foreclosure
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C1 noun /fɔːrˈkloʊʒər/

foreclosure

Meaning
The legal process by which a lender takes control of a property from a borrower who has failed to make payments.
Example
The family lost their home due to foreclosure after missing several mortgage payments.
B2 verb /fʊlˈfɪl/

fulfil

Meaning
to complete or achieve something that was expected or promised; to satisfy a requirement or desire
Example
She worked hard to fulfil her dream of becoming a doctor.
C2 verb /ˈfɜːrbɪʃ/

furbish

Meaning
to polish, renovate, or give a fresh look to something
Example
The workers furbished the old sword until it gleamed like new.
C2 noun /fluː/

flue

Meaning
A pipe or channel for smoke and waste gases produced by a fire, gas heater, or power station.
Example
The chimney flue needs to be cleaned regularly.
B2 noun /ˈfæbrɪk/

fabric

Meaning
Cloth or material produced by weaving or knitting fibers.
Example
The tailor used silk fabric to make the dress.
C1 noun /ˈfoʊliɪdʒ/

foliage

Meaning
The leaves of a plant, collectively.
Example
The autumn foliage looked stunning in the park.
B2 noun /ˈfeɪbəl/

fable

Meaning
a short story, typically featuring animals as characters, that conveys a moral lesson
Example
Aesop’s fables are famous for teaching valuable lessons through simple stories.
C1 noun/verb /freɪ/

fray

Meaning
As a noun, a fight or heated dispute; as a verb, to unravel or wear out through friction.
Example
He tried to stay calm, but his nerves began to fray during the argument.
C1 noun ˈflɔː.rə ænd ˈfɔː.nə

flora and fauna

Meaning
The plants and animals of a particular region, habitat, or geological period.
Example
The Galápagos Islands have unique flora and fauna.
A2 adjective /fəˈmɪl.jər/

Familiar

Meaning
well-known; easily recognized; having knowledge of; informal and friendly
Example
This song sounds familiar to me.
C1 noun /ˈfɔːrɡraʊnd/

foreground

Meaning
the part of a scene that is nearest to and in front of the viewer
Example
The flowers in the foreground brightened the picture.
C1 verb /fɔːrˈseɪk/

forsake

Meaning
to abandon or give up something or someone
Example
He decided not to forsake his old friends despite his success.
B2 noun /ˈfaɪbər/

fiber

Meaning
a thread or filament from which a textile is formed; dietary substance from plants that aids digestion
Example
Fruits and vegetables are high in fiber.
C1 noun /faɪˈnælɪti/

finality

Meaning
the quality of being final or irreversible; a sense of conclusiveness
Example
The judge's decision gave the case a sense of finality.
B2 noun /ˈfrʌn.tɪər/

frontier

Meaning
A new area of activity, knowledge, or development; the edge of knowledge or achievement.
Example
Robotic surgery is exploring a new frontier in medicine.
C1 adjective /ˈfrɪdʒɪd/

Frigid

Meaning
extremely cold; freezing; icy
Example
The frigid weather made it difficult to go outside.
C2 adjective /ˈfræk.ʃəs/

Fractious

Meaning
irritable and quarrelsome; difficult to control; bad-tempered
Example
The fractious child refused to follow any of the teacher's instructions.
B2 adjective /ˌfɔːrθˈkʌmɪŋ/

forthcoming

Meaning
about to happen soon; willing to share information
Example
The company announced its forthcoming product launch.
B2 verb /flɪp/

flip

Meaning
to turn over quickly or suddenly; to toss lightly
Example
She flipped the pancake in the pan.
A1 number /ˌfɪfˈtiːn/

fifteen

Meaning
the number 15
Example
There are fifteen students in the class.
C1 verb /ˈfrɒlɪk/

frolic

Meaning
to play and move about cheerfully, energetically, or playfully
Example
The children frolicked in the garden all afternoon.
C1 adjective /ˈfjuː.dəl/

feudal

Meaning
relating to the system of feudalism, a medieval social system based on land ownership and obligations
Example
The castle is a remnant of the feudal era.
B1 adverb /ˈfriːkwəntli/

Frequently

Meaning
often; regularly; many times
Example
She frequently visits her grandmother on weekends.
B2 adjective /ˈfɪr.fəl/

fearful

Meaning
feeling afraid or showing fear
Example
She was fearful of walking alone at night.
B1 adjective /ˈflek.sə.bəl/

