financial
All a b c d e f g h i j k l m n o p q r s t u v w x y z
All CEFR A1 A2 B1 B2 C1 C2
Content locale
EN English BN Bengali HI Hindi ES Spanish FR French DE German RU Russian ZH Chinese JA Japanese
All Vocabulary Cards All Vocabularies
B1 adjective /faɪˈnænʃəl/

financial

Meaning
relating to money, banking, or finance
Example
He made a sound financial decision by investing wisely.
A1 adjective/noun /fɔːrθ/

fourth

Meaning
Constituting number four in a sequence; coming after the third in position.
Example
He finished in fourth place in the race.
C2 noun /ˈflæt.ər.ər/

Flatterer

Meaning
a person who lavishes praise, often insincerely and in order to gain advantage
Example
The king was surrounded by flatterers who only told him what he wanted to hear.
B1 noun /feɪθ/

Faith

Meaning
complete trust or confidence in someone or something; strong belief in religion
Example
She had unwavering faith in her team's ability to succeed.
B2 noun /ˈflɒrɪst/

florist

Meaning
A person who sells and arranges flowers.
Example
We bought a bouquet from the local florist.
C2 adjective /ˈfʊl.dʒənt/

fulgent

Meaning
Shining brightly; dazzling.
Example
The fulgent stars lit up the night sky.
A2 noun /ˈfɪŋ.ɡər/

Finger

Meaning
any of the four long thin parts of the hand (or five, if the thumb is included)
Example
She pointed with her finger to show the direction to the museum.
A1 noun /flɔːr/

floor

Meaning
the lower surface of a room, on which one may walk
Example
The floor was covered with a soft carpet.
A2 adjective, adverb /ˈfæstər/

faster

Meaning
moving or able to move quickly; more quickly than usual
Example
This car is faster than the old one.
C2 noun /ˈfɜːrnəri/

fernery

Meaning
a place or greenhouse where ferns are cultivated
Example
The garden's fernery was full of exotic plants.
A2 noun /ˈfɔːrɪst/

Forest

Meaning
a large area covered chiefly with trees and undergrowth
Example
We went hiking in the dense forest yesterday.
C2 adjective /ˈfer.əs/

ferrous

Meaning
containing or consisting of iron
Example
Ferrous metals are commonly used in construction.
B2 verb /fʊlˈfɪl/

fulfil

Meaning
to complete or achieve something that was expected or promised; to satisfy a requirement or desire
Example
She worked hard to fulfil her dream of becoming a doctor.
A2 noun /ˈfɔːrənər/ or /ˈfɑːrənər/

foreigner

Meaning
A person from another country.
Example
The city welcomes every foreigner with kindness.
A2 noun /ˈfiː.lɪŋ/

Feeling

Meaning
an emotional state or reaction; the capacity to experience physical sensations
Example
She had a strange feeling that something important was about to happen.
C1 verb /ˈfɔːrfɪt/

forfeit

Meaning
to lose or give up something, usually as a penalty for wrongdoing
Example
He had to forfeit the match after breaking the rules.
B1 adverb /ˈfɜːrstli/

firstly

Meaning
used to introduce the first point or reason in a discussion or argument
Example
Firstly, we need to address the budget issue before proceeding.
C1 adjective /fəˈroʊ.ʃəs/

Ferocious

Meaning
savagely fierce, cruel, or violent; extremely aggressive
Example
The ferocious storm destroyed many houses in the coastal area.
C1 adjective /ˌfʊl ˈbɒd.id/

full-bodied

Meaning
Having a strong, rich, and robust quality, especially of wine, coffee, or voice.
Example
He prefers a full-bodied red wine with his dinner.
C1 noun /ˈfɔːls.hʊd/

Falsehood

Meaning
the state of being untrue; a lie
Example
The politician was caught spreading falsehoods about his opponent.
C1 noun /fəˌsɪlɪˈteɪʃən/

facilitation

Meaning
The action of facilitating or making an action or process easier or helping bring about an outcome.
Example
Her facilitation made the meeting run smoothly.
C1 verb /ˈfɛdərət/

federate

Meaning
to unite in a league or federation; to form an alliance
Example
Several states federated to create a stronger union.
B2 noun /ˈfræk.ʃən/

Fraction

Meaning
a numerical quantity that is not a whole number; a small or tiny part of something
Example
Only a small fraction of the population voted in the local election.
B1 noun ˈfæmɪli triː

