financial
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B1 adjective /faɪˈnænʃəl/

financial

Meaning
relating to money, banking, or finance
Example
He made a sound financial decision by investing wisely.
C1 verb /wɑːft/

waft

Meaning
to move gently through the air, carried by a breeze
Example
The smell of fresh bread wafted through the kitchen.
C1 noun /ɪkˈstræv.ə.ɡəns/

Extravagance

Meaning
lack of restraint in spending money; excessive expense
Example
The wedding celebration was criticized for its unnecessary extravagance.
C1 adjective /ʌnˈʃeɪkən/

Unshaken

Meaning
not disturbed or affected; firm and steady; unwavering
Example
Her faith remained unshaken despite all the challenges.
B2 noun /ɑːrˈkeɪd/

arcade

Meaning
a covered passage with arches along one or both sides; also a place with coin-operated games
Example
The children spent the afternoon playing games at the arcade.
A1 pronoun /ðeɪ/

they

Meaning
used to refer to people or things previously mentioned or easily identified
Example
They are going to the park.
A2 noun /ˈkiːbɔːrd/

keyboard

Meaning
a set of keys used to operate a computer, typewriter, or similar device for inputting text and commands
Example
She typed the report quickly on her keyboard.
C1 noun /ɡæsˈtrɒnəmi/

gastronomy

Meaning
The art or science of good eating and fine cuisine.
Example
Paris is famous for its rich tradition of gastronomy.
C1 adjective ˈriːdʒən spəˈsɪfɪk

region-specific

Meaning
Relating to or characteristic of a particular region or area.
Example
Climate change impacts are region-specific.
C1 verb /ˈsenʃər/

censure

Meaning
to criticize severely; to express strong disapproval
Example
The committee censured the politician for his misconduct.
B2 noun ˈlɪt.ər.ə.si ˌreɪts

literacy rates

Meaning
The percentage of people in a population who can read and write; measures of educational levels in a population.
Example
Literacy rates impact socioeconomic conditions.
C1 verb /kʌl/

cull

Meaning
to select or remove from a larger group, often to reduce numbers
Example
The farmers decided to cull the sick animals from the herd.
B2 verb /kəmˈpraɪz/

comprise

Meaning
To consist of or be made up of something.
Example
The committee comprises five members.
C1 adjective /ʌnˈtʌtʃəbəl/

Untouchable

Meaning
not able to be touched or affected; beyond criticism or attack
Example
The CEO seemed untouchable despite the scandal.
C2 noun /ˌɪnkəˈpæsəti/

incapacity

Meaning
the lack of ability, power, or fitness to do something
Example
His mental incapacity prevented him from making important decisions.
B2 noun səˌsteɪ.nəˈbɪl.ɪ.ti

sustainability

Meaning
The ability to be maintained at a certain rate or level; the avoidance of the depletion of natural resources in order to maintain ecological balance.
Example
Sustainability ensures long-term environmental health.
B2 noun /ˌsɛlf əˈwɛə.nəs/

self-awareness

Meaning
Conscious knowledge of one's own character, feelings, motives, and desires.
Example
Self-awareness helps in understanding one's emotions and actions.
C2 verb /ɪˈkwɪvəˌkeɪt/

equivocate

Meaning
To speak ambiguously or avoid giving a clear answer.
Example
The politician equivocated when asked about the scandal.
B1 noun /ɪnˌvɛs.tɪˈɡeɪ.ʃən/

investigation

Meaning
the process of inquiring into or examining something carefully to find the truth
Example
The investigation revealed new evidence about the fraud.
C1 adjective /ʌnˈkʌltʃəd/

Uncultured

Meaning
lacking good manners, refinement, or education; uncivilized
Example
His uncultured behavior embarrassed everyone at the dinner party.
B1 adverb /ˈlɑːrdʒli/

largely

Meaning
to a great extent; mostly or mainly
Example
The success of the project was largely due to teamwork.
B2 noun/verb /ˈɡreɪzɪŋ/

grazing

Meaning
The act of animals eating grass in a field; also lightly touching or scraping against something.
Example
Cows were grazing peacefully in the meadow.
A1 adjective, adverb, pronoun /moʊst/

most

Meaning
the greatest in amount, degree, or number
Example
Most people like to relax on weekends.
C1 noun /ˈbærɪstər/

barrister

Meaning
A type of lawyer in certain legal systems who specializes in courtroom advocacy and litigation.
Example
The barrister argued the case passionately before the judge.
C2 verb /ˌkaʊˈtaʊ/

kowtow

Meaning
To act in an excessively subservient or obedient manner.
Example
He refused to kowtow to the unreasonable demands.
B2 adjective /ˈhɒs.taɪl/

