fixed income
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B2 noun fɪkst ˈɪnkʌm

fixed income

Meaning
Investment that provides a return in the form of fixed periodic payments.
Example
Fixed income investments provide reliable returns.
C2 adjective /pjuːˈtrɛsənt/

putrescent

Meaning
undergoing the process of decay; rotting
Example
The putrescent odor made everyone leave the room.
C1 adjective /ˈrɛtɪsənt/

reticent

Meaning
not revealing one's thoughts or feelings readily; reserved
Example
She was reticent about her personal life.
C2 verb /dʒɪr/

jeer

Meaning
to laugh at someone or something in a cruel or mocking way
Example
The crowd began to jeer at the opposing team.
C1 adjective /ɪkˈsaɪtəbl̩/

excitable

Meaning
easily excited or emotionally aroused
Example
The child was excitable and laughed at every small thing.
C2 verb /flɪt/

flit

Meaning
to move quickly and lightly from one place to another
Example
Butterflies flitted from flower to flower.
B2 adjective kənˈsaɪs

concise

Meaning
Brief and clearly expressed without unnecessary details.
Example
A concise speech is more impactful than a long one.
C1 noun /rɪˈvɒl.vər/

Revolver

Meaning
a pistol with revolving chambers enabling several shots to be fired without reloading
Example
The detective drew his revolver from its holster.
C1 noun /bəˈtɒn/

baton

Meaning
A thin stick carried by a conductor to direct an orchestra, or used as a symbol of authority.
Example
The conductor raised his baton to begin the symphony.
C1 verb /dɪsˈfɪɡjər/

disfigure

Meaning
to spoil or damage the appearance of something
Example
The fire disfigured the old building.
B1 noun /ˈleɪ.bər/

Labour

Meaning
work involving physical or mental effort; workers as a group
Example
The construction required months of hard labour to complete.
C2 noun /ˌmɪstɪfɪˈkeɪʃən/

mystification

Meaning
the act of making something unclear or confusing; a state of being puzzled or bewildered
Example
The audience watched in mystification as the magician performed his tricks.
B2 noun /pʌŋk/

punk

Meaning
a type of popular music, or the culture associated with it, characterized by loud, fast rhythms and rebellious attitudes
Example
He’s always been into punk music and fashion.
A2 noun /per/

pair

Meaning
two things of the same kind that are used together
Example
She wore a matching pair of shoes.
C1 adjective /ˌboʊnəˈfaɪdi/

Bonafide

Meaning
genuine; authentic; legitimate
Example
She is a bonafide expert in her field.
C1 adjective /ˌmiː.diˈoʊ.kər/

mediocre

Meaning
Of only average quality; not very good.
Example
The movie was entertaining but overall mediocre.
C1 noun /prəˈspɛktəs/

prospectus

Meaning
a printed document that advertises or describes a school, business, or investment offering
Example
The university sent out a prospectus to attract new students.
C1 adjective /ɪnˈvɪnsəbl/

invincible

Meaning
too powerful to be defeated or overcome
Example
The team seemed invincible after winning ten matches in a row.
B1 noun /ˈɪnstəns/

instance

Meaning
An example or single occurrence of something.
Example
This is just one instance of his generosity.
C2 noun /kəˌmɒd.ɪ.fɪˈkeɪ.ʃən/

commodification

Meaning
The transformation of goods, services, ideas, or social relations into market commodities.
Example
The commodification of education has increased tuition costs.
C2 noun /prɪˈzɛntmənt/

presentment

Meaning
The act of presenting something formally or officially; a formal statement or document.
Example
The lawyer made a presentment of the evidence to the court.
B1 adjective /ʌnˈplɛz.ənt/