Flexible

Meaning
able to bend easily; adaptable to change; not rigid
Example
She has a flexible work schedule that allows her to work from home.
C2 adverb /ˌfɔːrθˈwɪθ/

Forthwith

Meaning
immediately; without delay; at once
Example
The manager ordered the employee to stop the unsafe practice forthwith.
C1 adverb /ˈfɜː.vənt.li/

Fervently

Meaning
with passionate intensity; ardently; with great emotion or enthusiasm
Example
She fervently hoped that her dreams would come true.
C2 noun /foʊ ˈpɑː/

faux pas

Meaning
a social blunder or mistake in etiquette
Example
He committed a major faux pas by forgetting her birthday.
A2 verb /feɪl/

fail

Meaning
to not succeed in achieving something; to be unsuccessful
Example
He failed to complete the assignment on time.
B2 verb, adjective /ˈfɒstər/

foster

Meaning
to encourage the development of something; to raise a child that is not one's own
Example
The program aims to foster creativity in young students.
C2 verb /ˈflædʒəˌleɪt/

flagellate

Meaning
to whip or flog someone, either literally or as a form of punishment or self-discipline
Example
In history, some monks would flagellate themselves as penance.
C1 noun /ˈfoʊk.lɔːr/

folk-lore

Meaning
The traditional beliefs, customs, stories, songs, and practices of a community, passed down through generations.
Example
Bangladeshi folk-lore is rich with myths and legends.
B2 adjective /ˈfɔːrtʃənət/

fortunate

Meaning
Having good luck or receiving something desirable by chance.
Example
She was fortunate to escape the accident without injuries.
A2 adjective /fer/

Fair

Meaning
just and reasonable; treating people equally; light in color; attractive
Example
The judge made a fair decision in the case.
C1 noun /ˈfɪʃˌmʌŋ.ɡər/

fishmonger

Meaning
a person or store that sells fish
Example
I bought fresh salmon from the local fishmonger.
A2 noun /ˈfæʃ.ən/

fashion

Meaning
a popular or accepted style of clothing, behavior, or way of doing something
Example
She always keeps up with the latest fashion.
C2 noun /ˈfʌstɪən/

fustian

Meaning
pompous or pretentious speech or writing; originally a type of thick cloth
Example
The politician's speech was filled with fustian and empty promises.
C2 verb /fɔːrˈboʊd/

forebode

Meaning
To predict or have a strong inner feeling of a future misfortune or evil.
Example
Dark clouds forebode a coming storm.
A1 adverb /fɑːr/

far

Meaning
at, to, or by a great distance
Example
The school is far from my house.
B1 noun /fɒɡ/

Fog

Meaning
a thick cloud of tiny water droplets suspended in the atmosphere at or near the earth's surface that reduces visibility
Example
Dense fog covered the highway this morning.
B2 noun fɪkst ˈɪnkʌm

fixed income

Meaning
Investment that provides a return in the form of fixed periodic payments.
Example
Fixed income investments provide reliable returns.
C1 adjective /ˈflæʃi/

flashy

Meaning
ostentatious or showy in a way that attracts attention
Example
He drove a flashy sports car through the city streets.
C1 noun /fəˌsɪlɪˈteɪʃən/

facilitation

Meaning
The action of facilitating or making an action or process easier or helping bring about an outcome.
Example
Her facilitation made the meeting run smoothly.
C2 verb /fɪˈlɪsɪˌteɪt/

felicitate

Meaning
to congratulate; to express good wishes
Example
We felicitated the graduating students at the ceremony.
C1 noun /fɪˈnænʃɪər/

financier

Meaning
a person who manages large amounts of money or investments
Example
The financier advised the company on its investments.
B2 noun /ˈfɪlmˌmeɪkər/

filmmaker

Meaning
a person who makes films, typically as a profession
Example
He is a well-known filmmaker in the industry.
C2 adjective /fəˈsiːʃəs/

facetious

Meaning
Treating serious issues with deliberately inappropriate humor
Example
He was being facetious when he said he wanted to live on the moon.
A1 noun /ˈfriː taɪm/

free time

Meaning
time when a person is not working or occupied and can do activities they enjoy
Example
She likes to read books in her free time.
C1 noun /ˈfɔːr.teɪ/ or /fɔːrt/

