arrears
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C1 noun /əˈrɪəz/

arrears

Meaning
Money that is owed and should have been paid earlier.
Example
She was months in arrears with her electricity bill.
C1 noun /ˈæk.jʊ.mən/

acumen

Meaning
The ability to make good judgments and quick decisions; keenness and depth of perception.
Example
His business acumen helped the company grow rapidly.
C1 verb /əˈnʌl/

annul

Meaning
to declare something legally invalid or cancel it
Example
The court decided to annul the marriage due to fraud.
C2 adjective /æbˈstiːmiəs/

abstemious

Meaning
not allowing oneself much food or drink; marked by moderation
Example
She lived an abstemious life, avoiding all luxuries.
C2 noun /ˈæntɪfɒn/

antiphon

Meaning
a short chant or verse sung responsively in Christian worship, typically sung before or after a psalm or canticle
Example
The choir sang the antiphon before beginning the main hymn.
C2 verb /əˈsɛvəˌreɪt/

asseverate

Meaning
to affirm or declare positively and earnestly
Example
He asseverated that he had never seen the man before.
C1 adjective /əˈdɒptɪv/

adoptive

Meaning
relating to the adoption of a child or the act of taking something as one’s own
Example
She grew up in a loving adoptive family.
C2 noun /ˌækwəˈpɒnɪks/

aquaponics

Meaning
A system of aquaculture in which the waste produced by farmed fish or other aquatic animals supplies nutrients for plants grown hydroponically.
Example
Aquaponics efficiently utilizes water by integrating fish and plant farming.
C1 adjective ˌæd.vɚˈser.i.əl

adversarial

Meaning
Involving or characterized by conflict or opposition.
Example
The two companies have an adversarial relationship in the market.
C2 verb /əˈfaɪəns/

affiance

Meaning
to promise or pledge marriage; to formally engage
Example
They decided to affiance after years of friendship.
C1 noun /ˌædməˈnɪʃən/

admonition

Meaning
a firm warning or reprimand; gentle or earnest advice
Example
He received an admonition for his careless work.
B2 adjective /əˈten.tɪv/

Attentive

Meaning
careful to pay attention; alert and observant
Example
The attentive student listened carefully to every word the teacher said.
B1 adjective /əˈlaɪk/

Alike

Meaning
similar in appearance or nature; in the same way
Example
The two sisters look very much alike.
B1 verb /əˈkjuːz/

accuse

Meaning
to charge someone with a crime or wrongdoing
Example
She accused him of stealing her wallet.
C1 noun /əˌtɜːni ˈdʒɛnərəl/

attorney-general

Meaning
The chief legal officer of a state or country.
Example
The attorney-general announced new reforms to strengthen justice.
B2 noun əˌkjuː.mjəˈleɪ.ʃən

accumulation

Meaning
The gradual gathering or collecting of something over time.
Example
The accumulation of dust affects appliance efficiency.
B1 adjective /əkˈsɛptəbəl/

acceptable

Meaning
able to be agreed upon; satisfactory or suitable
Example
Your proposal is acceptable to the committee.
B1 noun /ˌæplɪˈkeɪʃən/

application

Meaning
a formal request for something; the act of putting something into operation; or a software program
Example
She submitted her application for the scholarship.
B1 preposition/adverb /əˈkɔːrdɪŋ/

according

Meaning
As stated by or in agreement with.
Example
According to the report, sales increased last quarter.
C1 noun /ˌæn.ɪˈmɒs.ə.ti/

Animosity

Meaning
strong hostility or dislike; active hatred or ill will
Example
There was clear animosity between the two rival teams.
B2 adjective /əˈvɔɪdəbl/

avoidable

Meaning
able to be prevented or avoided
Example
Most of the damage was avoidable with proper planning.
C2 adjective /æmˈbroʊʒiəl/

ambrosial

Meaning
Exceptionally pleasing to taste or smell; divine.
Example
The aroma of freshly baked bread was simply ambrosial.
A2 noun /ˈæk.ʃən/