Unpleasant

Meaning
not giving or causing pleasure; disagreeable
Example
The medicine had an unpleasant taste.
B1 noun /kənˈstrʌk.ʃən/

construction

Meaning
The building of something, typically a large structure.
Example
Construction dust significantly contributes to pollution.
C2 adjective /ˈkrɛdʒʊləs/

credulous

Meaning
Having or showing too great a readiness to believe things.
Example
The credulous child believed every story she heard.
B2 noun /ɪnˈspɛktər/

inspector

Meaning
An official employed to ensure regulations are obeyed or standards are met.
Example
The inspector carefully checked the restaurant's kitchen for hygiene standards.
C1 verb /ˌriːˈkæl.ɪ.breɪt/

recalibrate

Meaning
To calibrate again or differently; to adjust or correct something based on new information or changed circumstances.
Example
The company had to recalibrate its strategies to adapt to the market.
B2 adjective /prəˈspɛktɪv/

prospective

Meaning
likely or expected to happen in the future; potential
Example
The company is meeting with prospective clients next week.
C1 adjective /ˈdestatəʊt/

Destitute

Meaning
extremely poor; without money or possessions
Example
Many families became destitute after the economic collapse.
C2 noun /ˈprɑːflɪɡəsi/

profligacy

Meaning
reckless wastefulness or extravagance
Example
His profligacy with money led him to bankruptcy.
C1 noun /ˌtɒləˈreɪʃən/

toleration

Meaning
The practice of allowing something that one does not necessarily agree with.
Example
The government promoted religious toleration.
B2 adverb /ˈoʊpənli/

Openly

Meaning
in a frank and honest way; without concealment; publicly
Example
She spoke openly about her struggles with mental health.
A2 noun /ˈfoʊldər/

folder

Meaning
a container or directory used to store and organize papers or digital files
Example
I saved all the photos in a separate folder.
B1 noun /ˈfaɪ.tər/

Fighter

Meaning
a military aircraft designed for attacking other aircraft; a person who fights
Example
The fighter jet flew overhead during the military parade.
C1 verb /priːˈɛmpt/

preempt

Meaning
To take action in order to prevent something from happening; to take the place of something.
Example
The government acted quickly to preempt a financial crisis.
B2 verb /ɪkˈsɛl/

excel

Meaning
to be exceptionally good at or proficient in an activity or subject
Example
She always tries to excel in her studies.
C1 verb /ˈstrætɪfaɪ/

stratify

Meaning
to arrange or divide into layers, classes, or categories
Example
The researchers plan to stratify the data based on age groups.
C1 adjective /dɪˈstrɔːt/

distraught

Meaning
extremely upset and anxious, often to the point of being unable to think clearly
Example
She was distraught after losing her pet.
B2 noun /ˈɡræs.hɒp.ər/

Grass-hopper

Meaning
a jumping insect with long hind legs that feeds on grass and plants
Example
The grasshopper jumped from one leaf to another.
A1 noun /tʃaɪld/

child

Meaning
a young human being below the age of puberty or below the legal age of majority
Example
The child played happily in the park.
B2 adjective, verb /ˈnoʊtɪd/

noted

Meaning
well known or famous; written down or observed
Example
He is a noted author in the field of history.
B2 noun /ˈɑːnər/

honor

Meaning
high respect; great esteem
Example
He received an award in honor of his achievements.
C2 noun /ˈθɝː.moʊ.klaɪn/

thermocline

Meaning
A layer in a body of water in which temperature changes rapidly with depth.
Example
The thermocline separates warm surface water from cold deep water.
B2 adverb /ˈmæn.ju.ə.li/

Manually

Meaning
by hand; using physical effort rather than machines
Example
The data was entered manually into the system.
C2 adjective /ˌʌnrɪˈmɪtɪŋ/

unremitting

Meaning
Never relaxing or stopping; persistent.
Example
Her unremitting efforts finally paid off.
C1 adjective /ˈkɔː.zəl/

causal

Meaning
relating to or acting as a cause
Example
There is a causal link between smoking and cancer.
B2 noun /prɪˈtens/

Pretence

Meaning
an attempt to make something that is not the case appear true
Example
He made no pretence of being interested in the conversation.
C2 noun /prəˈtuːbərəns/

protuberance

Meaning
A rounded swelling or lump on a surface.
Example
The doctor examined the small protuberance on his arm.
C1 noun /ˈkæptər/

captor

Meaning
a person or group who has captured someone or something
Example
The hostage managed to escape from his captors.
B2 noun/verb /ˈsoʊ.ɪŋ/

sewing

Meaning
The activity or skill of joining fabric using a needle and thread
Example
She enjoys sewing her own clothes on weekends.
B1 noun /ˈbʌb.əl/

