fixed income
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B2 noun fɪkst ˈɪnkʌm

fixed income

Meaning
Investment that provides a return in the form of fixed periodic payments.
Example
Fixed income investments provide reliable returns.
A1 noun /faɪər/

Fire

Meaning
combustion or burning, in which substances combine chemically with oxygen from the air
Example
The fire in the fireplace provided warmth and a cozy atmosphere.
A2 adjective /fer/

Fair

Meaning
just and reasonable; treating people equally; light in color; attractive
Example
The judge made a fair decision in the case.
C1 noun /ˈfɔːrdʒər/

forger

Meaning
a person who makes fake documents, artworks, or signatures
Example
The police arrested a forger who had been selling counterfeit paintings.
B1 verb /ˈfraɪtən/

frighten

Meaning
to cause fear or alarm in someone
Example
The loud noise frightened the child.
C2 noun /ˈfɔːrkɔːrt/

forecourt

Meaning
an open area in front of a large building, especially a petrol station or hotel
Example
The car was parked in the hotel forecourt.
A1 adjective /fɑːst/

Fast

Meaning
moving or happening quickly; rapid; swift
Example
She runs very fast in the morning.
C1 noun /ˈfiːtəs/

fetus

Meaning
an unborn or unhatched offspring in the womb or egg
Example
The doctor explained the development of the fetus during pregnancy.
C1 noun /fɪˈdɛl.ɪ.ti/

fidelity

Meaning
Faithfulness to a person, cause, or belief, demonstrated by continuing loyalty and support.
Example
A dog's fidelity to its owner is unmatched.
B2 noun /ˈfæbrɪk/

fabric

Meaning
Cloth or material produced by weaving or knitting fibers.
Example
The tailor used silk fabric to make the dress.
B2 adjective, noun /ˈfeɪʃəl/

facial

Meaning
Relating to the face; a beauty treatment for the face
Example
She booked a facial at the spa.
C2 noun /ˈfrɛs.koʊ/

fresco

Meaning
A painting done rapidly in watercolor on wet plaster so that the colors penetrate the surface
Example
The church walls were decorated with beautiful frescoes.
C2 verb /ˈfæmɪʃ/

famish

Meaning
to suffer or cause to suffer from extreme hunger
Example
The stranded hikers began to famish after several days without food.
A2 adjective /ˈfraɪtənd/

frightened

Meaning
feeling fear or anxiety; scared
Example
The child was frightened by the loud noise.
B2 noun /ˈfɪks.tʃər/

fixture

Meaning
a permanent or fixed object, often in a house or building
Example
The bathroom fixture was installed yesterday.
B2 noun /flɔː/

flaw

Meaning
a defect or imperfection in something
Example
The diamond had a small flaw that was barely visible.
B2 noun fəˈtɪl.ɪ.ti

fertility

Meaning
The quality of being fertile; fruitfulness.
Example
Fertility of the soil is crucial for farming.
A1 noun /ˈfɑːðər/

father

Meaning
A male parent of a child.
Example
His father taught him how to ride a bicycle.
C2 adjective /ˈfʊl.dʒənt/

fulgent

Meaning
Shining brightly; dazzling.
Example
The fulgent stars lit up the night sky.
C2 adjective /ˈfædɪʃ/

faddish

Meaning
Following a temporary trend or fashion
Example
Wearing neon clothes was a faddish style in the 1980s.
A2 noun /ˈfoʊldər/

folder

Meaning
a container or directory used to store and organize papers or digital files
Example
I saved all the photos in a separate folder.
B2 noun /fɪst/

Fist

Meaning
a person's hand when the fingers are bent in toward the palm and held there tightly
Example
He raised his fist in victory after winning the championship match.
B2 noun /ˈfræɡ.mənt/

Fragment

Meaning
a small part broken or separated off something; an incomplete or isolated portion
Example
Archaeologists found fragments of ancient pottery buried in the soil.
A2 verb /fərˈɡɪv/

forgive

Meaning
to stop feeling angry or resentful toward someone; to pardon
Example
She decided to forgive him for his mistakes.
B1 noun /ˌfɜːrst ˈeɪd/

first aid

Meaning
Immediate assistance given to a sick or injured person until full medical treatment is available
Example
He gave first aid to the injured cyclist before the ambulance arrived.
C1 noun /ˈfɔːls.hʊd/