Action

Meaning
the process of doing something; something that is done
Example
We need to take action to solve this problem.
B2 adjective /ˈɛəri/

airy

Meaning
Spacious and well-ventilated; light and breezy.
Example
The new apartment is bright and airy.
B1 noun /ˈænəlɪst/

analyst

Meaning
a person who studies or examines something carefully to understand it or make decisions
Example
The financial analyst predicted a rise in the stock market.
B2 noun ˈæp.ə.taɪt

appetite

Meaning
A natural desire to satisfy a bodily need, especially for food.
Example
Junk food increases appetite unnaturally.
B2 verb /əkˈnɒlɪdʒ/

acknowledge

Meaning
to accept or admit the existence or truth of something; to recognize
Example
She acknowledged her mistake and apologized.
B2 adjective /ˌæbsənt ˈmaɪndɪd/

absent-minded

Meaning
often forgetting things or not paying attention
Example
He is so absent-minded that he often forgets his keys.
C2 noun /əˈkjuːtnəs/

acuteness

Meaning
sharpness of mind or senses; severity or intensity of a condition
Example
Her acuteness allowed her to notice details others missed.
A2 verb /əˈtend/

attend

Meaning
to be present at; to give attention to; to take care of
Example
I will attend the conference next week.
B2 noun /əˈɡrɛʃən/

aggression

Meaning
hostile or violent behavior towards others
Example
His sudden aggression surprised everyone in the meeting.
B1 verb /əˈsɪst/

assist

Meaning
to help or support someone in doing something
Example
The nurse will assist the doctor during the surgery.
C2 verb /əˈdjuːs/

adduce

Meaning
To provide evidence or reasons to support an argument or idea.
Example
The lawyer adduced several examples to support his case.
B2 verb əˈteɪnd

attained

Meaning
Succeeded in achieving (something that one desires and has worked for); reached a specified age, size, or amount.
Example
The region attained remarkable progress.
C2 noun /əˈbaɪdəns/

abidance

Meaning
the act of following, accepting, or complying with something
Example
Her abidance by the rules impressed the committee.
C1 adjective /ˈædəmənt/

Adamant

Meaning
একগুঁয়ে; জেদী; দৃঢ়সংকল্প; অনমনীয়;
Example
She was adamant about her decision to leave the company.
C1 noun ˌæf.ɔːr.ɪˈsteɪ.ʃən

afforestation

Meaning
The action of planting trees on an area of land in order to form a forest.
Example
Afforestation helps restore biodiversity.
C2 noun /əbˈhɒrəns/

abhorrence

Meaning
a feeling of strong disgust or hatred
Example
He expressed his abhorrence of racial discrimination.
B2 noun /ɔː/

awe

Meaning
a feeling of deep respect mixed with fear or wonder
Example
The children looked at the fireworks in awe.
B1 verb /əˈfɛkt/

affect

Meaning
to influence or make a difference to something
Example
The weather can greatly affect our mood.
B1 noun /ˈɛər.kræft/

aircraft

Meaning
A vehicle, such as an airplane or helicopter, that can fly in the air.
Example
The military aircraft flew over the city.
B2 adjective ədˈmɪn.ɪ.strə.tɪv

administrative

Meaning
Relating to the running of a business, organization, etc.; concerned with or relating to management or administration.
Example
Administrative reforms improve efficiency.
B1 noun /əˈnaʊnsmənt/

announcement

Meaning
a public or formal statement giving information
Example
The principal made an important announcement about the new schedule.
C1 verb /ˈɑːrbɪtreɪt/

arbitrate

Meaning
to settle a dispute between two parties by acting as an impartial judge
Example
The committee agreed to arbitrate the contract dispute.
A1 adverb /ˈɔːl.weɪz/

