asset allocation
All a b c d e f g h i j k l m n o p q r s t u v w x y z
All CEFR A1 A2 B1 B2 C1 C2
Content locale
EN English BN Bengali HI Hindi ES Spanish FR French DE German RU Russian ZH Chinese JA Japanese
All Vocabulary Cards All Vocabularies
C1 noun ˈæ.sɛt ˌæl.əˈkeɪ.ʃən

asset allocation

Meaning
An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon.
Example
Proper asset allocation is key to financial growth.
C1 noun /juːnəˈnɪməti/

Unanimity

Meaning
complete agreement among all members of a group
Example
The committee reached unanimity on the new policy.
C1 adjective /sər'pæs.ɪŋ/

Surpassing

Meaning
exceeding; going beyond; outstanding
Example
Her surpassing beauty made everyone stop and stare.
C1 noun /noʊˈbɪl.ə.ti/

Nobility

Meaning
the quality of being noble in character; people of noble rank
Example
He showed great nobility in forgiving his enemies.
C1 verb /ɪnˈdʒen.dər/

engender

Meaning
To cause or give rise to a feeling, situation, or condition.
Example
The speech engendered hope among the people.
C1 adjective ˈzɛləs

zealous

Meaning
Having or showing great energy or enthusiasm in pursuit of a cause or objective; fervent.
Example
The zealous volunteers worked tirelessly for the cause.
C1 adjective /rɪˈtɜː.nə.bəl/

Returnable

Meaning
able to be returned or given back
Example
The bottle is returnable for a deposit refund.
C1 adverb /ˈkɔːrdiəli/

Cordially

Meaning
in a warm and friendly manner; sincerely
Example
You are cordially invited to our wedding ceremony.
C1 adjective /ʌnˈkuːθ/

uncouth

Meaning
Lacking good manners, refinement, or grace; awkward or rough.
Example
His uncouth behavior shocked the guests at the party.
C1 noun /ˈnɑv.ɪs/

Novice

Meaning
a person new to or inexperienced in a field or situation; a beginner
Example
As a novice driver, she was very careful on the road.
C1 adverb /əˈlɜːrtli/

alertly

Meaning
in a watchful, attentive, and quick-to-notice manner
Example
She listened alertly to every sound in the dark forest.
C1 noun /ɪˈnɔːrmɪti/

enormity

Meaning
The extreme scale, seriousness, or extent of something perceived as bad or morally wrong.
Example
The enormity of the crime shocked the entire community.
C1 noun /meər/

Mare

Meaning
an adult female horse
Example
The beautiful mare galloped across the meadow.
C1 noun /ˈtæbloʊ/

tableau

Meaning
a striking or artistic scene or arrangement of people or objects, often presented on stage or in art
Example
The actors froze in a tableau that captured the final moment of the play.
C1 adjective /ˈpɛtjʊlənt/

petulant

Meaning
Childishly sulky or bad-tempered.
Example
The child became petulant when denied more candy.
C1 adjective /frɔːt/

fraught

Meaning
Filled with or likely to result in something undesirable.
Example
The negotiations were fraught with tension and uncertainty.
C1 noun /dʌsk/

Dusk

Meaning
the period of the day when daylight is fading; twilight
Example
They walked along the beach during dusk, watching the sunset.
C1 noun ænˈtɪk.wə.ti

antiquity

Meaning
The ancient past, especially the period of classical and other human civilizations before the Middle Ages.
Example
The ruins are a reminder of the city's antiquity.
C1 noun /ˌæŋɡloʊ ˈsæksən/

anglo-saxon

Meaning
A member of the Germanic peoples who settled in England in the early Middle Ages; also relating to their language or culture.
Example
The Anglo-Saxon period greatly influenced English culture and language.
C1 noun ˌmiː.diˈɒk.rə.ti

mediocrity

Meaning
Being average or ordinary, not particularly good.
Example
He refused to settle for mediocrity and aimed for greatness.
C1 noun /ˈsɜːr.vɪ.tuːd/

Servitude

Meaning
the state of being a slave or completely subject to someone more powerful
Example
Many people fought to escape the servitude imposed by the colonial system.
C1 adjective + noun ˌpaɪəˈnɪərɪŋ ˈmɪʃən

pioneering mission

Meaning
A groundbreaking or innovative undertaking that leads the way in a particular field.
Example
Artemis is a pioneering mission in space exploration.
C1 verb /səˈkʌm/

succumb

Meaning
To give in to pressure, temptation, or illness; to yield or fail to resist.
Example
He finally succumbed to his illness after a long struggle.
C1 verb /ˈræn.sæk/

ransack

Meaning
to search a place roughly and steal or damage things
Example
Burglars ransacked the house while the family was away.
C1 noun /flæt fɪʃ/