Hostile

Meaning
unfriendly; aggressive; antagonistic;
Example
The hostile environment made it difficult to work.
C2 noun /əˈreɪ.bi.ən ˈdʒæz.mɪn/

Arabian Jasmine

Meaning
A fragrant white flower native to South and Southeast Asia, commonly used in perfumes and religious ceremonies
Example
The Arabian jasmine filled the garden with its sweet fragrance.
B2 adverb /ʌnˈdaʊtɪdli/

undoubtedly

Meaning
without a doubt, certainly
Example
He is undoubtedly the best player on the team.
B2 verb ɪˈrɛktɪŋ

erecting

Meaning
To build; construct; set up in a vertical position.
Example
The workers were erecting a new building downtown.
C2 noun /ˈkærɪlɒn/

carillon

Meaning
A set of bells played using a keyboard, usually in a tower.
Example
The carillon bells rang across the town square.
B2 verb /ˌmɪsbɪˈheɪv/

misbehave

Meaning
to behave badly or inappropriately; to act in an unacceptable way
Example
The children misbehaved during the school assembly.
B1 noun /ˈdʒaɪ.ənt/

Giant

Meaning
an imaginary or mythical being of human form but superhuman size; something of great size or force
Example
The technology giant announced record profits for the third consecutive quarter.
C2 noun /ˈhɒɡz.hɛd/

hogshead

Meaning
A large cask or barrel, traditionally used for storing liquids like wine or beer.
Example
The cellar was filled with hogsheads of ale.
C2 noun /ˌkʌl.pəˈbɪl.ɪ.ti/

culpability

Meaning
responsibility for a fault or wrong; blameworthiness
Example
The jury considered his level of culpability in the crime.
C2 noun /əˌɡlɒməˈreɪʃən/

agglomeration

Meaning
A mass or collection of things, sometimes clustered together.
Example
The city is an agglomeration of diverse cultures and communities.
C2 verb /ˈmæk.jʊˌleɪt/

maculate

Meaning
To stain, spot, or pollute something.
Example
The white cloth was maculated by ink stains.
B1 adjective /rɪˈmoʊt/

remote

Meaning
Situated far from the main centers of population; distant.
Example
They stayed in a remote village during their trip.
B2 verb /ɪnˈfɛkt/

infect

Meaning
To contaminate with a disease-causing organism.
Example
The virus can infect healthy people quickly.
C2 noun /ɪˈrʌp.ʃən/

Irruption

Meaning
a sudden violent entry; an invasion or raid; a sudden outburst or eruption
Example
The army's irruption into enemy territory caught the opposing forces completely off guard.
C1 adjective /ɪˈleɪtɪd/

elated

Meaning
Extremely happy and excited.
Example
She was elated when she heard the good news.
C2 noun /ˈhʌm.ək/

hummock

Meaning
A small hill, mound, or ridge of earth or ice.
Example
The hikers rested on a grassy hummock by the river.
C2 adjective /rɪˈfɛrəbəl/

referable

Meaning
able to be related or directed to something
Example
The issue is referable to the new policy changes.
C1 verb /ˈbruːtəlaɪz/

brutalize

Meaning
to treat someone with extreme violence or cruelty; to make something harsh or cruel
Example
The regime was accused of brutalizing innocent civilians.
A2 noun /dʒɪm/

gym

Meaning
a place equipped for physical exercise and fitness training
Example
He goes to the gym every morning to work out.
A2 noun /ˈbæskɪt/

basket

Meaning
a container made of woven materials used for carrying or storing things
Example
She carried the apples in a basket.
C2 verb /kɒnˈkætəneɪt/

concatenate

Meaning
To link things together in a series or chain.
Example
The program concatenates two strings into one.
C1 noun /əˈsæsɪn/