bubble

Meaning
a thin sphere of liquid enclosing air or gas; a temporary state of inflated value or excitement
Example
The children chased the bubbles in the air.
C1 noun /truːp/

troupe

Meaning
A group of dancers, actors, or performers who work together.
Example
The theater troupe performed brilliantly on stage.
C1 noun ˌmɛməraɪˈzeɪʃən

memorization

Meaning
The process of learning or committing something to memory
Example
Memorization of important information is crucial for exams.
C2 verb /bɪˈnʌm/

benumb

Meaning
to make physically numb or without sensation; to make mentally dull or insensitive
Example
The freezing wind seemed to benumb his fingers within minutes.
C1 noun /dɪˈfen.dənt/

Defendant

Meaning
an individual, company, or institution sued or accused in a court of law
Example
The defendant pleaded not guilty to all charges brought against him.
B2 adjective /ˈvɛərid/

Varied

Meaning
showing differences; diverse; containing different types
Example
The museum has a varied collection of ancient artifacts.
B2 adjective /ˈmɪstʃɪvəs/

Mischievous

Meaning
playfully naughty; causing minor trouble; impish
Example
The mischievous child hid his sister's favorite toy.
B2 verb /ˈkærəktəraɪz/

characterize

Meaning
to describe or portray the distinctive features or qualities of someone or something
Example
The author characterizes the hero as brave and selfless.
C2 adjective/adverb /feɪn/

fain

Meaning
gladly, willingly, or with pleasure
Example
I would fain help you if I had the time.
A2 noun /toʊ/

Toe

Meaning
any of the five digits at the end of the human foot
Example
She stubbed her toe on the chair leg.
C1 adjective /ɪnˈveɪsɪv/

invasive

Meaning
Tending to spread harmfully, intruding aggressively, or encroaching beyond proper boundaries.
Example
The doctor explained that the procedure was minimally invasive.
B2 adjective /ˈpraɪ.ər/

Prior

Meaning
existing or coming before in time; previous; earlier
Example
You need prior approval before making any changes to the system.
C1 noun /ˌmɪsˈdiːd/

Misdeed

Meaning
A wicked or illegal act; wrongdoing
Example
He regretted his past misdeeds and tried to make amends.
C1 noun ænˈtɪk.wə.ti

antiquity

Meaning
The ancient past, especially the period of classical and other human civilizations before the Middle Ages.
Example
The ruins are a reminder of the city's antiquity.
A2 adjective /swiːt/

Sweet

Meaning
having a pleasant taste; kind and gentle; pleasing
Example
She has a sweet voice that everyone loves to hear.
A2 noun /ˈsoʊldʒərz/

soldiers

Meaning
members of an army who serve their country in war or peace
Example
The soldiers marched proudly down the street.
C2 adjective /pəˈrɛmptəri/

peremptory

Meaning
Insisting on immediate attention or obedience, especially in a commanding way.
Example
The officer gave a peremptory order to evacuate the building.
C1 verb /ˈmæɡnɪfaɪ/

magnify

Meaning
to make something appear larger; to increase the importance or effect of something
Example
The microscope can magnify tiny objects for better observation.
C2 adjective /ˈfʊl.dʒənt/

fulgent

Meaning
Shining brightly; dazzling.
Example
The fulgent stars lit up the night sky.
C1 noun /ˈpɛdəstəl/

pedestal

Meaning
the base or support on which a statue or object stands
Example
The statue was placed on a marble pedestal.
A2 adverb /ˈsʌm.weər/

Somewhere

Meaning
in or at some place; in an unspecified location
Example
I left my keys somewhere in the house.
C2 adjective /ɪnˈseɪʃiət/

insatiate

Meaning
impossible to satisfy; always wanting more
Example
He had an insatiate desire for power.
A2 verb /bæt/

bat

Meaning
to hit with a bat; to flutter eyelids
Example
She bats her eyelashes flirtatiously.
C1 adjective /ʌnˈtɛnəbl/

untenable

Meaning
not able to be maintained or defended against attack or objection
Example
The politician resigned when his position became untenable.
B1 adverb /ɪˈnɪʃəli/

initially

Meaning
At the beginning; at first.
Example
Initially, he refused the offer but later accepted it.
B1 noun /ˈhɛlθˌkɛər/

healthcare

Meaning
the organized provision of medical care to people
Example
The country invested heavily in healthcare to improve public health.
B1 noun ɡrəʊθ