Flat fish

Meaning
a type of fish with a flattened body that lives on the sea floor
Example
Flat fish like sole and flounder are excellent for grilling.
C1 noun /fəˈtæləti/

fatality

Meaning
An occurrence of death by accident, disaster, or violence.
Example
The accident resulted in one fatality.
C1 noun /ˌkɑːr.diˈɒl.ə.dʒɪst/

cardiologist

Meaning
A doctor specializing in diagnosing and treating heart diseases.
Example
She made an appointment with a cardiologist for her chest pain.
C1 noun /ˈtɒpˌsɔɪl/

topsoil

Meaning
the top layer of soil, which is rich in organic matter and nutrients
Example
Farmers rely on healthy topsoil for good crop yields.
C1 noun /ˈbænɪstər/

banister

Meaning
a railing supported by posts at the side of a staircase or balcony
Example
She held the banister tightly while going down the stairs.
C1 noun /ˈdɪsənˌtɛri/

dysentery

Meaning
An infection of the intestines resulting in severe diarrhea with blood and mucus.
Example
Many soldiers suffered from dysentery during the war.
C1 noun /deɪˈbɑː.kəl/

debacle

Meaning
A sudden and ignominious failure; a fiasco.
Example
The company's poor management led to a financial debacle.
C1 adjective /ˈɡɪdi/

giddy

Meaning
Feeling dizzy or light-headed; also overly excited and frivolous.
Example
She felt giddy after spinning around so many times.
C1 noun /ˈpleɪdʒərɪzəm/

plagiarism

Meaning
the practice of taking someone else's work or ideas and passing them off as one's own
Example
The student was expelled for committing plagiarism in his essay.
C1 noun /haʊnd/

Hound

Meaning
a dog bred for hunting, typically having a keen sense of smell
Example
The bloodhound tracked the scent through the dense forest.
C1 verb /ˌdɪsəˈsɛmbəl/

disassemble

Meaning
To take apart something into its separate pieces.
Example
He had to disassemble the computer to repair it.
C1 noun /ɪɡˌzɪl.əˈreɪ.ʃən/

exhilaration

Meaning
A feeling of excitement, happiness, or elation.
Example
The feeling of exhilaration after a roller-coaster ride is amazing.
C1 verb /kənˈfleɪt/

conflate

Meaning
To combine two or more things, often confusingly, into one.
Example
The article tends to conflate facts with opinions.
C1 adjective ˈkwɒn.tɪ.faɪ.ə.bəl

quantifiable

Meaning
Able to be expressed or measured as a quantity; capable of being counted or calculated.
Example
The impact of the project is quantifiable.
C1 noun /ɪmˈpɜː.mə.nəns/

impermanence

Meaning
The state or fact of lasting for only a limited period of time.
Example
The philosophy of Buddhism emphasizes the impermanence of life.
C1 noun/verb /ˈvɑːrnɪʃ/

varnish

Meaning
A liquid that is applied to wood or other materials to form a hard, shiny surface; also to apply such a liquid.
Example
The carpenter varnished the table to give it a glossy finish.
C1 verb, noun /ˌdɪsɪˈluːʒən/

disillusion

Meaning
to cause someone to realize that something is not as good as they believed
Example
The scandal disillusioned many voters.
C1 noun /ˌʌnbɪˈliːf/

Unbelief

Meaning
lack of religious belief; skepticism or doubt
Example
His unbelief in the supernatural made him a skeptic.
C1 noun /liˈeɪzɒn/

liaison

Meaning
communication or cooperation between people or groups for a smooth working relationship
Example
She works as a liaison between the company and its clients.
C1 noun /əˈseɪlənt/

assailant

Meaning
a person who attacks another
Example
The police arrested the assailant at the scene.
C1 adjective /ˈreɪ.kɪʃ/

Rakish

Meaning
having a dashing, jaunty, or slightly disreputable quality or appearance
Example
He wore his hat at a rakish angle that gave him a charming appearance.
C1 verb /kənˈspaɪər/

conspire

Meaning
to secretly plan with others to do something harmful or illegal
Example
They conspired to overthrow the government.
C1 noun /ˈlæb.ə.rɪnθ/

labyrinth

Meaning
A complicated network of paths or passages; an intricate and confusing arrangement.
Example
The city's streets were like a labyrinth.
C1 adjective /ˈlaɪf.laɪk/

lifelike

Meaning
Very similar to a real person, object, or scene; realistic.
Example
The wax figure was so lifelike that people thought it was a real person.
C1 noun /liːtʃ/