Assassin

Meaning
a person who murders an important person for political or religious reasons
Example
The president was protected from potential assassins by security guards.
B2 adjective /əbˈsɜːrd/

absurd

Meaning
wildly unreasonable, illogical, or inappropriate
Example
It is absurd to think that the earth is flat.
C2 noun /ˌkɒl.əˈneɪd/

colonnade

Meaning
A row of evenly spaced columns supporting a roof, often in classical architecture.
Example
The visitors admired the grand colonnade at the entrance of the temple.
C2 adjective /ˌɪnsəˈprɛsəbl/

insuppressible

Meaning
That cannot be suppressed or restrained.
Example
She had an insuppressible urge to laugh during the ceremony.
B2 adjective /ˈslʌɡ.ɪʃ/

Sluggish

Meaning
slow-moving; lacking energy or alertness; inactive
Example
The old computer became sluggish after running for hours.
C1 noun /ˌsɛnsəˈbɪləti/

Sensibility

Meaning
the ability to appreciate and respond to complex emotional or aesthetic influences; sensitivity
Example
Her artistic sensibility made her appreciate fine details in paintings.
B1 noun ˌdʒɛnəˈreɪʃənz

Generations

Meaning
All of the people born and living at about the same time, regarded collectively.
Example
The family tree spans several generations.
C2 verb /ɜːrk/

irk

Meaning
to annoy or irritate someone
Example
It irks me when people are late without calling.
A1 preposition /fɔːr/

for

Meaning
used to indicate purpose, destination, or recipient
Example
This gift is for you.
C1 adjective /dɪˈlɪriəs/

delirious

Meaning
in an extremely disturbed or excited state of mind, often due to illness or emotion
Example
He was delirious with fever and kept muttering nonsense.
C2 noun /ˈdɛvɪlri/

devilry

Meaning
Wicked or cruel behavior; mischievous actions.
Example
The children were full of devilry on Halloween night.
B1 adjective /ʌnˈsɜːrtən/

Uncertain

Meaning
not able to be relied on; not known or definite; not having reliable knowledge
Example
I am uncertain about my future career plans.
C1 noun, adjective /ˌnɒn ˈrɛzɪdənt/

non-resident

Meaning
a person who does not live in a particular country or place permanently
Example
Non-resident students often pay higher tuition fees.
B1 verb /ɡræb/

grab

Meaning
To seize something quickly and firmly.
Example
He tried to grab the ball before it rolled away.
C1 noun /ˈsɜːrmən/

sermon

Meaning
A religious discourse delivered by a preacher, often offering moral instruction or spiritual guidance.
Example
The pastor gave a moving sermon about compassion and forgiveness.
A2 adjective /sɪksθ/

sixth

Meaning
coming after the fifth in order, position, or rank
Example
He finished the race in sixth place.
B2 noun /ˈspesɪmən/

Specimen

Meaning
an individual example of something; a sample collected for scientific study or testing
Example
The scientist collected a blood specimen for analysis.
C1 verb /ˌaʊtˈstrɪp/

outstrip

Meaning
To go faster or do better than someone or something; to surpass.
Example
The company outstripped its competitors in sales last year.
C2 noun /ˈprɛʃəns/ or /ˈpriːʃəns/

prescience

Meaning
the ability to know or predict what will happen in the future
Example
Her prescience about market trends saved the company.
B2 adjective /ˈdɛlɪkət/

delicate

Meaning
Easily broken or damaged; requiring careful handling.
Example
The vase is very delicate, so handle it with care.
C2 noun /ˌɛksaɪˈteɪʃən/

excitation

Meaning
a state of great excitement or the process of stimulating activity
Example
The news created great excitation among the fans.
B2 noun /ˈpæntri/

pantry

Meaning
A small room or cupboard where food, dishes, and kitchen supplies are stored.
Example
She stocked the pantry with fresh groceries for the week.
A1 adjective /ˈmɛni/

many

Meaning
a large number of
Example
Many students attended the lecture.
B1 noun /ˈwɜːrkʃɒp/

workshop

Meaning
a room or building where people engage in work or creative activities
Example
The workshop focused on improving technical skills for young professionals.
A2 noun /ˈzi.brə/