Growth

Meaning
The process of increasing in physical size, number, value, or strength.
Example
Economic growth improves living conditions.
C2 noun /ˈkɜːrtʃɪf/

kerchief

Meaning
a piece of cloth worn around the head or neck
Example
She wore a red kerchief on her head.
C1 noun ˈtær.ɪf

tariff

Meaning
A tax or duty to be paid on a particular class of imports or exports.
Example
The government imposed high tariffs on luxury goods.
B1 noun /ˈaɪ.braʊ/

Eyebrow

Meaning
the strip of hair growing on the ridge above the eye socket
Example
She raised her eyebrow in surprise.
C1 verb /klæsp/

clasp

Meaning
to grasp or hold tightly; also a device for fastening
Example
She clasped her hands together in prayer.
B1 noun ˌdʒɛnəˈreɪʃənz

Generations

Meaning
All of the people born and living at about the same time, regarded collectively.
Example
The family tree spans several generations.
B2 adverb /ˈtaɪtli/

Tightly

Meaning
in a tight manner; firmly; securely
Example
Hold the rope tightly so you don't fall.
C1 noun ˈɡræn.dʒər

Grandeur

Meaning
Magnificence, majesty, splendor; impressive beauty and scale.
Example
The grandeur of the Colosseum attracts millions of visitors.
A2 noun /dʒiˈɒɡrəfi/

geography

Meaning
the study of the Earth’s physical features, climates, populations, and the relationships between people and their environments
Example
She studies geography to understand how landscapes and human societies interact.
B2 adjective /ˌmænˈmeɪd/

manmade

Meaning
something created or built by humans rather than occurring naturally
Example
This lake is manmade, not natural.
A1 verb, noun /mɪs/

miss

Meaning
to fail to hit, reach, or meet; to feel the absence of someone or something
Example
I really miss my family when I travel abroad.
C1 noun /ˈbɜːrθraɪt/

birthright

Meaning
A privilege or possession that a person has from birth.
Example
Freedom is considered a birthright of every individual.
C1 noun /ˈsʌnˌdaʊn/

sundown

Meaning
the time in the evening when the sun goes below the horizon
Example
We planned to reach the village before sundown.
B1 adjective /ˈɛstɪmeɪtɪd/

estimated

Meaning
roughly calculated or judged; an approximate value or amount
Example
The estimated cost of the project is five million dollars.
C1 adjective /dɪˈskriːt/

discrete

Meaning
individually separate and distinct
Example
The course is divided into three discrete modules.
C2 noun ˌæb.əˈreɪ.ʃən

aberration

Meaning
A departure from what is normal, usual, or expected, typically one that is unwelcome.
Example
The scientist dismissed the data as an aberration.
B2 verb /kənˈstreɪn/

constrain

Meaning
to limit or restrict someone or something; to force or compel
Example
The new regulations constrain businesses from polluting the environment.
C2 noun /ˌkælɪsˈθɛnɪks/

calisthenics

Meaning
exercises that use body weight for strength and flexibility
Example
She practices calisthenics every morning in the park.
B2 adverb /ˈfɔ:rmoast/

Foremost

Meaning
most importantly; above all; in the first place
Example
First and foremost, we need to ensure safety.
B2 noun /ˌæk.jʊˈzeɪ.ʃən/

accusation

Meaning
A statement that someone has done something wrong or illegal.
Example
She made an accusation of theft against her colleague.
C2 noun /ˈɡælvəˌnɪzəm/

galvanism

Meaning
Electricity produced by chemical action, especially in a battery; the therapeutic use of electricity in medicine.
Example
Galvanism played a key role in early experiments with electricity.
B2 noun, verb /bəˈfeɪ/ (noun), /ˈbʌfɪt/ (verb)

buffet

Meaning
A meal where guests serve themselves from a variety of dishes arranged on a table; also means to strike repeatedly (as a verb).
Example
We enjoyed a large buffet at the wedding reception.
C1 noun /ˈbaɪoʊˌsfɪr/