forte

Meaning
a strong ability or talent; something one does particularly well
Example
Cooking is definitely her forte.
C1 adjective /ˈfrɪvələs/

frivolous

Meaning
Not having any serious purpose or value; silly or unimportant.
Example
She dismissed the frivolous complaint quickly.
B2 adjective, noun, verb /faʊl/

foul

Meaning
offensive to the senses; dirty or unpleasant; in sports, an unfair or illegal act
Example
The player was penalized for committing a foul.
B2 noun fəˈtɪl.ɪ.ti

fertility

Meaning
The quality of being fertile; fruitfulness.
Example
Fertility of the soil is crucial for farming.
C1 adjective /flæmˈbɔɪənt/

flamboyant

Meaning
showy, strikingly bold or colorful; confident and lively
Example
His flamboyant style drew everyone's attention at the party.
C2 noun /foʊl fʊt/

Foal-foot

Meaning
a yellow flowering plant with leaves shaped like a horse's hoof, also known as coltsfoot
Example
The foal-foot plant grows wild in many meadows and is often the first flower to bloom in spring.
A2 noun/adjective /ˈfiːmeɪl/

female

Meaning
a person or animal of the sex that can bear offspring; relating to women or girls
Example
The female lion protects her cubs fiercely.
C1 noun /fɔːn/

Fawn

Meaning
a young deer; a light yellowish-brown color
Example
The mother deer protects her fawn from predators.
B2 adjective /ˈfɛdərəl/

federal

Meaning
Relating to the central government of a federation.
Example
The federal government passed a new law on healthcare.
C2 adjective /ˈfæn.sɪ.ləs/

fanciless

Meaning
without imagination or creativity; plain or ordinary
Example
His drawings were simple and fanciless.
C1 noun /fəˈnætɪsɪzəm/

fanaticism

Meaning
the quality of being fanatical; extreme zeal or obsession
Example
Religious fanaticism can lead to intolerance and conflict.
B2 noun ˈfjuː.tʃɚ ˌdʒen.əˈreɪ.ʃənz

future generations

Meaning
People who have not yet been born, considered in terms of the environment or society they will inherit.
Example
Sustainable development ensures a better life for future generations.
C1 adjective /fəˈnætɪk/

Fanatic

Meaning
extremely passionate about something; showing excessive enthusiasm or devotion
Example
He is a fanatic supporter of his football team.
C2 noun /ˌfrɪdʒɪˈdɛːriəm/

frigidarium

Meaning
a large cold pool in ancient Roman baths used for cooling off after hot baths
Example
The ruins of the Roman frigidarium are still visible today.
C1 adjective /ˈfliː.tɪŋ/

fleeting

Meaning
Lasting for a very short time; passing quickly.
Example
Happiness can be fleeting, so cherish every moment.
C2 adjective /ˈflæs.ɪd/

Flaccid

Meaning
soft and limp; lacking firmness; drooping
Example
The plant's leaves became flaccid after days without water.
C2 noun /ˈfjʊr.ʌŋ.kəl/

Furuncle

Meaning
a painful pus-filled bump under the skin caused by infected, inflamed hair follicles
Example
The doctor prescribed antibiotics to treat the painful furuncle on his neck.
C1 noun /fɪlθ/

filth

Meaning
dirty or disgusting matter; moral corruption
Example
The streets were full of filth after the storm.
C1 adjective /ˈfræɡməntɪd/

fragmented

Meaning
Having been broken into fragments; disjointed or incomplete.
Example
The information was fragmented and difficult to understand.
C2 adjective /ˈfraʊzi/

frowzy

Meaning
Unkempt, messy, or having a musty, unpleasant smell.
Example
He entered the room with a frowzy appearance after sleeping on the couch.
C2 adjective fɔːˈtjuː.ɪ.təs

fortuitous

Meaning
Happening by accident or chance rather than design; lucky or fortunate.
Example
Their meeting was purely fortuitous.
B1 noun /fæts/

fats

Meaning
Essential macronutrients that provide energy, support cell growth, and protect organs while helping absorb vitamins.
Example
Healthy fats from nuts and avocados support brain function.
C2 adjective /ˈfrəʊərd/

froward

Meaning
Difficult to deal with; contrary and disobedient.
Example
The teacher found the froward child hard to manage.
A1 preposition /frəm/ or /frʌm/

from

Meaning
Used to indicate the starting point of a journey, action, or source.
Example
She came from Dhaka to visit her family.
A2 noun /ˈfiː.lɪŋ/