Falsehood

Meaning
the state of being untrue; a lie
Example
The politician was caught spreading falsehoods about his opponent.
C2 adjective /ˈfrɒlɪksəm/

Frolicsome

Meaning
joyful; playful; merry; cheerful
Example
The frolicsome children laughed and played in the park.
B2 verb /ˈfæs.ɪ.neɪt/

fascinate

Meaning
to attract and hold the attention of someone; to charm or captivate
Example
The magician's performance fascinated the audience.
C1 verb /ˈflaʊndər/

flounder

Meaning
To struggle or stagger clumsily; to experience difficulty or confusion.
Example
He floundered in the interview when asked difficult questions.
C2 noun /fækˈtoʊtəm/

factotum

Meaning
an employee who does many different types of work; a general servant
Example
He worked as a factotum, handling both clerical and maintenance duties.
B2 noun /fiːst/

Feast

Meaning
a large meal, typically one in celebration of something; an annual religious celebration
Example
The wedding feast included traditional dishes from both families' cultures.
C1 noun /fɑːrs/

farce

Meaning
a comic dramatic work using buffoonery and horseplay, or a ridiculous situation
Example
The meeting turned into a complete farce with everyone arguing.
B2 noun /ˈfjuːʒən/

fusion

Meaning
the process or result of joining two or more things together to form a single entity
Example
The restaurant offers a unique fusion of Asian and European cuisines.
B1 noun /ˈfeɪ.vər/

Favour

Meaning
approval, support, or liking for someone or something; a kind or helpful act
Example
Could you do me a favour and help me move this heavy box?
A2 noun /frɪdʒ/

fridge

Meaning
a household appliance used to keep food and drinks cold to preserve freshness
Example
I put the milk back in the fridge after breakfast.
A1 noun /fruːt/

fruit

Meaning
The sweet and fleshy product of a plant that contains seeds.
Example
Mango is my favorite fruit.
C1 noun /foʊ/

foe

Meaning
an enemy or opponent
Example
The knight fought bravely against his foe.
C2 noun /ˈfʌŋkʃəˌnɛri/

functionary

Meaning
a person who has official duties in an organization, especially one with little authority
Example
The minor functionary was responsible for filing reports.
C2 verb /fɪltʃ/

filch

Meaning
to steal something in a sneaky or petty way
Example
He tried to filch a candy bar from the shop.
C1 noun /ˈfɛərˌɡraʊndz/

fairgrounds

Meaning
A designated area where fairs, exhibitions, and amusement events are held
Example
The town set up rides and stalls at the fairgrounds for the annual festival.
C1 noun (plural of fungus) /ˈfʌndʒaɪ/

fungi

Meaning
a group of spore-producing organisms such as mushrooms, molds, and yeasts
Example
Fungi play an important role in breaking down organic matter in nature.
C1 noun ˈfɔː.saɪt

foresight

Meaning
The ability to predict or the action of predicting what will happen or be needed in the future.
Example
His foresight helped the company avoid financial losses.
C1 adjective /ˈfliː.tɪŋ/

fleeting

Meaning
Lasting for a very short time; passing quickly.
Example
Happiness can be fleeting, so cherish every moment.
C2 noun, verb /ˈfɪlɪˌbʌstər/

filibuster

Meaning
a tactic of delaying legislative action by prolonged speech; to use such a tactic
Example
The senator filibustered for hours to prevent the bill from passing.
C1 noun /ˈfɔːrɡraʊnd/

foreground

Meaning
the part of a scene that is nearest to and in front of the viewer
Example
The flowers in the foreground brightened the picture.
C1 adverb /ˈfɜː.vənt.li/

Fervently

Meaning
with passionate intensity; ardently; with great emotion or enthusiasm
Example
She fervently hoped that her dreams would come true.
C2 adjective /fəˈsiːʃəs/

facetious

Meaning
Treating serious issues with deliberately inappropriate humor
Example
He was being facetious when he said he wanted to live on the moon.
B1 noun /ˈfaɪər.mən/

