finance
All a b c d e f g h i j k l m n o p q r s t u v w x y z
All CEFR A1 A2 B1 B2 C1 C2
Content locale
EN English BN Bengali HI Hindi ES Spanish FR French DE German RU Russian ZH Chinese JA Japanese
All Vocabulary Cards All Vocabularies
B1 noun, verb /ˈfaɪ.næns/ or /fəˈnæns/

finance

Meaning
the management of money and investments, or to provide funds for something
Example
The company secured finance from a major bank.
B1 noun /ruːt/

route

Meaning
a way or course taken to get from one place to another
Example
The best route to the airport is through the highway.
B1 noun /ˈkɒstjuːm/

costume

Meaning
a set of clothes worn to represent a particular character, culture, or occasion
Example
She wore a beautiful costume for the Halloween party.
B1 adjective /ˈel.dər.li/

Elderly

Meaning
aged; advanced in years; old
Example
The elderly man walked slowly with his cane.
B1 noun /dɪˈtɛktɪv/

detective

Meaning
a person whose job is to investigate and solve crimes
Example
The detective solved the mystery in just two days.
B1 adjective /æmˈbɪʃ.əs/

Ambitious

Meaning
having strong desire for success or achievement; aspiring
Example
She is ambitious and works hard to achieve her goals.
B1 noun ˈstrʌk.tʃər

structure

Meaning
The arrangement of and relations between the parts or elements of something complex.
Example
The structure is designed for safety and functionality.
B1 noun /tɔːrˈtiːə/

tortilla

Meaning
A thin round flatbread made from corn or wheat, common in Mexican cuisine.
Example
She wrapped the vegetables in a warm tortilla.
B1 adjective hɪˈstɔːrɪk

historic

Meaning
Famous or significant in history, or potentially so.
Example
Victory Day is a historic moment for Bangladesh.
B1 adjective ˈkɒmplɛks

complex

Meaning
Having many interrelated parts or factors; complicated.
Example
The relationship between poverty and education is complex.
B1 verb /kənˈkluːd/

conclude

Meaning
to bring to an end; to decide or determine after consideration
Example
We will conclude the meeting at five o'clock.
B1 verb /kəmˈpiːt/

compete

Meaning
to try to win or be more successful than others in a contest or activity
Example
Several companies compete for dominance in the market.
B1 noun, verb /ˈrɒkɪt/

rocket

Meaning
a missile or vehicle propelled by a rocket engine; to increase or move very quickly
Example
The company’s profits rocketed after the new product launch.
B1 verb /hiːl/

heal

Meaning
to cure; to become healthy again
Example
Time will heal all wounds.
B1 noun /ˈtaɪmɪŋ/

timing

Meaning
the choice, judgment, or control of when something should be done
Example
Good timing is essential in business negotiations.
B1 noun /ʃeɪm/

Shame

Meaning
a painful feeling of humiliation or distress; something regrettable
Example
He felt deep shame for his dishonest behavior at work.
B1 noun, verb /strɪŋ/

string

Meaning
a thin piece of cord or thread; to tie or fasten with a string
Example
She tied the package with a string.
B1 verb /ˈdɛmənˌstreɪt/

demonstrate

Meaning
to clearly show or prove something through evidence, explanation, or action
Example
The teacher demonstrated the experiment to the class.
B1 noun /trəˈdɪʃ.ən/

Tradition

Meaning
the transmission of customs or beliefs from generation to generation; a long-established custom or belief
Example
It's a family tradition to gather for dinner every Sunday evening.
B1 noun /əˈsɪstəns/

Assistance

Meaning
the action of helping someone with a job or task; support
Example
She offered her assistance with the project.
B1 verb /ˌrɛprɪˈzɛnt/

represent

Meaning
to act or speak on behalf of someone or something
Example
He will represent our company at the conference.
B1 noun /ɪnˈkʌrɪdʒmənt/

encouragement

Meaning
the action of giving someone support, confidence, or hope
Example
Her encouragement helped me finish the project.
B1 adverb /ˈtɛmpərɛrɪli/

temporarily

Meaning
for a limited time; not permanently
Example
The road is closed temporarily for repairs.
B1 verb /ɪˈneɪbəl/

enable

Meaning
to make something possible; to give power or ability
Example
This software enables users to edit videos easily.
B1 verb /dɪˈklaɪn/

decline

Meaning
To become smaller, fewer, or less; to decrease gradually.
Example
The unemployment rate continues to decline.
B1 noun /ˈded.laɪn/