Feeling

Meaning
an emotional state or reaction; the capacity to experience physical sensations
Example
She had a strange feeling that something important was about to happen.
C1 verb /fɔːrˈkloʊz/

foreclose

Meaning
to take possession of a property due to the owner's failure to keep up mortgage payments
Example
The bank decided to foreclose on the property after months of missed payments.
C2 adjective /fækˈtɪʃəs/

factitious

Meaning
artificial or fabricated; not natural or genuine
Example
The excitement in his story seemed factitious and forced.
C1 adjective /frəˈtɜːrnəl/

fraternal

Meaning
Relating to brothers or brotherhood; friendly and supportive.
Example
The two nations maintain a fraternal relationship.
C1 verb /flɑp/

flop

Meaning
to fall or move heavily and clumsily; to fail completely
Example
The new movie flopped at the box office.
B2 noun /ˈfrɛʃnəs/

freshness

Meaning
The quality of being new, clean, and full of energy.
Example
The freshness of the morning air made everyone feel alive.
B2 adjective /ˈfʌsi/

fussy

Meaning
hard to please; very concerned with details
Example
The child is very fussy about what she eats.
C1 adverb /ˈfɪksɪdli/

Fixedly

Meaning
in a steady, unmoving manner; with intense concentration
Example
He stared fixedly at the painting.
C2 adjective /ˈfʌndʒəbl/

fungible

Meaning
interchangeable; able to replace or be replaced by another identical item
Example
In finance, money is considered a fungible asset.
C1 noun /ˈfɔːrdʒəri/

forgery

Meaning
the crime of making fake documents, money, or artworks
Example
The bank detected a forgery in the signature on the cheque.
B2 verb /flɪk/

flick

Meaning
to move or cause to move with a sudden quick motion
Example
He flicked the switch to turn on the light.
C2 adjective /ˈfuːlˌhɑːrdi/

foolhardy

Meaning
Recklessly bold or rash; taking foolish risks.
Example
It was foolhardy of him to climb the mountain without proper gear.
B1 noun /ˈfaɪn.dɪŋ/

finding

Meaning
a discovery, conclusion, or result reached after investigation
Example
The scientist published her findings in a leading journal.
A1 noun /fruːt/

fruit

Meaning
The sweet and fleshy product of a plant that contains seeds.
Example
Mango is my favorite fruit.
C2 noun /ˈfeɪ.tə.lɪ.zəm/

fatalism

Meaning
the belief that all events are predetermined and inevitable
Example
He embraced fatalism, believing that nothing he did could change his destiny.
B2 adverb /ˈfɜ:rmli/

Firmly

Meaning
in a strong, steady, and unwavering manner
Example
She firmly believed in her decision.
B1 verb /fel/

fell

Meaning
to cut down a tree; to cause to fall; to strike down
Example
The lumberjacks felled several trees in the forest today.
C2 adjective /ˈfiːkənd/

fecund

Meaning
producing or capable of producing an abundance of offspring or new growth; fertile
Example
The fecund soil produced a bountiful harvest this year.
C1 noun /ˈfɔːls.hʊd/

Falsehood

Meaning
the state of being untrue; a lie
Example
The politician was caught spreading falsehoods about his opponent.
C1 adjective ˈfæʃ.ɪst

fascist

Meaning
Relating to or characteristic of fascism; extremely authoritarian.
Example
Fascist governance undermines freedom.
C1 adjective /ˈfleɪɡrənt/

flagrant

Meaning
shockingly noticeable or evident; glaringly wrong
Example
It was a flagrant violation of the rules.
B2 verb, noun, adjective /flʌʃ/

flush

Meaning
to become red in the face, usually from embarrassment, heat, or excitement; to clean something with a flow of water
Example
She flushed with embarrassment when she realized her mistake.
B2 noun ˈflaɪ.ɪŋ kɑːrz

flying cars

Meaning
Vehicles that can travel both on roads and in the air.
Example
Flying cars could soon solve urban traffic congestion.
C1 verb /ˈfɜːrmɛnt/

ferment

Meaning
to undergo a chemical process where sugars are converted to alcohol or acid; to incite or stir up change
Example
The grapes are left to ferment for several weeks.
B1 noun /ˈfʌŋkʃən/

function

Meaning
An activity or purpose natural to or intended for a person or thing.
Example
The main function of the heart is to pump blood.
B2 noun /frɔːd/