Leech

Meaning
an aquatic or terrestrial annelid worm with suckers at both ends; metaphorically, a person who extorts profit from others
Example
The leech attached itself to his leg while swimming.
C1 noun /səbˈdʒɛkʃən/

subjection

Meaning
the act of bringing someone or something under control or domination
Example
The people suffered under the subjection of a cruel ruler.
C1 verb /nʌdʒ/

nudge

Meaning
To push someone gently, usually with your elbow, in order to attract attention.
Example
She nudged him to be quiet during the meeting.
C1 noun /ˈpetɪkoʊt/

Petti-coat

Meaning
an undergarment worn by women under a dress or skirt
Example
She wore a white petticoat under her dress.
C1 verb /sɪˈdjuːs/

seduce

Meaning
to attract someone into doing something, especially something they might not normally do
Example
The advertisement was designed to seduce customers into buying luxury products.
C1 adjective /əˈsɛndənt/

ascendant

Meaning
Rising in power or influence; dominant.
Example
She is an ascendant leader in the political party.
C1 noun, verb /wɪf/

whiff

Meaning
A brief, faint smell or puff of air; to get a quick smell of something.
Example
I caught a whiff of perfume as she passed by.
C1 noun /ˈtruː.ənt/

Truant

Meaning
a student who stays away from school without permission; a person who shirks duty
Example
The principal called the parents when their child was caught playing truant.
C1 noun /lɪŋˈɡwɪstɪks/

linguistics

Meaning
The scientific study of language and its structure.
Example
She decided to major in linguistics at university.
C1 adjective /ˈsaɪz.mɪk/

seismic

Meaning
Relating to earthquakes or vibrations of the earth and its crust.
Example
The region is known for its seismic activity.
C1 noun /ˈtiːdiəm/

tedium

Meaning
the state of being tedious; monotony or boredom
Example
The tedium of long meetings often drains motivation.
C1 adjective /ˈrævənəs/

ravenous

Meaning
Extremely hungry; famished.
Example
After the long hike, she was ravenous and ate quickly.
C1 noun /ˈruːbrɪk/

rubric

Meaning
A set of instructions, rules, or a heading in a document, often used for grading criteria.
Example
The teacher provided a grading rubric for the assignment.
C1 adjective /ˈliː.ni.ənt/

Lenient

Meaning
tolerant; forgiving; merciful; not strict in punishment or judgment
Example
The teacher was lenient with students who submitted their homework late.
C1 adjective /ˈɜːr.nɪst/

Earnest

Meaning
sincere; genuine; showing deep and serious conviction
Example
He made an earnest attempt to solve the problem.
C1 adjective/adverb /ˌɒfˈhænd/

offhand

Meaning
Without previous thought or preparation; casual and sometimes dismissive.
Example
She gave an offhand reply to his serious question.
C1 noun /viˈoʊlə/ or /ˈvaɪələ/

viola

Meaning
A stringed instrument slightly larger than a violin, with a deeper and mellower tone.
Example
She chose to play the viola in the school orchestra.
C1 noun /ˈʃæmbəlz/

shambles

Meaning
a state of complete disorder or ruin
Example
After the storm, the whole town was in shambles.
C1 noun /rəʊˈbɒt.ɪk ˈsɜː.dʒər.i/

robotic surgery

Meaning
Surgery performed with the assistance of robotic systems to enhance precision and reduce invasiveness.
Example
Robotic surgery enhances precision in complex procedures.
C1 adjective ˈkrɪp.tɪk

cryptic

Meaning
Having a meaning that is mysterious or obscure; difficult to understand.
Example
The message was cryptic and hard to decipher.
C1 adjective /ʌnˈweɪ.vər.ɪŋ/

unwavering

Meaning
Steady or resolute; not wavering.
Example
He showed unwavering dedication to his goal.
C1 noun /ˈpædʒənt/

pageant

Meaning
A public entertainment consisting of a procession of people in elaborate costumes, or a beauty contest.
Example
She won first place in the beauty pageant.
C1 verb /nɪˈɡeɪt/

negate

Meaning
To cancel out or make ineffective; to deny the truth of something.
Example
The new evidence will negate the claims made earlier.
C1 noun /ˈæmfɪˌθiətər/

amphitheater

Meaning
A large open circular or oval building with rising tiers of seats, used for public events.
Example
The concert was held in an ancient amphitheater.
C1 verb /druːp/