Always

Meaning
at all times; on all occasions; forever
Example
She always arrives early to work.
B2 adjective /əˈbjuːsɪv/

abusive

Meaning
extremely offensive or insulting; involving physical or verbal harm
Example
She left her job because of her abusive boss.
C1 adjective /əˈtjuːnd/

attuned

Meaning
Being receptive or sensitive to something; well adjusted or in harmony.
Example
She is attuned to the needs of her students.
C1 verb /ˈæbdɪkeɪt/

abdicate

Meaning
To give up a position of power or responsibility, especially a throne.
Example
The king decided to abdicate the throne.
B2 noun /əˈkaʊntɪŋ/

accounting

Meaning
the process of recording, summarizing, and reporting financial transactions
Example
She works in the accounting department of a large firm.
B2 adverb /ˈædɪkwətli/

adequately

Meaning
in a satisfactory manner
Example
He completed the task adequately, but could improve next time.
B1 noun, verb /eɪd/

aid

Meaning
help or support, typically of a practical nature
Example
The volunteers provided aid to the flood victims.
B1 verb /əˈdæpt/

adapt

Meaning
to adjust or change something to suit new conditions or situations
Example
He quickly adapted to the new environment.
B1 noun æmˈbɪʃ.ən

ambition

Meaning
A strong desire to do or achieve something, typically requiring determination and hard work.
Example
Their ambition is to build a quantum computer.
C1 verb /ˈæmpjʊteɪt/

amputate

Meaning
to cut off a limb from the body by surgery
Example
The doctors had to amputate his leg after the accident.
C2 noun /ˈæpədʒiː/

apogee

Meaning
the highest or most distant point; the climax or peak of something
Example
The empire reached its apogee during the 18th century.
C1 noun /ˌɑːrtʃˈbɪʃəp/

archbishop

Meaning
A senior bishop in charge of an archdiocese in the Christian Church.
Example
The archbishop delivered a sermon to thousands of people.
C2 noun əˈdrɔɪt.nəs

adroitness

Meaning
Cleverness or skill, especially in using the hands or mind; skillful dexterity.
Example
His adroitness in negotiations secured the deal.
A2 verb /ˈædvərˌtaɪz/

advertise

Meaning
to promote or publicize a product or service
Example
They advertise their products on television.
B2 noun /əˈsaɪləm/

asylum

Meaning
Protection or shelter, especially given to refugees or the mentally ill.
Example
The refugees sought asylum in the neighboring country.
A2 verb /əˈtækt/

attacked

Meaning
physically or verbally assaulted someone or something; launched an aggressive action against a target
Example
The soldiers attacked the enemy at dawn.
A1 noun /ɑːrt/

art

Meaning
the expression or application of human creative skill and imagination
Example
She studied art at the university.
A2 verb /ˈɑːrɡjuː/

argue

Meaning
to have a disagreement; to present reasons for or against
Example
They often argue about politics.
C1 noun /ˈæb.stɪ.nəns/

abstinence

Meaning
the practice of restraining oneself from indulging in something, typically alcohol or sex
Example
His doctor advised abstinence from alcohol for better health.
B2 verb /əˈvɜːrt/

avert

Meaning
to prevent something bad from happening or to turn away one's eyes or thoughts
Example
Quick action helped avert a disaster.
B2 adjective /ˈæfluənt/

affluent

Meaning
having a great deal of money; wealthy
Example
She grew up in an affluent neighborhood.
B1 noun /ədˈvaɪzər/

adviser

Meaning
a person who gives advice, especially in a professional or official role
Example
He works as a financial adviser at a bank.
B2 noun /ˌæbəˈlɪʃən/

abolition

Meaning
the act of formally ending or eliminating a system, practice, or institution
Example
The abolition of slavery was a major milestone in human rights history.
B1 noun /əˈfer/

Affair

Meaning
an event or situation; a matter that someone deals with
Example
The wedding was a grand affair with hundreds of guests.
C1 noun /əˈflɪkʃən/

affliction

Meaning
a state of pain, suffering, or distress
Example
Poverty is a common affliction in many parts of the world.
C2 verb /ˈɔːltərˌkeɪt/

altercate

Meaning
to argue or dispute angrily or noisily
Example
The neighbors began to altercate over the boundary wall.
A2 adverb /əˈbrɔːd/

Abroad

Meaning
in or to a foreign country
Example
She decided to study abroad for a year.
A1 noun /ˈæp.əl/