Fraud

Meaning
wrongful or criminal deception intended to result in financial or personal gain
Example
The company was investigated for credit card fraud and money laundering.
C1 adjective /ˈfaɪə.ri/

Fiery

Meaning
burning; passionate; hot-tempered; showing strong emotion
Example
She has a fiery temper that flares up quickly.
C2 noun /ˈflɪpənsi/

flippancy

Meaning
lack of seriousness; showing a disrespectful or trivial attitude
Example
His flippancy during the meeting offended his colleagues.
A2 noun /faɪl/

File

Meaning
a tool with a rough surface for smoothing or shaping hard materials; a collection of papers or data
Example
He used a metal file to smooth the rough edges.
B1 adverb /ˈfɜːrstli/

firstly

Meaning
used to introduce the first point or reason in a discussion or argument
Example
Firstly, we need to address the budget issue before proceeding.
C1 noun /ˈfɔːr.tɪ.tjuːd/

fortitude

Meaning
Courage in pain or adversity; mental and emotional strength in facing difficulty.
Example
She faced adversity with great fortitude.
C2 adjective /ˈfluːviəl/

fluvial

Meaning
relating to or found in a river
Example
The fluvial deposits indicated the presence of an ancient river system.
B2 adjective /ˈfeɪvərəbl/

favourable

Meaning
Expressing approval, support, or positivity; advantageous or beneficial
Example
The weather conditions were favourable for the outdoor event.
C1 adjective /ˈfɜːr.vənt/

fervent

Meaning
having or showing intense passion or enthusiasm
Example
She gave a fervent speech about climate change.
B2 noun /ˈfɪlmˌmeɪkər/

film-maker

Meaning
A person who directs or produces films
Example
The film-maker received an award for his latest documentary.
A2 adjective, adverb /ˈfʊl taɪm/

full-time

Meaning
working or studying for the whole standard period of time
Example
She works full-time as a teacher.
A2 noun /frɒɡ/

Frog

Meaning
a small amphibian animal that lives both in water and on land
Example
The frog jumped from the lily pad into the pond.
B2 adverb /ˈfeɪθ.fəl.i/

Faithfully

Meaning
in a loyal and steadfast manner; with dedication
Example
She faithfully attended every meeting despite her busy schedule.
C1 verb /fɔːrˈɡoʊ/

forego

Meaning
to decide not to do or have something pleasant or valuable
Example
She decided to forego dessert to maintain her diet.
C1 noun /ˈfren.zi/

Frenzy

Meaning
a state or period of uncontrolled excitement or wild behavior; intense activity
Example
The announcement of the sale created a shopping frenzy at the mall.
C2 noun /ˈfɛndər/

fender

Meaning
a part of a vehicle that frames a wheel well to protect against mud or debris
Example
The car's fender was dented in the accident.
B2 noun /ˈfæntəsi/

fantasy

Meaning
a creation of the imagination, especially something improbable or impossible
Example
She has a vivid fantasy about traveling to space.
A1 numeral /fɔːr/

four

Meaning
The number equivalent to the sum of two and two; one more than three.
Example
She has four books on her desk.
C1 adjective /ˈfiːzəbl/

feasible

Meaning
possible to do easily or conveniently; practical and workable
Example
It is feasible to complete the project within two months.
B2 noun ˈflæʃkɑːrdz

flashcards

Meaning
Cards containing small amounts of information, held up for students to see, as an aid to learning.
Example
Flashcards help in quick memorization.
A1 adjective/noun /fɔːrθ/

fourth

Meaning
Constituting number four in a sequence; coming after the third in position.
Example
He finished in fourth place in the race.
A1 adjective /ˈfʌn.i/

Funny

Meaning
humorous; strange; amusing;
Example
He told a funny joke that made everyone laugh.
B2 adverb /ˌfɜːrðərˈmɔːr/

furthermore

Meaning
Used to introduce an additional point or idea; in addition.
Example
The plan is simple and, furthermore, it is affordable.
A2 adjective, noun /ˈfeɪvərɪt/

favorite

Meaning
Preferred over all others; something or someone especially liked.
Example
Chocolate is my favorite ice cream flavor.