Fireman

Meaning
a person whose job is to extinguish fires and rescue people
Example
The brave fireman rescued the family from the burning building.
B2 noun /ˈfækəlti/

faculty

Meaning
an inherent mental or physical ability; a division of a university
Example
She has a remarkable faculty for languages.
C1 noun /fɔːrˈkloʊʒər/

foreclosure

Meaning
The legal process by which a lender takes control of a property from a borrower who has failed to make payments.
Example
The family lost their home due to foreclosure after missing several mortgage payments.
B2 adjective /flɔːd/

flawed

Meaning
having a mistake or fault that reduces its value or quality
Example
The flawed design of the car led to a recall.
A2 adjective /ˈfaɪ.nəl/

Final

Meaning
last; concluding; decisive; ultimate
Example
This is the final exam of the semester.
C2 adjective /ˈfiːbraɪl/

febrile

Meaning
having or showing the symptoms of a fever; or highly excitable or agitated
Example
The patient was in a febrile state with high temperature.
C2 adjective /ˈflæs.ɪd/

Flaccid

Meaning
soft and limp; lacking firmness; drooping
Example
The plant's leaves became flaccid after days without water.
C2 verb /frɪz/

frizz

Meaning
to form into small, tight curls or cause hair to become fuzzy and tangled
Example
The humid weather caused her hair to frizz.
B1 noun /foʊk/

folk

Meaning
people in general, often referring to a group or community
Example
Country folk often live a simple life.
B2 noun /fluːt/

Flute

Meaning
a musical wind instrument with holes along its length that is played by blowing across a hole at one end
Example
He played a sweet melody on his flute.
C1 noun /ˈfɔːr.teɪ/ or /fɔːrt/

forte

Meaning
a strong ability or talent; something one does particularly well
Example
Cooking is definitely her forte.
B1 verb /fəʊld/

fold

Meaning
to bend something, especially paper or cloth, so that one part covers another
Example
She folded the letter neatly before placing it in the envelope.
A1 noun /frɛnd/

friend

Meaning
a person with whom one has a bond of mutual affection
Example
He is my best friend.
C2 adjective /ˈfræk.ʃəs/

Fractious

Meaning
irritable and quarrelsome; difficult to control; bad-tempered
Example
The fractious child refused to follow any of the teacher's instructions.
A2 noun ˈfriː.dəm

freedom

Meaning
The power or right to act, speak, or think as one wants without hindrance or restraint.
Example
Freedom empowers self-expression.
C2 adjective /ˈflʌməksd/

flummoxed

Meaning
Completely confused or bewildered.
Example
He looked flummoxed after hearing the strange question.
C1 noun /ˈflɔː.rə/

flora

Meaning
The plant life found in a particular region or habitat.
Example
The Amazon rainforest is home to a vast flora diversity.
C1 adjective /ˈfræɡməntɪd/

fragmented

Meaning
Having been broken into fragments; disjointed or incomplete.
Example
The information was fragmented and difficult to understand.
B2 adjective /ˈfraɪtfəl/

frightful

Meaning
causing fear or horror; very unpleasant
Example
The hikers faced frightful weather conditions on the mountain.
C1 verb /ˈfæbrɪkeɪt/

fabricate

Meaning
to invent or concoct something, often with the intent to deceive; or to construct or manufacture
Example
The witness fabricated his testimony to protect himself.
C2 noun /ˈfriːˌmeɪsən/

freemason

Meaning
A member of an international fraternity known as Freemasonry, focused on moral and spiritual values.
Example
His grandfather was a respected freemason in the community.
B2 verb /fliː/

flee

Meaning
To run away from danger or a threatening situation.
Example
The villagers had to flee during the flood.
A1 verb /flaɪ/

fly

Meaning
to move through the air using wings or in an aircraft
Example
Birds fly south for the winter.
C2 verb /ˈfjuːmɪˌɡeɪt/

fumigate

Meaning
to disinfect or purify an area by using chemical fumes
Example
They fumigated the warehouse to kill the insects.
A1 noun /faɪv/

five

Meaning
The number 5; one more than four and one less than six.
Example
She bought five apples from the market.
B2 noun /frɔːd/

Fraud

Meaning
wrongful or criminal deception intended to result in financial or personal gain
Example
The company was investigated for credit card fraud and money laundering.
A2 adjective /fænˈtæstɪk/