Apple

Meaning
a round fruit with red, green, or yellow skin and white flesh
Example
I eat an apple every day for breakfast.
B1 verb /əˈmjuːz/

amuse

Meaning
to entertain or make someone laugh or smile; to occupy pleasantly
Example
The clown amused the children at the party.
B2 adjective /əˈbʌndənt/

abundant

Meaning
existing or available in large quantities; plentiful
Example
The garden was abundant with colorful flowers.
C1 verb /əˈdʒɜrn/

adjourn

Meaning
to suspend a meeting or session to another time or place
Example
The judge decided to adjourn the hearing until next week.
C2 adjective /ˈæb.ə.rənt/

aberrant

Meaning
deviating from what is normal or expected; abnormal
Example
His aberrant behavior shocked everyone at the meeting.
B1 adjective /ɑːrmd/

armed

Meaning
equipped with or carrying weapons
Example
The bank was robbed by armed men.
C2 verb /əˈvaʊ/

avow

Meaning
to openly declare or admit something, often publicly and firmly
Example
He avowed his loyalty to the cause without hesitation.
A2 noun /ænt/

Ant

Meaning
a small insect that lives in organized colonies and is known for hard work
Example
The ant carried a crumb that was twice its size.
A2 noun/verb /əˈmaʊnt/

amount

Meaning
a quantity of something, typically the total of a thing or things in number, size, value, or extent
Example
The total amount of money is not enough.
B2 adverb /ˈænjuəli/

annually

Meaning
once every year; yearly
Example
The company holds a general meeting annually.
C2 adverb /əˈskæns/

askance

Meaning
With suspicion, mistrust, or disapproval.
Example
She looked askance at his unusual proposal.
A1 adverb /æz/

As

Meaning
in the way that; while; because; during the time that
Example
As you grow older, you become wiser.
C1 noun /ˈeɪ.nəs/

Anus

Meaning
the opening at the end of the digestive tract through which waste leaves the body
Example
The doctor examined the patient's anus during the medical checkup.
A2 noun /ˈɔːdiəʊ/

audio

Meaning
sound, especially when recorded or transmitted
Example
The audio quality of the podcast was excellent.
C1 verb /əˈvɛndʒ/

avenge

Meaning
to inflict harm in return for an injury or wrong done to oneself or another
Example
He vowed to avenge his brother's death.
C1 adverb /əˈlɒft/

aloft

Meaning
Up in or into the air; overhead.
Example
The kite was flying aloft in the clear sky.
B2 noun ˌæs.pɪˈreɪ.ʃən

aspiration

Meaning
A hope or ambition of achieving something, a strong desire or goal to achieve something.
Example
His aspiration is to become a successful entrepreneur.
B2 preposition /əˈmɪd/

amid

Meaning
in the middle of or surrounded by something
Example
The team stayed calm amid the chaos.
B2 verb /əˈsaɪn/

assign

Meaning
to give someone a task, duty, or responsibility
Example
The manager will assign tasks to the new employees.
B1 verb /əˈtʃiːv/

achieve

Meaning
to successfully bring about or reach a desired goal or result
Example
She worked hard to achieve her dream of becoming a doctor.
B2 noun /əˈlaʊəns/

Allowance

Meaning
a sum of money paid regularly to a person; permission to do something
Example
Children receive a weekly allowance for helping with chores.
C1 verb /əˈpiːz/

appease

Meaning
to calm or pacify someone by meeting their demands
Example
The manager tried to appease the angry customer.
B2 noun/verb /eɪp/

ape

Meaning
a large primate similar to a monkey but without a tail; as a verb, to imitate or mimic
Example
Children often ape the behavior of adults.
C2 adjective /əˈsiːtɪk/

acetic

Meaning
relating to or containing acetic acid; sour or vinegary in taste or smell
Example
The acetic smell of vinegar filled the kitchen.
C1 adjective /ˌeɪsɪˈmɛtrɪk/

asymmetric

Meaning
Not having equal or corresponding parts; lacking symmetry.
Example
The design of the building is asymmetric and unusual.
B2 noun ˌæl.ɪˈɡeɪ.ʃənz

allegations

Meaning
Claims or assertions that someone has done something illegal or wrong, typically without proof.
Example
The allegations were investigated by an international body.
A2 noun /ˈɑːrtɪkl/

article

Meaning
a piece of writing included in a newspaper, magazine, or journal
Example
He wrote an article about climate change.
B2 adjective /əˈlaɪd/