Zebra

Meaning
an African animal like a horse with black and white stripes
Example
The zebra ran across the African savanna with its herd.
C1 noun /ˈmæntl̩/

mantle

Meaning
A cloak or covering; also the layer of the earth between the crust and the core.
Example
The leader assumed the mantle of responsibility.
C2 adjective /daɪˈɜːrnəl/

diurnal

Meaning
active during the day; occurring daily
Example
Most birds are diurnal creatures, active in daylight hours.
B2 noun ˈlɛɡ.ə.si

legacy

Meaning
An amount of money or property left to someone in a will; something left or handed down by a predecessor.
Example
His contributions left a lasting legacy in the industry.
B1 noun /bʌn/

Bun

Meaning
a small round bread roll, often sweet
Example
I bought fresh buns from the bakery this morning.
C2 noun /ˈtʃɜː.nɪŋ stɪk/

Churning stick

Meaning
a wooden stick used for stirring and churning butter, milk, or other liquids
Example
Grandmother used a churning stick to make fresh butter.
B2 verb /ˌkɒmprɪˈhɛnd/

comprehend

Meaning
to understand or grasp the meaning of something
Example
It is difficult to comprehend the scale of the disaster.
B2 noun /ˈɑːrm.pɪt/

Armpit

Meaning
the hollow area under the arm where it joins the shoulder
Example
He applied deodorant to his armpit.
C1 noun /stents/

stents

Meaning
Small mesh tubes used to treat narrow or blocked arteries.
Example
Stents were successfully placed using robotic techniques.
B2 adjective /ɪnˈkluːsɪv/

inclusive

Meaning
Including all the services, facilities, or items normally expected or required; not excluding any section of society or any party involved.
Example
Inclusive growth benefits all sections of society.
B1 noun /ˈpænəl/

panel

Meaning
a group of people gathered to discuss, judge, or advise on a particular topic
Example
The panel of judges announced the winner of the competition.
B1 noun /broʊˈʃʊr/

brochure

Meaning
a small booklet or pamphlet containing information or advertising
Example
The travel agent gave us a brochure about the holiday package.
B1 verb /pɑːrtɪsɪˈpeɪtɪŋ/

participating

Meaning
Taking part in an activity or event.
Example
He is participating in the Antarctic expedition.
C2 noun /ˈdræɡˌnɛt/

dragnet

Meaning
A systematic search or investigation, often by police to catch criminals.
Example
The police launched a dragnet to capture the fugitives.
A2 verb /feɪl/

fail

Meaning
to not succeed in achieving something; to be unsuccessful
Example
He failed to complete the assignment on time.
C1 adjective /ˌeɪsɪˈmɛtrɪk/

asymmetric

Meaning
Not having equal or corresponding parts; lacking symmetry.
Example
The design of the building is asymmetric and unusual.
C2 verb /ˈsʌk.əl/

suckle

Meaning
to feed a baby or young animal with milk from the breast or udder
Example
The mother cat suckled her kittens in the basket.
A1 interjection /hɑː/

ha

Meaning
used to express amusement, surprise, or triumph
Example
Ha! I knew you couldn’t resist joining us.
B1 noun /əˈpɒlədʒi/

apology

Meaning
a statement expressing regret for something wrong or hurtful
Example
He offered an apology for being late to the meeting.
B1 noun /ˈprɛər/

prayer

Meaning
a solemn request for help or expression of thanks addressed to God or another deity
Example
She recited a prayer before the meal.
C2 adjective /ˈtjuːtɪlɑːr/

tutelar

Meaning
Serving as a guardian or protector.
Example
The tutelar spirit of the forest was believed to protect travelers.
B2 noun /ˈkæməˌflɑːʒ/

camouflage

Meaning
the act of hiding or disguising something by making it blend with its surroundings
Example
The soldiers used camouflage to hide from the enemy.
C2 adjective /ˈdaʊti/

doughty

Meaning
brave, valiant, courageous
Example
The doughty soldier never backed down from a challenge.
B2 noun /ɪnˌtɜːrprəˈteɪʃən/

interpretation

Meaning
the action of explaining the meaning of something
Example
The teacher gave her own interpretation of the poem.
C1 adjective /rɪˈzɪdjuəl/

residual

Meaning
Remaining after the greater part has gone.
Example
The patient experienced residual pain after the surgery.
C2 noun /ˈɡlʌtəni/

gluttony

Meaning
Excessive eating or drinking; overindulgence in food or drink.
Example
His gluttony during the festival left him feeling sick.
B1 adjective /kriˈeɪtɪv/

creative

Meaning
Having the ability to produce new and original ideas or things.
Example
She is very creative in her writing.
B1 noun /poʊl/

pole

Meaning
a long, slender, vertical object or structure, typically made of wood, metal, or another material
Example
They placed the flag on top of the pole.
B2 noun /ˈten.ʃən/