Fantastic

Meaning
extremely good; wonderful; excellent
Example
The movie was absolutely fantastic!
B1 noun /ˈfæktər/

factor

Meaning
A circumstance, fact, or influence that contributes to a result.
Example
Weather is an important factor in crop production.
C2 adjective /ˈfɒp.ɪʃ/

Foppish

Meaning
excessively concerned with one's appearance and clothes; vain about dress
Example
His foppish behavior and expensive clothes made him stand out.
C1 noun /ˈfænsiər/

fancier

Meaning
a person who has a special interest in a particular thing or activity, especially animals or hobbies
Example
He is a fancier of rare birds.
C1 noun /fəˌsɪlɪˈteɪʃən/

facilitation

Meaning
The action of facilitating or making an action or process easier or helping bring about an outcome.
Example
Her facilitation made the meeting run smoothly.
C1 noun /fiːnd/

fiend

Meaning
an evil spirit or demon; a wicked or cruel person; someone obsessed with a particular thing
Example
He is a real fiend when it comes to solving puzzles.
C1 verb /ˈfɔːltər/

falter

Meaning
to hesitate or lose strength or momentum
Example
Her voice faltered as she delivered the speech.
B1 noun/verb /ˈfaɪtɪŋ/

fighting

Meaning
the act of engaging in a physical or verbal conflict
Example
The soldiers were fighting bravely on the battlefield.
B2 verb fəˈsɪl.ɪ.teɪt

facilitate

Meaning
Make an action or process easier or more achievable; to help bring about.
Example
Good infrastructure facilitates economic growth.
C2 verb /fɔːrˈfɛnd/

forfend

Meaning
to protect or defend against something undesirable; to prevent
Example
May good fortune forfend any danger from our journey.
C2 noun /ˈfrɛʃɪt/

freshet

Meaning
A sudden overflow of a stream or river caused by heavy rain or melting snow.
Example
After the storm, the river turned into a raging freshet.
B2 noun /ˈfreʃmən/

freshman

Meaning
a first-year student at a high school, college, or university
Example
The freshman felt nervous on his first day at university.
C1 noun /fiːt/

feat

Meaning
an achievement that requires great courage, skill, or strength
Example
Climbing Mount Everest was a remarkable feat.
A2 noun /ˈfɔːrɪst/

Forest

Meaning
a large area covered chiefly with trees and undergrowth
Example
We went hiking in the dense forest yesterday.
B2 noun/adjective /ˈfluːɪd/

fluid

Meaning
a substance that can flow easily, such as liquid or gas; smooth and adaptable
Example
The artist's fluid movements impressed the audience.
A2 noun /fæt/

Fat

Meaning
a natural oily substance occurring in animal bodies; lipid used in cooking
Example
Too much fat in your diet can be unhealthy.
B2 noun ˈflaɪ.ɪŋ kɑːrz

flying cars

Meaning
Vehicles that can travel both on roads and in the air.
Example
Flying cars could soon solve urban traffic congestion.
C1 adjective /fəˈnætɪkəl/

fanatical

Meaning
showing extreme enthusiasm or obsession
Example
She has a fanatical interest in collecting vintage stamps.
C1 noun, verb /ˈfɜːrloʊ/

furlough

Meaning
temporary leave of absence from work, especially that granted to an employee or soldier
Example
Many workers were placed on furlough during the crisis.
C2 verb /fɔɪst/

foist

Meaning
To impose something unwelcome or unnecessary on someone.
Example
He tried to foist his old books onto his friends.
B2 noun /ˈfæntəsi/

fantasy

Meaning
a creation of the imagination, especially something improbable or impossible
Example
She has a vivid fantasy about traveling to space.
A2 verb /fɪks/

fix

Meaning
To repair or make something work again.
Example
The mechanic fixed the broken car.
B2 verb /fʊlˈfɪl/

fulfill

Meaning
to complete or accomplish something, especially a task or promise
Example
He worked hard to fulfill his dreams.
C2 noun /ˈfɪɡmənt/

figment

Meaning
something invented or imaginary; a fabrication of the mind
Example
The story of the haunted house is just a figment of her imagination.
B1 noun /ˈfiːdbæk/

feedback

Meaning
information or opinions about how well someone is doing something
Example
She asked her teacher for feedback on her essay.
C2 noun /ˈfrækɑː/

fracas

Meaning
A noisy disturbance or quarrel.
Example
The fracas outside the bar drew the attention of the police.
B2 noun /ˌfiː.ɑːnˈseɪ/