Deadline

Meaning
the latest time or date by which something should be completed
Example
The deadline for submitting the project is next Friday.
B1 noun /ˈprɪzənər/

prisoner

Meaning
a person who is in prison
Example
The prisoner was granted parole after serving 10 years.
B1 preposition/adverb /əˈkɔːrdɪŋ/

according

Meaning
As stated by or in agreement with.
Example
According to the report, sales increased last quarter.
B1 verb /splɪt/

split

Meaning
to divide or separate into parts or groups
Example
He split the log in two with an axe.
B1 noun /tɜːm/

term

Meaning
a word or phrase used to describe a thing or to express a concept
Example
The term 'machine learning' is commonly used in technology.
B1 noun /ˈprɒf.ɪt/

Profit

Meaning
money that is earned in trade or business after paying costs
Example
The company made a significant profit this quarter.
B1 adjective /ˈblʌdi/

bloody

Meaning
covered in, involving, or containing blood; also used informally for emphasis in British English.
Example
The soldier returned from battle with a bloody arm.
B1 verb /rɪˈliːs/

release

Meaning
to set free; to allow something to escape or go away
Example
The prisoner was released after ten years.
B1 noun ˈkɒn.sɪ.kwəns

consequence

Meaning
A result or effect of an action or condition.
Example
Every action has a consequence.
B1 noun /kənˌfɜːˈmeɪʃən/

confirmation

Meaning
the action of confirming something or the state of being confirmed
Example
She received a confirmation email for her appointment.
B1 adjective ˈkʌltʃərəl

cultural

Meaning
Relating to the arts and to intellectual achievements.
Example
Schools organize cultural programs to honor Victory Day.
B1 noun ɪmˈplɔɪmənt

employment

Meaning
The condition of having paid work; the action of giving work to someone.
Example
Employment was limited to Urdu speakers.
B1 noun /ˈhaʊzɪŋ/

housing

Meaning
buildings or structures where people live; accommodation
Example
The government is working to provide affordable housing for everyone.
B1 noun /rɪˈleɪ.ʃən/

Relation

Meaning
the way in which two or more people or things are connected; a family member
Example
They have a strong business relation that has lasted for years.
B1 adverb /sɪnˈsɪrli/

sincerely

Meaning
with genuine feelings; honestly and truly
Example
I sincerely hope you recover soon.
B1 verb /rɪˈvaɪz/

revise

Meaning
To change, improve, or update something, especially a written work.
Example
She had to revise her essay before submission.
B1 verb /breɪk/

brake

Meaning
to slow down or stop a vehicle by applying a brake
Example
He braked suddenly to avoid hitting the dog.
B1 adjective /dɪsˈɒnəst/

Dishonest

Meaning
not honest; fraudulent; deceitful
Example
The dishonest salesman tried to sell them a broken car.
B1 noun /preɪz/

Praise

Meaning
words that show approval or admiration; to express approval or admiration
Example
The teacher gave praise to the students for their hard work.
B1 adjective /aɪˈdiːəl/

ideal

Meaning
the best possible; perfect for a situation
Example
This place is ideal for a picnic.
B1 noun /ˈvæk.juːm/

vacuum

Meaning
A space entirely devoid of matter; an absence of atmosphere or content.
Example
The scientist created a vacuum chamber for the experiment.
B1 noun /ˈsɛtɪŋ/

setting

Meaning
the environment or place where something happens
Example
The setting of the movie was a beautiful beach.
B1 noun /treɪd/

trade

Meaning
The action of buying and selling goods and services.
Example
Trade agreements foster economic development.
B1 adjective /ɪnˈfɔːrməl/