Family Tree

Meaning
A diagram showing the relationships between people in several generations of a family.
Example
Creating a family tree helps understand family history.
C1 noun /ˈfʊtˌnoʊt/

foot-note

Meaning
A note of reference, explanation, or comment placed at the bottom of a page.
Example
The author included a foot-note to explain the historical context.
B2 noun /fɪst/

Fist

Meaning
a person's hand when the fingers are bent in toward the palm and held there tightly
Example
He raised his fist in victory after winning the championship match.
C1 verb /flɪntʃ/

flinch

Meaning
to suddenly move back or away due to fear or pain
Example
He didn’t flinch when the doctor gave him the injection.
C1 adjective/noun /fəˈrɛns.ɪk/

forensic

Meaning
Scientific analysis applied to criminal or legal matters
Example
Forensic experts analyze cybercrimes using advanced tools.
B2 noun /ˈfaɪ.bər/

fibre

Meaning
A thread or filament from which a vegetable tissue, mineral substance, or textile is formed; dietary material that aids digestion.
Example
Eating foods rich in fibre can improve your digestion.
C2 adjective /ˈfʌsti/

fusty

Meaning
smelling stale, damp, or stuffy; old-fashioned
Example
The room smelled fusty after being closed for months.
C2 adjective /ˈfʊl.səm/

fulsome

Meaning
Excessively flattering or insincere; abundant or generous in amount.
Example
He offered fulsome praise to his boss.
B2 noun /ˈfjuː.nər.əl/

Funeral

Meaning
a ceremony typically held shortly after a person's death, usually including burial or cremation
Example
Hundreds of people attended the funeral to pay their respects to the beloved teacher.
C1 noun /ˈfaɪərɑːm/

firearm

Meaning
a weapon capable of firing a projectile using gunpowder or other propellant
Example
The police found a hidden firearm during the investigation.
A2 noun /fæt/

Fat

Meaning
a natural oily substance occurring in animal bodies; lipid used in cooking
Example
Too much fat in your diet can be unhealthy.
C1 noun /ˈfɔː.nə/

fauna

Meaning
The animal life of a particular region, habitat, or geological period.
Example
The fauna of the African savannah includes lions and elephants.
B2 verb /ˈflʌrɪʃ/

flourish

Meaning
To grow or develop in a healthy or successful way.
Example
Her business began to flourish after she introduced online sales.
B2 noun /ˈfleɪvər/

flavor

Meaning
The distinctive taste of a food or drink.
Example
This ice cream has a delicious mango flavor.
C1 noun/verb ˈfɒr.ɪdʒ

forage

Meaning
Food for horses and cattle, especially dried hay or feed; to search for food.
Example
Animals forage for food during the winter months.
C2 adjective /ˈfʌndʒəbl/

fungible

Meaning
interchangeable; able to replace or be replaced by another identical item
Example
In finance, money is considered a fungible asset.
C1 noun/verb /fliːs/

fleece

Meaning
The woolly covering of a sheep; as a verb, to swindle or cheat someone.
Example
The farmer sheared the sheep’s fleece carefully.
C2 noun /ˈfɜːrðərəns/

furtherance

Meaning
The advancement or promotion of something.
Example
The new policy was introduced in furtherance of social justice.
C1 adjective /frɔːt/

fraught

Meaning
Filled with or likely to result in something undesirable.
Example
The negotiations were fraught with tension and uncertainty.
C1 noun /fɔːrˈmæl.ə.ti/

Formality

Meaning
the rigid observance of rules of convention or etiquette; a thing done simply to comply with requirements
Example
The signing of the contract was just a formality; the deal was already agreed upon.
C1 adjective /ˈfɔːrθˌraɪt/

forthright

Meaning
Direct and honest in speech or behavior; straightforward.
Example
She was forthright in her criticism of the policy.
C2 adjective /ˈfiːkənd/

fecund

Meaning
producing or capable of producing an abundance of offspring or new growth; fertile
Example
The fecund soil produced a bountiful harvest this year.
C1 noun /ˈfɔːrˌbɛərz/

forebears

Meaning
Ancestors or people in previous generations from whom one is descended.
Example
We must honor the traditions of our forebears.
B1 noun /ˌfɜːrst ˈeɪd/