droop

Meaning
to bend or hang downward; to become weak or tired
Example
The flowers began to droop in the heat.
C1 noun ˈpær.ə.daɪm

paradigm

Meaning
A typical example or pattern of something; a model or framework for understanding or approaching something.
Example
The paradigm of education is changing with digital technology.
C1 adjective /dɪˈsɪd.ju.əs/

deciduous

Meaning
Referring to trees that shed their leaves seasonally, typically in autumn.
Example
Oak and maple trees are deciduous, shedding leaves in autumn.
C1 noun /rɪˈspɒnsɪvnəs/

responsiveness

Meaning
The quality of reacting quickly and positively
Example
The manager appreciated her responsiveness to customer feedback.
C1 noun /ˈmɔːrtər/

mortar

Meaning
a mixture used in building to bond bricks or stones together; also, a small cannon for firing shells
Example
The workers applied mortar between the bricks.
C1 adjective /ˈfɪk.əl/

Fickle

Meaning
changeable; inconstant; liable to sudden unpredictable change
Example
His fickle nature made it hard to trust his promises.
C1 adjective /mɪˈrækjələs/

Miraculous

Meaning
supernatural; amazing; extraordinary
Example
Her miraculous recovery amazed all the doctors.
C1 noun /ˈkwɒn.dər.i/

Quandary

Meaning
a difficult situation where you cannot decide what to do; dilemma
Example
She was in a quandary about which job offer to accept.
C1 adjective /ˈtɛn.ju.əs/

tenuous

Meaning
Very weak, thin, or slight; lacking a strong basis.
Example
The evidence against him is quite tenuous.
C1 verb /ɡoʊd/

goad

Meaning
to provoke, annoy, or urge someone to take action
Example
He tried to goad his opponent into making a mistake.
C1 noun /ˌdɪp.ləˈmæt.ɪk ˈmaɪl.stəʊn/

diplomatic milestone

Meaning
A significant achievement or important event in diplomatic relations.
Example
Hosting the summit was a diplomatic milestone.
C1 noun /ˌævɒ̃ˈɡɑːrd/

avantgarde

Meaning
people or works that are innovative, experimental, and ahead of their time
Example
The avantgarde of the 20th century reshaped modern art.
C1 verb /ˈfɔːltər/

falter

Meaning
to hesitate or lose strength or momentum
Example
Her voice faltered as she delivered the speech.
C1 noun/verb /freɪ/

fray

Meaning
As a noun, a fight or heated dispute; as a verb, to unravel or wear out through friction.
Example
He tried to stay calm, but his nerves began to fray during the argument.
C1 adjective /prəˈvoʊkɪŋ/

Provoking

Meaning
causing anger or strong reaction; irritating; stimulating
Example
His provoking comments made everyone angry.
C1 noun /kənˈtɛnʃən/

contention

Meaning
heated disagreement or argument; a point asserted in debate
Example
The main contention between the two parties was over tax reform.
C1 adjective /pərˈtɜːrbd/

perturbed

Meaning
feeling anxious, unsettled, or disturbed
Example
He looked perturbed after hearing the bad news.
C1 verb /trəˈvɜːrs/

traverse

Meaning
To travel across or through something.
Example
They traversed the desert on camels.
C1 noun /ˈkleɪmənt/

claimant

Meaning
a person who makes a claim, especially in a legal or financial context
Example
The claimant filed for compensation after the accident.
C1 adjective /ɪnˈdʌktɪv/

inductive

Meaning
characterized by the inference of general laws from particular instances; reasoning from specific cases to general principles
Example
The scientist used inductive reasoning to form a hypothesis.
C1 adjective /ɪnˈtrɛpɪd/

intrepid

Meaning
fearless and adventurous, often used humorously
Example
The intrepid traveler explored the jungle alone.
C1 adjective /ˌʌnfɔːrθˈkʌmɪŋ/

unforthcoming

Meaning
Not willing to talk or provide information; uncooperative.
Example
The witness was unforthcoming about what he had seen.
C1 noun /niːʃ/

