financial mistakes.
C1 adjective /ˌjuːnɪˈsɛljʊlər/

unicellular

Meaning
Consisting of a single cell.
Example
Amoebas are unicellular organisms.
B2 adjective /ˈslʌɡ.ɪʃ/

Sluggish

Meaning
slow-moving; lacking energy or alertness; inactive
Example
The old computer became sluggish after running for hours.
C1 adjective /ˈlɪstləs/

listless

Meaning
lacking energy, enthusiasm, or interest
Example
She felt listless after working long hours without rest.
C1 noun /ɪnˌtɪmɪˈdeɪʃən/

intimidation

Meaning
The action of frightening or threatening someone to make them do something.
Example
The workers reported cases of intimidation by the management.
C1 noun ˈdʒɛnɪsɪs

genesis

Meaning
The origin or mode of formation of something.
Example
The genesis of the internet changed the world forever.
A2 noun /tʃæns/

chance

Meaning
An opportunity or possibility of something happening.
Example
He took a chance and applied for the job.
B1 adjective /ˈdiː.teɪld/

detailed

Meaning
Having many details; very thorough.
Example
The report provided a detailed analysis of the situation.
B2 noun /həˈraɪ.zənz/

horizons

Meaning
The limit of a person's mental perception, experience, or interest.
Example
The telescope opens new horizons for astronomy.
B1 noun /ˈflaʊər veɪs/

Flower-vase

Meaning
a decorative container used to hold cut flowers
Example
She placed beautiful roses in the flower vase on the table.
C1 noun /ˈfɔːrɡraʊnd/

foreground

Meaning
the part of a scene that is nearest to and in front of the viewer
Example
The flowers in the foreground brightened the picture.
B1 noun ɪnˈtel.ɪ.dʒəns

intelligence

Meaning
The ability to learn, understand, and think in a logical way about things
Example
Intelligence is key in AI development.
B1 adjective /dɪsˈɡʌstɪŋ/

disgusting

Meaning
extremely unpleasant or offensive; causing strong dislike or revulsion
Example
The smell coming from the trash can was absolutely disgusting.
C1 adverb /ˈleŋθ.waɪz/

Lengthwise

Meaning
in the direction of the length; along the longest dimension
Example
Fold the paper lengthwise to make it easier to carry.
C2 noun, verb /əˈfrʌnt/

affront

Meaning
An action or remark that causes outrage or offense.
Example
He took her criticism as a personal affront.
B2 noun /ˈmɒdjuːl/

module

Meaning
a self-contained unit of a course or system, typically part of a larger whole
Example
The module on machine learning was difficult but informative.
C1 noun ˈnuːkliəs

nucleus

Meaning
The central core of an atom containing protons and neutrons.
Example
The nucleus consists of protons.