Informal

Meaning
relaxed and friendly; not official or ceremonial; casual
Example
The meeting was informal and relaxed.
B1 verb /ˈmoʊtɪˌveɪt/

motivate

Meaning
to encourage or stimulate interest or enthusiasm for doing something
Example
The coach's speech motivated the team to win the championship.
B1 noun məˈdʒɒrəti

majority

Meaning
The greater number; the larger part of something.
Example
The majority demanded their rights.
B1 noun /ˈɑː.kɪ.tekt/

architect

Meaning
a person who designs buildings and oversees their construction
Example
The architect designed a modern office building.
B1 noun /ˈel.boʊ/

Elbow

Meaning
the joint between the forearm and the upper arm
Example
He hurt his elbow while playing tennis.
B1 noun /ˈmʌðər ˈlæŋɡwɪdʒ/

mother language

Meaning
the first language a person learns from childhood; native language
Example
Children learn best when they are taught in their mother language.
B1 adjective /ɪnˈkɝr.ɪ.dʒɪŋ/

Encouraging

Meaning
giving support or confidence; inspiring; motivating
Example
The teacher's encouraging words motivated the students.
B1 noun ˈkɒnsept

concept

Meaning
An abstract idea or general notion
Example
The concept of chasing two rabbits teaches focus.
B1 verb ɪnˈvɛst

invest

Meaning
To put money, effort, time, etc. into something to make a profit or get an advantage.
Example
Investing in intellectual property can generate passive income.
B1 noun /pɜːrs/

purse

Meaning
a small bag used by women to carry money and personal items
Example
She kept her wallet in her purse.
B1 noun /brif/

Brief

Meaning
a concise statement of the facts; a set of instructions given to a person about a job or task
Example
The lawyer received a detailed brief about the upcoming court case.
B1 adjective /kəˈmɪtɪd/

committed

Meaning
Dedicated and loyal to a cause, activity, or relationship.
Example
She is a committed teacher who cares deeply for her students.
B1 noun /ˈlʌk.ʃər.i/

Luxury

Meaning
the state of great comfort and extravagant living; an inessential, desirable item that is expensive or difficult to obtain
Example
They enjoyed the luxury of a five-star hotel.
B1 verb /kræk/

crack

Meaning
To break or cause to break without complete separation; to make a sharp sound.
Example
The glass cracked when it was dropped on the floor.
B1 noun, verb /ˈbændɪdʒ/

bandage

Meaning
a strip of material used to cover or protect a wound; to cover or wrap a wound with such material
Example
The nurse carefully bandaged his injured arm.
B1 adjective ɪkˈstriːm

extreme

Meaning
Reaching a high or the highest degree; very great.
Example
Extreme weather patterns disrupt ecosystems.
B1 noun /ˈspeʃəlɪst/

Specialist

Meaning
a person who has specialized knowledge or training in a particular area; an expert
Example
She consulted a heart specialist about her condition.
B1 adjective /ˈhɑːrmfəl/

Harmful

Meaning
causing or likely to cause harm; damaging
Example
Smoking is harmful to your health.
B1 noun /ˈbeɪ.kɪŋ ˈsoʊ.də/

Baking Soda

Meaning
sodium bicarbonate used in cooking and baking as a leavening agent
Example
Add a teaspoon of baking soda to make the cake fluffy.
B1 noun /ˈdʒʌdʒ.mənt/

Judgement

Meaning
the ability to make considered decisions or form sensible opinions; an official decision made by a judge or court
Example
The jury's judgement was based on careful consideration of all the facts.
B1 adjective /ˈdʒel.əs/

Jealous

Meaning
feeling envious or resentful; possessive of someone's attention or affection
Example
She felt jealous when her friend got promoted.
B1 noun flæɡz

flags

Meaning
A piece of cloth or similar material, typically oblong or square, attachable by one edge to a pole or rope.
Example
The streets were decorated with national flags.
B1 adjective /ʌnˈedjʊkeɪtɪd/

Uneducated

Meaning
lacking education; not having received formal schooling or training
Example
Many uneducated workers struggle to find well-paying jobs.
B1 noun /weɪv/