first aid

Meaning
Immediate assistance given to a sick or injured person until full medical treatment is available
Example
He gave first aid to the injured cyclist before the ambulance arrived.
C1 noun /fəˈrɒs.ə.ti/

ferocity

Meaning
The state or quality of being ferocious; extreme fierceness or violence.
Example
The storm's ferocity was devastating.
C1 noun /fɪˈnɛs/

finesse

Meaning
Subtlety and skill; refinement and delicacy in performance or artistry.
Example
The artist painted with great finesse.
C2 noun /fluːk/

fluke

Meaning
A stroke of luck; an unexpected piece of good fortune.
Example
Winning the lottery was a complete fluke.
B2 adjective /ˈfɔːlti/

faulty

Meaning
Having defects or imperfections; not working properly
Example
The device stopped working because it was faulty.
C1 verb /ˈfʌmbəl/

fumble

Meaning
to handle something clumsily or to make mistakes while doing something
Example
He fumbled with the keys and dropped them on the floor.
A2 noun, verb /fɔːrm/

form

Meaning
the shape or structure of something; to bring something into existence
Example
Students filled out the registration form.
B2 adverb /ˈfɔ:rmoast/

Foremost

Meaning
most importantly; above all; in the first place
Example
First and foremost, we need to ensure safety.
C1 adjective ˈfjuː.taɪl

futile

Meaning
Incapable of producing any useful result; pointless.
Example
His attempts to change the situation were futile.
A2 verb /faɪt/

fight

Meaning
to engage in battle or combat; to struggle against
Example
The soldiers fight for their country.
B2 noun /ˈfɔːr.hed/

Forehead

Meaning
the part of the face above the eyebrows and below the hairline
Example
He wiped the sweat from his forehead.
B2 noun ˈfeɪs tə ˈfeɪs ˈbætl

face-to-face battle

Meaning
A direct confrontation or fight between opposing forces.
Example
The warriors fought a face-to-face battle with the enemies.
B1 adverb /ˈfɔːtʃənətli/

fortunately

Meaning
by good luck; luckily
Example
Fortunately, no one was injured in the accident.
C2 adjective /fɪˈdjuːʃəl/

fiducial

Meaning
based on trust or confidence; serving as a standard of reference
Example
The fiducial point on the map ensures accurate measurements.
B1 noun /ˈfæktər/

factor

Meaning
A circumstance, fact, or influence that contributes to a result.
Example
Weather is an important factor in crop production.
A2 noun /ˈfæktəri/

factory

Meaning
A building or group of buildings where goods are manufactured.
Example
He works in a shoe factory.
A1 adjective /ˈfrɛndli/

friendly

Meaning
Kind and pleasant; showing goodwill and affection.
Example
The shop owner is very friendly to new customers.
A2 noun /ˈflaɪ.ɪŋ ˈkriː.tʃər/

Flying creature

Meaning
any animal that has the ability to fly through the air
Example
Birds, bats, and insects are all examples of flying creatures.
C1 verb /feɪn/

feign

Meaning
to pretend or fake; to give a false appearance of
Example
She feigned illness to avoid going to work.
C2 verb /ˌfɔːrˈrʌn/

forerun

Meaning
To go before; to precede in time, place, or action.
Example
Dark clouds often forerun a storm.
B2 noun /frɒk/

Frock

Meaning
a dress, especially a simple or casual one for women or children
Example
The little girl wore a pink frock to her birthday party.
C2 noun /ˈfjʊr.ʌŋ.kəl/

Furuncle

Meaning
a painful pus-filled bump under the skin caused by infected, inflamed hair follicles
Example
The doctor prescribed antibiotics to treat the painful furuncle on his neck.
C1 adjective /ˈfiːzəbl/

feasible

Meaning
possible to do easily or conveniently; practical and workable
Example
It is feasible to complete the project within two months.
C2 adjective /ˈfrɒlɪksəm/