Fiance

Meaning
a man who is engaged to be married
Example
Sarah introduced her fiance to her parents during the family dinner.
C2 verb /fɔːrˈdʒʌdʒ/

forejudge

Meaning
To judge beforehand without adequate information.
Example
It is unfair to forejudge someone without knowing the facts.
C2 adjective /ˈfiːbəlˌmaɪndɪd/

feebleminded

Meaning
lacking intelligence or mental capacity; foolish or weak-minded
Example
The feebleminded man struggled to understand basic instructions.
B2 verb, noun, adjective /flʌʃ/

flush

Meaning
to become red in the face, usually from embarrassment, heat, or excitement; to clean something with a flow of water
Example
She flushed with embarrassment when she realized her mistake.
C2 adjective /ˈfʌŋɡəs/

fungous

Meaning
relating to or resembling a fungus
Example
The damp basement had a fungous smell.
A2 number /ˈfɪfti/

fifty

Meaning
the number 50
Example
The stadium can hold fifty thousand people.
C2 noun /ˈfɜːrnəri/

fernery

Meaning
a place or greenhouse where ferns are cultivated
Example
The garden's fernery was full of exotic plants.
B1 noun fləʊ

flow

Meaning
The action or fact of moving along in a steady, continuous stream
Example
The flow of information must be secured.
A1 adjective /fɜːrst/

first

Meaning
coming before all others in time, order, or importance
Example
She was the first to arrive at the meeting.
B2 verb /ˈfɪltər/

filter

Meaning
to pass a substance through a device to remove unwanted material or to selectively pass certain items
Example
She used a coffee filter to separate the grounds from the liquid.
C1 noun/verb /fliːs/

fleece

Meaning
The woolly covering of a sheep; as a verb, to swindle or cheat someone.
Example
The farmer sheared the sheep’s fleece carefully.
A2 adjective /ˈfɪnɪʃt/

finished

Meaning
completed or brought to an end
Example
The painting is finished and ready to display.
B2 verb ˈfɔːr.mjə.leɪt

formulate

Meaning
To create or develop a plan or idea clearly and specifically, to construct an idea or strategy clearly.
Example
The company must formulate a strategy for expansion.
C1 adjective + noun ˈfeɪvərəbəl klaɪˈmætɪk kənˈdɪʃənz

favorable climatic conditions

Meaning
Weather conditions that are suitable and beneficial for growth or development
Example
Winter offers favorable climatic conditions for farming.
A2 noun /ˈfæʃ.ən/

fashion

Meaning
a popular or accepted style of clothing, behavior, or way of doing something
Example
She always keeps up with the latest fashion.
A1 verb /fiːl/

Feel

Meaning
to experience an emotion or physical sensation; to touch something
Example
I feel happy when I see my friends.
C1 verb /flɪntʃ/

flinch

Meaning
to suddenly move back or away due to fear or pain
Example
He didn’t flinch when the doctor gave him the injection.
B2 noun ˈfreɪm.wɜːk

framework

Meaning
An essential supporting structure of a building, vehicle, or object; a basic structure underlying a system, concept, or text.
Example
A strong framework is vital for governance.
C2 verb /fleɪ/

flay

Meaning
to strip off the skin of something or criticize severely
Example
The chef flayed the fish before cooking it.
C1 noun /ˈfoʊ.kəs ˈtræk.ɪŋ/

focus tracking

Meaning
A technique of monitoring and maintaining attention on specific tasks or goals.
Example
Proper focus tracking improves productivity.
C1 noun /ˈfɒdər/

fodder

Meaning
food for livestock such as cattle, horses, or sheep; also something considered of little value but used to supply a demand
Example
The farmer stored enough fodder for the cattle to last through winter.
A1 noun /ˈflaʊər/

flower

Meaning
the seed-bearing part of a plant, often colorful and fragrant, that blossoms
Example
The garden was full of colorful flowers.