Biosphere

Meaning
the regions of the surface and atmosphere of the earth occupied by living organisms
Example
Climate change is affecting the entire biosphere.
A2 noun /ˈɛləˌveɪtər/

elevator

Meaning
a machine that carries people or goods up and down between floors in a building
Example
We took the elevator to the tenth floor.
C1 adjective ˈmær.ɪ.taɪm

Maritime

Meaning
Connected with the sea, especially in relation to seafaring commercial or military activity.
Example
Maritime trade enhances the economy.
C2 noun /ˌprɪnsɪˈpæləti/

principality

Meaning
a state ruled by a prince
Example
Monaco is a famous principality in Europe.
C1 noun /stɛntʃ/

stench

Meaning
A very strong and unpleasant smell.
Example
The stench of garbage filled the alley.
C2 verb /ˈkæn.tər/

canter

Meaning
To ride a horse at a controlled, easy pace between a trot and a gallop.
Example
She cantered her horse across the field with ease.
B1 adjective /ˈɔːkwəd/

awkward

Meaning
causing or feeling embarrassment; difficult to deal with
Example
There was an awkward silence after his joke.
C2 noun /draɪd roʊz ˈpɛtəlz/

Dried Rose Petals

Meaning
dehydrated petals from roses used for culinary and aromatic purposes
Example
The dessert was garnished with dried rose petals.
C1 verb /ˈrʌsl/

rustle

Meaning
To make a soft, light sound like leaves or paper moving.
Example
The leaves rustled gently in the evening breeze.
C1 adjective ɪˈveɪ.sɪv

evasive

Meaning
Tending to avoid commitment or self-revelation, especially by responding only indirectly.
Example
He gave an evasive answer to avoid trouble.
C1 adjective /dɪˈspɒndənt/

despondent

Meaning
feeling or showing deep hopelessness or discouragement
Example
She felt despondent after losing her job.
C1 noun ˌflʌk.tʃuˈeɪ.ʃən

fluctuation

Meaning
An irregular rising and falling in number or amount; a variation.
Example
The stock market experiences frequent fluctuation.
C1 noun /ˌkɑːr.diˈɒl.ə.dʒɪst/

cardiologist

Meaning
A doctor specializing in diagnosing and treating heart diseases.
Example
She made an appointment with a cardiologist for her chest pain.
C2 noun /ɪmˈpjuːnɪti/

impunity

Meaning
freedom from punishment or harmful consequences for an action
Example
The dictator ruled with impunity, ignoring international laws.
B2 adverb /səˈpəʊzɪdli/

supposedly

Meaning
used to show that something is believed or claimed to be true, though it may not be
Example
He is supposedly the best player on the team.
B1 noun /ˈklaɪ.mət/

climate

Meaning
The weather conditions prevailing in an area in general.
Example
Climate change impacts all regions globally.
C1 adjective /ˈmel.əʊ/

Mellow

Meaning
soft and pleasant; relaxed and gentle
Example
The mellow evening light created a peaceful atmosphere.
B2 noun /ˈæl.oʊ ˈvɪər.ə/

Aloe Vera

Meaning
a succulent plant with thick fleshy leaves and medicinal properties; produces tubular flowers
Example
The aloe vera plant blooms with orange or yellow tubular flowers.
B2 noun /ˈɪnfənt/

infant

Meaning
A very young child or baby.
Example
The infant was sleeping peacefully in the cradle.
C1 verb, noun /ˈflʌstər/

fluster

Meaning
to make someone agitated or confused
Example
The unexpected question flustered him.
A1 verb /mʌst/

must

Meaning
to be required or obligated to
Example
You must complete your homework before you go out.
C2 noun /dʒæm/

jamb

Meaning
The side post or surface of a doorway, window, or fireplace.
Example
The carpenter carefully measured the width of the door jamb.
C1 verb /dʒæb/

jab

Meaning
To poke or thrust quickly, often with a finger or something pointed.
Example
He jabbed his finger at the map to show the location.
C2 adjective /ˌɛfəˈvɛsənt/

effervescent

Meaning
Giving off bubbles; lively, enthusiastic, and full of energy.
Example
She had an effervescent personality that brightened every room.