Frolicsome

Meaning
joyful; playful; merry; cheerful
Example
The frolicsome children laughed and played in the park.
B2 adjective /ˈfeɪvərəbəl/

favorable

Meaning
expressing approval or support; advantageous
Example
The weather conditions were favorable for the outdoor event.
C2 noun /ˈfriːˌbuːtər/

freebooter

Meaning
A pirate or plunderer who roams freely in search of wealth.
Example
The freebooter raided the merchant ships along the coast.
B1 noun /ˈfaɪn.dɪŋ/

finding

Meaning
a discovery, conclusion, or result reached after investigation
Example
The scientist published her findings in a leading journal.
B2 adjective /ˈfɪr.fəl/

fearful

Meaning
feeling afraid or showing fear
Example
She was fearful of walking alone at night.
C1 noun /ˈfɔːrdʒəri/

forgery

Meaning
the crime of making fake documents, money, or artworks
Example
The bank detected a forgery in the signature on the cheque.
C2 verb /fɪˈneɪɡəl/

finagle

Meaning
to obtain something by cleverness or trickery
Example
He finagled a free ticket by pretending to be a VIP guest.
B2 verb /ˈfæsən/

fasten

Meaning
To attach or secure something firmly in place
Example
Please fasten your seatbelt before the plane takes off.
C2 verb /ˈfɛstər/

fester

Meaning
to become worse or more intense, often through neglect or infection
Example
If grievances are ignored, they may fester into resentment.
B1 noun /fɒɡ/

Fog

Meaning
a thick cloud of tiny water droplets suspended in the atmosphere at or near the earth's surface that reduces visibility
Example
Dense fog covered the highway this morning.
B2 noun /ˌfer.ˈwel/

Farewell

Meaning
an act of parting or of marking someone's departure
Example
The company organized a farewell party for the retiring manager.
B2 noun /ˈfaʊn.dər/

Founder

Meaning
a person who establishes an institution or settlement; someone who starts or creates something
Example
Steve Jobs was the co-founder of Apple Inc. and revolutionized personal computing.
C2 adjective /ˈfæl.oʊ/

fallow

Meaning
Describing land that is left unplanted for a period to restore its fertility, allowing soil to recover nutrients and break pest and disease cycles.
Example
Farmers leave their fields fallow to restore soil fertility.
A1 verb /fərˈɡet/

forget

Meaning
to be unable to remember something; to fail to bring something to mind
Example
Don't forget to lock the door when you leave.
C2 noun /ˈfaɪnəri/

finery

Meaning
expensive or elaborate clothes, decorations, or accessories
Example
She attended the party in her finest finery.
C2 noun /ˈfɒpəri/

foppery

Meaning
Foolish or excessive concern with one's appearance or manners; pretentious behavior.
Example
His obsession with fashion was dismissed as mere foppery.
C1 adjective /ˈflaʊəri/

flowery

Meaning
Full of flowers or overly elaborate in style or language.
Example
She wrote a flowery letter filled with poetic phrases.
B2 noun ˈflaɪ.ɪŋ kɑːrz

flying cars

Meaning
Vehicles that can travel both on roads and in the air.
Example
Flying cars could soon solve urban traffic congestion.
C1 verb /ˈfrɒlɪk/

frolic

Meaning
to play and move about cheerfully, energetically, or playfully
Example
The children frolicked in the garden all afternoon.
C2 verb /ˈfɛtər/

fetter

Meaning
to restrain or restrict someone’s freedom
Example
The strict rules fettered the creativity of the students.
C2 adjective /fækˈtɪʃəs/

factitious

Meaning
artificial or fabricated; not natural or genuine
Example
The excitement in his story seemed factitious and forced.
B2 adverb /ˈfɜ:rmli/

Firmly

Meaning
in a strong, steady, and unwavering manner
Example
She firmly believed in her decision.
B2 noun, verb /ˈfaɪlɪŋ/

filing

Meaning
the act of submitting documents; the process of organizing papers
Example
The lawyer handled the filing of all court documents.
C1 noun /ˈfɔɪeɪr/

foyer

Meaning
An entrance hall or lobby in a building.
Example
The guests waited in the hotel foyer before checking in.
C2 adjective /ˈfɛkləs/

feckless

Meaning
lacking initiative or strength of character; irresponsible
Example
His feckless attitude at work caused several missed deadlines.
C1 noun /ˈfiːtəs/

fetus

Meaning
an unborn or unhatched offspring in the womb or egg
Example
The doctor explained the development of the fetus during pregnancy.
C1 verb /ˈfɔːlsɪfaɪ/

falsify

Meaning
to make something false or to misrepresent
Example
He tried to falsify the documents to avoid taxes.
C2 noun /foʊl fʊt/