Wave

Meaning
a moving ridge on the surface of water; a gesture of greeting or farewell
Example
The surfer rode the big wave all the way to the shore.
B1 adjective /kənˈtroʊld/

controlled

Meaning
managed or regulated carefully; kept within limits
Example
The experiment was conducted in a controlled environment.
B1 verb /əˈdʒʌst/

adjust

Meaning
to change something slightly to make it more suitable or effective
Example
She adjusted the mirror to see the road clearly.
B1 noun /bɪˈhɑːf/

behalf

Meaning
as a representative of someone; in the interest of someone
Example
She accepted the award on behalf of her team.
B1 adjective /rɪˈdɪk.jə.ləs/

Ridiculous

Meaning
extremely silly or unreasonable; deserving or causing laughter
Example
The idea of building a house without tools is ridiculous.
B1 adjective, preposition, noun /mɪd/

mid

Meaning
being in the middle of something; the central part or point
Example
She joined the project in mid June.
B1 verb /kruːz/

cruise

Meaning
to travel smoothly at a moderate speed, especially for pleasure
Example
They decided to cruise along the coast during their vacation.
B1 verb /ˈkæptʃər/

capture

Meaning
to take control of something or someone by force
Example
The soldiers managed to capture the enemy base.
B1 adjective kənˈsɪs.tənt

consistent

Meaning
Acting or done in the same way over time, especially so as to be fair or accurate.
Example
Consistent performance leads to success.
B1 verb /ɪɡˈzɪst/

exist

Meaning
to have being or reality; to be present
Example
Dinosaurs existed millions of years ago.
B1 noun /ɡuːs/

Goose

Meaning
large waterbird with a long neck and webbed feet
Example
The goose swam gracefully across the pond.
B1 noun /ˌdɛmənˈstreɪʃən/

demonstration

Meaning
the act of showing something clearly, or a public protest
Example
The workers organized a demonstration for better wages.
B1 noun ˌkɒnsənˈtreɪʃən

concentration

Meaning
The action or power of focusing one's attention or mental effort on a particular object or activity
Example
Concentration is key to mastering any skill.
B1 noun /ˈvɔɪ.ɪdʒ/

Voyage

Meaning
a long journey involving travel by sea or in space
Example
The ship's voyage across the Atlantic took two weeks.
B1 noun /lenz/

lens

Meaning
a curved piece of glass or plastic that makes things look clearer or larger when you look through it
Example
He cleaned the camera lens before taking the picture.
B1 noun /rɪˈfjuːz/

Refuse

Meaning
waste material; garbage; to decline or reject something
Example
Please put the refuse in the designated bins.
B1 noun prəˈtek.ʃən

protection

Meaning
The action of protecting someone or something, or the state of being protected.
Example
The movement focused on the protection of rights.
B1 noun /ˈmiːtər/

meter

Meaning
A unit of length in the metric system equal to 100 centimeters; also, a device that measures quantity such as electricity or gas.
Example
The technician came to check the electricity meter.
B1 adverb /ˈfriːkwəntli/

Frequently

Meaning
often; regularly; many times
Example
She frequently visits her grandmother on weekends.
B1 verb /əˈsuːm/

assume

Meaning
to think that something is true without proof
Example
I assume he will be late to the meeting.
B1 verb /ˈθretən/

threaten

Meaning
to express an intention to harm or punish someone; to be likely to cause harm
Example
The storm clouds threaten to bring heavy rain tonight.
B1 noun /ruːt/

Root

Meaning
the part of a plant that grows underground; the basic cause, source, or origin of something
Example
We need to find the root of this problem to solve it permanently.
B1 noun /ˈjʌŋstər/

Youngster

Meaning
a young person; a child or teenager; someone who is young in experience
Example
The youngster showed great talent in sports.
B1 verb /taɪmd/

timed

Meaning
to measure or record the duration or speed of something
Example
He timed the race with a stopwatch.
B1 adverb /əˈperəntli/

Apparently

Meaning
seemingly; as far as one knows or can see; clearly; evidently
Example
Apparently, the meeting has been postponed to next week.
B1 adverb /ˈɑːf.tə.wərdz/