Allied

Meaning
joined by agreement or treaty; associated; connected
Example
The allied forces worked together during the war.
C2 noun /ˈɔːldər/

alder

Meaning
A type of tree from the birch family that typically grows in wet ground and has simple, serrated leaves.
Example
The alder trees grew thick along the riverbank.
C2 noun /ˌæd.ʌmˈbreɪ.ʃən/

adumbration

Meaning
a vague foreshadowing or symbolic representation of something
Example
The play offers an adumbration of the political unrest to come.
B2 noun /əˈstɒnɪʃmənt/

astonishment

Meaning
Great surprise or amazement.
Example
She looked at the magician with astonishment.
C2 noun /əˈɡrɒnəmɪst/

agronomist

Meaning
A scientist who studies soil management and crop production.
Example
The agronomist suggested new methods to improve rice yields.
C1 noun /ˈæbsɛs/

abscess

Meaning
A swollen area within body tissue containing pus, usually caused by infection.
Example
The dentist treated the abscess in his tooth.
C2 adjective /ˈæfəbəl/

affable

Meaning
friendly, easy to talk to, and pleasant in manner
Example
He is such an affable host that everyone feels comfortable at his parties.
C1 noun /əˈlʌmnəs/

alumnus

Meaning
a former student or graduate of a school, college, or university
Example
He is an alumnus of Harvard University.
B2 noun /əˈreɪ/

array

Meaning
an impressive display or arrangement of things
Example
The shop displayed an array of colorful dresses.
C2 noun /əˈrɪə/

arrear

Meaning
A debt or payment that is overdue and unpaid.
Example
He was sued for an arrear of rent.
B2 adjective æmˈbɪɡ.ju.əs

ambiguous

Meaning
Having more than one possible meaning; unclear or vague.
Example
His statement was too ambiguous to understand.
C2 noun /əˈkriːʃən/

accretion

Meaning
The process of growth or increase, typically by the gradual accumulation of additional layers or matter.
Example
The accretion of wealth allowed him to invest in various projects.
B2 noun /ˈækni/

acne

Meaning
a skin condition in which pores become inflamed and clogged, causing pimples and spots
Example
Regular cleansing and a balanced diet can help reduce acne.
C2 verb əˈmiːljəreɪt

ameliorate

Meaning
To make better; improve or enhance something.
Example
The new policies are designed to ameliorate living conditions.
C1 noun /ˈælɪbaɪ/

alibi

Meaning
A claim or piece of evidence that one was elsewhere when an act, typically a crime, was committed.
Example
She had a strong alibi that proved she was at the cinema during the theft.
A2 verb /əˈnaʊns/

announce

Meaning
to make a formal public statement about something
Example
The company will announce the new product tomorrow.
B2 noun /ˈæftərˌlaɪf/

afterlife

Meaning
Life or existence that some believe continues after physical death.
Example
Many cultures have different beliefs about the afterlife.
C2 noun ˌæb.əˈreɪ.ʃən

aberration

Meaning
A departure from what is normal, usual, or expected, typically one that is unwelcome.
Example
The scientist dismissed the data as an aberration.
C1 noun ˈæltruɪzəm

altruism

Meaning
The belief in or practice of disinterested and selfless concern for the well-being of others.
Example
His altruism motivated others to volunteer.
B2 noun /æmˈfɪbiən/

amphibian

Meaning
A cold-blooded vertebrate animal that can live both on land and in water.
Example
A frog is a common amphibian that lives both in water and on land.
C1 noun ˈæ.sɛt ˌæl.əˈkeɪ.ʃən

asset allocation

Meaning
An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon.
Example
Proper asset allocation is key to financial growth.
B2 noun /əˌveɪləˈbɪləti/

availability

Meaning
the state of being able to be used or obtained
Example
The availability of clean water is crucial for health.
A1 noun/adjective /əˈmerɪkən/

american

Meaning
relating to the United States or its people
Example
She is an American citizen.