Foal-foot

Meaning
a yellow flowering plant with leaves shaped like a horse's hoof, also known as coltsfoot
Example
The foal-foot plant grows wild in many meadows and is often the first flower to bloom in spring.
C2 adjective /ˈfuːlˌhɑːrdi/

foolhardy

Meaning
Recklessly bold or rash; taking foolish risks.
Example
It was foolhardy of him to climb the mountain without proper gear.
B2 noun /ˈfjʊr.i/

Fury

Meaning
wild or violent anger; extreme intensity of emotion or activity
Example
His fury was evident when he discovered someone had stolen his bicycle.
B1 noun /ˈfaɪəˌfaɪtə/

firefighter

Meaning
a person whose job is to put out fires
Example
The firefighter saved the family from the burning building.
C1 noun/verb /freɪ/

fray

Meaning
As a noun, a fight or heated dispute; as a verb, to unravel or wear out through friction.
Example
He tried to stay calm, but his nerves began to fray during the argument.
B2 adjective /ˈfræʤaɪl/

fragile

Meaning
Easily broken or damaged; delicate.
Example
Be careful with that vase, it's very fragile.
A2 verb /fɪl/

fill

Meaning
to make or become full; to put something into a container until it is full
Example
Please fill the glass with water.
C1 noun /fɔːn/

Fawn

Meaning
a young deer; a light yellowish-brown color
Example
The mother deer protects her fawn from predators.
B2 adverb /ˈfɜ:rst hænd/

First-hand

Meaning
directly experienced or obtained; from the original source
Example
I experienced the earthquake first-hand.
B1 noun /ˈfʌŋkʃən/

function

Meaning
An activity or purpose natural to or intended for a person or thing.
Example
The main function of the heart is to pump blood.
C1 adjective ˈfɔːr.mɪ.də.bəl

formidable

Meaning
Inspiring fear or respect through being impressively large, powerful, intense, or capable.
Example
The boxer was a formidable opponent in the ring.
B1 noun, verb /flæɡ/

flag

Meaning
a piece of fabric with a symbol or colors; or to mark or signal attention
Example
They raised the national flag during the ceremony.
A1 preposition /frəm/ or /frʌm/

from

Meaning
Used to indicate the starting point of a journey, action, or source.
Example
She came from Dhaka to visit her family.
C1 noun /ˈfjʊərɔːr/

furor

Meaning
An outbreak of public anger or excitement.
Example
The politician's remarks created a furor in the media.
B2 noun /ˌfæs.ɪˈneɪ.ʃən/

Fascination

Meaning
the power to fascinate someone; the state of being intensely interested
Example
Her fascination with ancient history led her to become an archaeologist.
B2 noun /ˈfɪlmˌmeɪkər/

filmmaker

Meaning
a person who makes films, typically as a profession
Example
He is a well-known filmmaker in the industry.
C2 noun /feɪt/

fete

Meaning
a celebration or festival, often in honor of someone
Example
The village held a grand fete to celebrate the harvest.
C2 adjective /fluːˈɛnʃəl/

fluential

Meaning
Having the power to influence or flowing freely (rare/archaic usage).
Example
The fluential speaker captivated the entire audience.
C2 adjective /fəˈsiːʃəs/

facetious

Meaning
Treating serious issues with deliberately inappropriate humor
Example
He was being facetious when he said he wanted to live on the moon.
B2 noun/verb /flɑːk/

flock

Meaning
a group of birds or animals; to gather or move in a crowd
Example
Tourists flocked to the beach during summer.
A1 noun /fʊt/

Foot

Meaning
the lower extremity of the leg that is in direct contact with the ground in standing or walking
Example
She hurt her foot while running.
B1 noun /fəˈsɪl.ɪ.ti/

facility

Meaning
A place, amenity, or piece of equipment provided for a particular purpose.
Example
The facility was well-maintained.
B2 adjective /ˈfruːt.fəl/

Fruitful

Meaning
productive; beneficial; successful;
Example
Our discussion was very fruitful and led to many new ideas.
B1 noun /ˈfɪnɪʃ laɪn/

finish line

Meaning
The line or point at the end of a race or competition where participants complete it.
Example
She sprinted towards the finish line and won the race.
A1 adjective /fɑːst/

Fast

Meaning
moving or happening quickly; rapid; swift
Example
She runs very fast in the morning.