Afterwards

Meaning
at a later time; after an event or time that has already been mentioned
Example
We had dinner and afterwards we watched a movie.
B1 noun ɪnˈven.ʃən

invention

Meaning
The action of inventing something, typically a process or device.
Example
The invention revolutionized communication.
B1 verb /dɪp/

dip

Meaning
to put something quickly into a liquid and take it out again
Example
She dipped her bread into the soup.
B1 noun /ɪkˈspreʃ.ən/

Expression

Meaning
the act of making thoughts or feelings known; a look on someone's face
Example
The artist's painting was a beautiful expression of her inner emotions.
B1 noun /ˈjuːnɪvɜːrs/

Universe

Meaning
all existing matter and space; the cosmos
Example
Scientists study the universe to understand its mysteries.
B1 noun /əˈkaʊnt/

Account

Meaning
a record of money received and paid out; a report or description of an event
Example
She opened a savings account at the bank.
B1 verb /kæst/

cast

Meaning
to throw; to choose actors for a play; to shape metal
Example
The fisherman casts his line into the water.
B1 adjective /əˈlɜːrt/

alert

Meaning
quick to notice and respond to potential danger or issues; aware and attentive
Example
The alert dog barked at the stranger approaching the house.
B1 noun /ˈfes.tə.vəl/

Festival

Meaning
a day or period of celebration, typically for religious reasons; an organized series of concerts, films, etc.
Example
The music festival attracted thousands of visitors from around the world.
B1 verb /ˈstɒpɪŋ/

stopping

Meaning
Coming to a halt or pause.
Example
The ship is stopping at the Falkland Islands.
B1 noun /aɪl/

aisle

Meaning
a passage between rows of seats or shelves
Example
She walked down the aisle to find her seat.
B1 adjective ˈkruː.ʃəl

crucial

Meaning
Decisive or critical, especially in the success or failure of something.
Example
Fault-tolerance is crucial for reliability.
B1 adjective /ədˈvænst/

advanced

Meaning
highly developed or complex
Example
He is studying an advanced level of mathematics.
B1 noun /ˈkætl/

cattle

Meaning
large domesticated animals such as cows and bulls that are kept on a farm for their milk, meat, or hides
Example
The farmer owns a herd of cattle that graze near the river.
B1 verb /briːð/

breathe

Meaning
To take air into the lungs and send it out again.
Example
It was hard to breathe in the smoky room.
B1 noun /ˈspiːʃiːz/

Species

Meaning
a group of living organisms that can reproduce with each other; a type or kind
Example
The Amazon rainforest is home to thousands of animal species.
B1 verb /pɑːrˈtɪsɪpeɪt/

participate

Meaning
to take part in or become involved in an activity
Example
Students are encouraged to participate in extracurricular activities.
B1 verb /əˈrɛst/

arrest

Meaning
to catch and hold by legal authority; to stop suddenly
Example
The police will arrest the suspect tomorrow.
B1 noun ɪnˈvestmənt

investment

Meaning
The action or process of investing money for profit or material result.
Example
Investment in waste management infrastructure is essential.
B1 adjective /brɔːd/

Broad

Meaning
wide; extensive; covering a large area
Example
The river is very broad at this point.
B1 verb /ræp/

wrap

Meaning
to cover something completely with paper or cloth; to enclose
Example
Please wrap the gift in colorful paper.
B1 adverb /ˈleɪt.li/

Lately

Meaning
recently; in the recent past; not long ago
Example
I haven't seen him lately, but I heard he got a new job.
B1 noun /ˈseɪ.vɪŋz/

savings

Meaning
Money that is saved, especially in a bank or official scheme for future use.
Example
Many people invest their savings in real estate.
B1 noun sɪˈkjʊə.rɪ.ti

security

Meaning
The state of being free from danger, threat, or loss.
Example
Food security is essential for human survival.
B1 verb /ˈkɒnsəntreɪt/

concentrate

Meaning
to focus all one's attention or mental effort on a particular object or activity
Example
She tried to concentrate on her studies despite the noise.