asset allocation
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C1 noun ˈæ.sɛt ˌæl.əˈkeɪ.ʃən

asset allocation

Meaning
An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon.
Example
Proper asset allocation is key to financial growth.
C1 verb /əˈluːd/

allude

Meaning
To refer to something indirectly or casually.
Example
The professor alluded to Shakespeare during the lecture.
C1 adjective/adverb /əˈmɪs/

amiss

Meaning
Not quite right; inappropriate or out of place.
Example
Something seems amiss with the car's engine.
C1 verb /ˈæn.ɛks/

annex

Meaning
To take control of a territory and add it to one's own.
Example
The empire annexed the neighboring kingdom after the war.
C1 adjective ˌæɡrɪˈkʌltʃərəli sɪɡˈnɪfɪkənt

agriculturally significant

Meaning
Important or crucial related to farming and agriculture
Example
Winter is agriculturally significant for crop production.
C1 adjective /ˌæn.ɪkˈdoʊ.t̬əl/

anecdotal

Meaning
Based on personal accounts rather than facts or research; characterized by anecdotes.
Example
The book was filled with anecdotal evidence rather than data.
C1 noun /ˌɔːkʃəˈnɪər/

auctioneer

Meaning
a person who conducts auctions by calling out bids and selling items to the highest bidder
Example
The auctioneer quickly raised the price as bidders competed for the painting.
C1 noun /ˈædɪdʒ/

adage

Meaning
a short, well-known saying that expresses a general truth or piece of advice
Example
The old adage says that honesty is the best policy.
C1 adverb /əˈkjuːtli/

acutely

Meaning
in a sharp, intense, or severe way; with keen awareness
Example
She was acutely aware of the risks involved.
C1 verb /əˈvɛndʒ/

avenge

Meaning
to inflict harm in return for an injury or wrong done to oneself or another
Example
He vowed to avenge his brother's death.
C1 noun /ˈæbsɛs/

abscess

Meaning
A swollen area within body tissue containing pus, usually caused by infection.
Example
The dentist treated the abscess in his tooth.
C1 adjective /ˈædəmənt/

Adamant

Meaning
একগুঁয়ে; জেদী; দৃঢ়সংকল্প; অনমনীয়;
Example
She was adamant about her decision to leave the company.
C1 adjective /ˈɑːrɡjuəbl/

arguable

Meaning
open to debate or discussion; not certain and capable of being argued for or against
Example
It is arguable that technology has improved our quality of life.
C1 noun /ˌæntɪˈsiːdənts/

antecedents

Meaning
previous events, conditions, or people that influence or serve as a basis for something that follows
Example
The lawyer examined the criminal antecedents of the suspect.
C1 verb /əˈkwɪt/

acquit

Meaning
to declare someone not guilty of a criminal charge; to conduct oneself in a specified way
Example
The jury decided to acquit the defendant of all charges.
C1 adjective /əˈsɛndənt/

ascendant

Meaning
Rising in power or influence; dominant.
Example
She is an ascendant leader in the political party.
C1 noun /ˈɑː.kɪ.taɪp/

archetype

Meaning
A very typical example of a certain person or thing; an original model or prototype.
Example
This painting is the archetype of modern art.
C1 noun /ədˈhiːʒən/

adhesion

Meaning
the process or state of sticking to something
Example
Strong adhesion is needed for the tiles to stay in place.
C1 noun /ˈæpərtʃər/

aperture

Meaning
an opening, hole, or gap, especially one that lets in light
Example
Light entered through the small aperture in the wall.
C1 adjective /ɔːˌθɒr.ɪˈteə.ri.ən/

authoritarian

Meaning
Demanding absolute obedience to authority; excessively controlling or strict in governance.
Example
Authoritarian parenting often limits a child's independence.
C1 noun /ˌænəlˈdʒiːzɪk/

analgesic

Meaning
A drug or substance that relieves pain.
Example
She took an analgesic to ease her headache.
C1 noun /ˌætəˈʃeɪ/

attache

Meaning
A person officially assigned to the staff of a diplomatic mission, often with a specific area of responsibility.
Example
The cultural attache organized an art exhibition in the embassy.
C1 noun /ˈækwɪˌdʌkt/

aqueduct

Meaning
a structure built to carry water over long distances
Example
The Romans built aqueducts to supply water to their cities.
C1 verb /ˈæn.ə.teɪt/

annotate

Meaning
to add notes or comments to a text, diagram, or document for explanation or clarification
Example
The teacher asked the students to annotate the poem with their interpretations.
C1 adjective /əˈdɛpt/

adept

Meaning
Very skilled or proficient at something.
Example
She is adept at solving complex mathematical problems.
C1 noun /əˈliː.dʒəns/

allegiance

Meaning
Loyalty or commitment of a subordinate to a superior or of an individual to a group or cause.
Example
Soldiers take an oath of allegiance to their country.
C1 adverb /əˈraɪ/

awry

Meaning
away from the expected or proper direction; wrong or amiss
Example
The plan went awry when the weather suddenly changed.
C1 noun /əˈrɪs.tə.kræt/