Tension

Meaning
mental or emotional strain; a strained state or condition
Example
The deadline created a lot of tension in the office.
C1 noun /ˈpleɪdʒərɪzəm/

plagiarism

Meaning
the practice of taking someone else's work or ideas and passing them off as one's own
Example
The student was expelled for committing plagiarism in his essay.
C2 verb /miːt/

mete

Meaning
To dispense or allot justice, punishment, or harsh treatment.
Example
The judge will mete out punishment according to the crime.
C2 noun /kaɪˈmɪərə/

chimera

Meaning
A mythical creature with parts from different animals; also used to mean a fanciful illusion or unattainable dream.
Example
The idea of a perfect society is often a chimera.
B2 verb /ɪnˈkwaɪər/

enquire

Meaning
to ask for information about something
Example
He enquired about the train schedule.
B2 noun /ˌkɑːrboʊˈhaɪdreɪt/

carbohydrate

Meaning
a nutrient that provides energy, found in foods like rice, bread, and sugar
Example
Rice and potatoes are rich in carbohydrates.
C1 adjective /klæd/

clad

Meaning
dressed or covered in a particular way
Example
The knight was clad in shining armor.
B2 verb ɪnˈvɛst.ɪŋ

investing

Meaning
The act of putting money into financial schemes, shares, property, or a commercial venture with the expectation of achieving a profit.
Example
Investing in stocks can generate long-term wealth.
B2 noun /ˈwʊlən dres/

Woolen dress

Meaning
a dress made from wool fabric, typically worn in cold weather
Example
She wore a warm woolen dress during the winter months.
C1 adjective /ˈspɛktrəl/

spectral

Meaning
Relating to a ghost or specter; ghostly. Also relating to a spectrum.
Example
The old mansion had a spectral atmosphere at night.
B1 noun /ˈdez.ət/

Desert

Meaning
a barren area of landscape with little precipitation; an arid region with sparse vegetation
Example
The Sahara Desert is one of the largest hot deserts in the world.
C1 noun (plural) /ˈhɪntərlændz/

hinterlands

Meaning
Plural of hinterland; remote or less developed regions.
Example
Explorers traveled deep into the hinterlands of the country.
B2 adjective /ˈfɪr.fəl/

fearful

Meaning
feeling afraid or showing fear
Example
She was fearful of walking alone at night.
B2 adjective /ɪnˈvaɪrənmənt ˈfrɛndli/

environment-friendly

Meaning
Designed or produced in a way that causes minimal harm to the environment, often using sustainable materials and processes that reduce ecological impact.
Example
Environment-friendly products are designed to reduce ecological damage.
C1 verb /riːl/

reel

Meaning
to lose balance and stagger; to wind or spin something onto a reel
Example
He reeled backward after being punched.
A2 adjective /ˈleɪ.zi/

Lazy

Meaning
idle; unwilling to work; sluggish
Example
He was too lazy to clean his room on the weekend.
B1 noun /ədˈvæns/

Advance

Meaning
progress or development; movement forward; money paid before it is due
Example
Technology has made great advances in recent years.
B2 noun /ˈtʃer.i ˌblɒs.əm/

Cherry Blossom

Meaning
the pink or white flowers of a cherry tree that bloom in spring
Example
The cherry blossoms bloom beautifully in April.
C2 adjective ˈmiː.ni.əl

menial

Meaning
Not requiring much skill and lacking prestige.
Example
He refused to do menial work.
A2 noun /ɪkˈskjuːs/

Excuse

Meaning
a reason or explanation put forward to defend or justify a fault or offense
Example
Being tired is not a valid excuse for not completing your homework.
B1 noun /ˈsɛntɪˌmiːtər/

centimeter

Meaning
A metric unit of length equal to one hundredth of a meter.
Example
The table is 120 centimeters long.
C2 noun /laʊt/

lout

Meaning
An uncouth or aggressive man or boy.
Example
The drunken lout caused a scene at the party.
C1 adjective /ˈvɑːlətl/

volatile

Meaning
likely to change rapidly and unpredictably, especially for the worse
Example
The stock market is extremely volatile these days.