Niche

Meaning
A specialized segment of the market for a particular kind of product or service.
Example
Finding the right niche is key to a successful business.
C1 adjective /ʌnˈvɔɪst/

unvoiced

Meaning
not expressed in speech; in phonetics, a sound produced without vocal cord vibration
Example
The student kept her opinion unvoiced during the meeting.
C1 adjective /ˌeɪsɪˈmɛtrɪk/

asymmetric

Meaning
Not having equal or corresponding parts; lacking symmetry.
Example
The design of the building is asymmetric and unusual.
C1 verb /drɛntʃ/

drench

Meaning
to make someone or something completely wet
Example
The sudden rain drenched the players on the field.
C1 noun /ˌɑːr.kəˈpɛl.əˌɡoʊ/

archipelago

Meaning
A group of islands clustered together in a body of water.
Example
Indonesia is an archipelago with thousands of islands.
C1 adjective /ˈɒptɪməm/

optimum

Meaning
Most conducive to a favorable outcome; best.
Example
To achieve optimum results, we need to improve efficiency.
C1 verb /ɪkˈstoʊl/

extol

Meaning
to praise enthusiastically and highly
Example
The teacher extolled the student's dedication and hard work.
C1 noun /ˈmɛm.breɪn/

membrane

Meaning
A thin layer of tissue or material that covers, separates, or connects structures.
Example
The cell membrane controls the movement of substances in and out of the cell.
C1 adjective /ˌəʊvərˈstɪmjʊˌleɪtɪd/

overstimulated

Meaning
Excessively excited or aroused, overwhelmed by too much stimulus.
Example
Overstimulated minds can lead to burnout and decreased productivity.
C1 noun /ˌkɒn.təmˈpleɪ.ʃən/

contemplation

Meaning
The action of looking thoughtfully at something for a long time; deep reflective thought.
Example
She sat in contemplation before making her decision.
C1 verb /ˈsɔːntər/

saunter

Meaning
to walk in a slow, relaxed manner without hurry or effort
Example
We sauntered along the riverside, stopping now and then to watch the boats.
C1 adjective /ˈhæb.ɪ.tə.bəl/

Habitable

Meaning
suitable or good enough to live in
Example
The planet Mars may become habitable in the future.
C1 verb /ˈtræmpəl/

trample

Meaning
to tread heavily on something and cause damage or injury
Example
The crowd trampled the flowers in the park.
C1 adjective /ˈstoʊɪk/

stoic

Meaning
Showing little or no emotion, even in difficult situations.
Example
She remained stoic during the crisis, never showing fear or panic.
C1 noun /ˈkɒrənər/

coroner

Meaning
an official who investigates sudden, violent, or suspicious deaths
Example
The coroner determined the cause of death was natural.
C1 noun /krəˈvæs/

crevasse

Meaning
a deep crack in a glacier or the earth’s surface
Example
The climbers carefully crossed the icy crevasse.
C1 noun /ˌɪntəkəˈnɛktɪvɪti/

interconnectivity

Meaning
The state of being interconnected or the degree of connectivity between components
Example
The rise of interconnectivity has transformed global communication.
C1 noun /ˌdʒæm.bəˈriː/

Jamboree

Meaning
a large celebration or party; a gathering with entertainment; a festive event
Example
The scout jamboree brought together thousands of young people from around the world.
C1 noun /ˈʌp.ʃɒt/

Upshot

Meaning
the final result or outcome of a series of events; conclusion
Example
The upshot of the meeting was a decision to postpone the project.
C1 adjective /nəʊˈmæd.ɪk/

nomadic

Meaning
Living the life of a nomad; wandering from place to place without a fixed home.
Example
The tribe led a nomadic lifestyle.
C1 adjective /ˌmet.əˈbɒl.ɪk/

metabolic

Meaning
Relating to the chemical processes that occur within a living organism in order to maintain life.
Example
Regular exercise enhances metabolic efficiency.
C1 noun /brɪˈɡeɪd/

brigade

Meaning
A large group of people organized for a specific purpose, especially a military unit.
Example
The fire brigade arrived quickly to put out the flames.
C1 adjective /ˌæntiˈneɪtl/

antenatal

Meaning
Relating to the medical care and treatment given to a pregnant woman before the birth of her child.
Example
She attended regular antenatal checkups throughout her pregnancy.
C1 adjective /ˈlɔːf.ti/

Lofty

Meaning
of great height; noble in character; elevated in style
Example
He has lofty ideals about making the world a better place.
C1 noun /ruːz/

Ruse

Meaning
an action intended to deceive someone; a trick or stratagem
Example
The thief used a clever ruse to distract the guard.
C1 adjective /ˌʌnəkˈnɒlɪdʒd/

unacknowledged

Meaning
Not recognized, admitted, or accepted; ignored or unnoticed
Example
Her contributions to the project went unacknowledged.
C1 adjective /tɛk ˈdrɪv.ən/

tech-driven

Meaning
Powered or guided by technology; dependent on technological advancement for operation.
Example
The agricultural sector is becoming more tech-driven for higher efficiency.