Aristocrat

Meaning
a member of the aristocracy; a person of noble rank or birth
Example
The aristocrat lived in a magnificent castle.
C1 noun /ˈælkəmi/

alchemy

Meaning
A medieval practice combining elements of chemistry and philosophy, aimed at transforming matter, especially turning base metals into gold.
Example
Medieval scientists devoted their lives to alchemy.
C1 noun /ˈænərki/

anarchy

Meaning
a state of disorder due to the absence or failure of government or authority
Example
The collapse of the regime led to anarchy in the streets.
C1 verb /əˈdɔːrn/

adorn

Meaning
to decorate or add beauty to something
Example
The hall was adorned with flowers for the wedding.
C1 noun /æbˈstrækʃən/

abstraction

Meaning
the process of forming general ideas by removing specific details; an abstract concept or idea
Example
Abstraction allows complex ideas to be represented in a simplified form.
C1 noun /ˈænərkɪst/

anarchist

Meaning
a person who believes in or promotes the absence of government or authority
Example
The anarchist group protested against state control.
C1 adjective eɪˈsɪŋ.krə.nəs

asynchronous

Meaning
Of or requiring a form of computer control timing protocol in which a specific operation begins upon receipt of an indication that the preceding operation has been completed.
Example
Asynchronous courses allow students to learn at their own pace.
C1 noun ˌeə.rəʊ.daɪˈnæm.ɪks

aerodynamics

Meaning
The study of the properties of moving air and the interaction between the air and solid bodies moving through it.
Example
The aerodynamics of an aircraft determines its speed and efficiency.
C1 verb /əˈdʒɜrn/

adjourn

Meaning
to suspend a meeting or session to another time or place
Example
The judge decided to adjourn the hearing until next week.
C1 adjective /əˈbaɪdɪŋ/

abiding

Meaning
lasting for a long time; enduring
Example
She had an abiding love for her hometown.
C1 noun /əˈkɔːrdiən/

accordion

Meaning
a musical instrument played by squeezing and expanding with keys and buttons
Example
The musician played a cheerful tune on the accordion.
C1 noun /ˌæntiˈklaɪmæks/

anticlimax

Meaning
A disappointing end after a big build-up of excitement or expectation.
Example
The movie's ending was an anticlimax after such a thrilling story.
C1 adjective əsˈtjuːt

astute

Meaning
Having or showing an ability to accurately assess situations or people and turn this to one's advantage.
Example
His astute observations helped solve the complex problem.
C1 noun ˈæŋkərɪdʒ

anchorage

Meaning
A secure holding place; a place where ships can anchor safely.
Example
The boat was anchored near the shore for safety.
C1 noun /ænˈθɒlədʒi/

anthology

Meaning
A collection of literary works, such as poems, short stories, or essays, compiled into one volume.
Example
She contributed a poem to the new poetry anthology.
C1 noun /ˈæd.vənt/

advent

Meaning
The arrival of a notable person, thing, or event.
Example
The advent of the internet changed the way people communicate.
C1 noun ˌæp.əˈreɪ.təs

apparatus

Meaning
The technical equipment or machinery needed for a particular activity or purpose.
Example
The apparatus was designed to be eco-friendly.
C1 noun /ədˈmɪtəns/

admittance

Meaning
the process or fact of entering or being allowed to enter a place
Example
No admittance without a valid ticket.
C1 adjective ˌæv.ɒ̃ˈɡɑːd

avant-garde

Meaning
New and experimental; characterized by departure from or rejection of accepted standards.
Example
Avant-garde designs redefine the dining experience.
C1 adjective /ˈæʃən/

ashen

Meaning
Very pale in appearance, often due to shock, fear, or illness.
Example
His face turned ashen when he heard the terrible news.
C1 verb /ˈɑːrbɪtreɪt/

arbitrate

Meaning
to settle a dispute between two parties by acting as an impartial judge
Example
The committee agreed to arbitrate the contract dispute.
C1 verb /ɔːɡˈmɛnt/

augment

Meaning
To increase or strengthen something.
Example
The company plans to augment its workforce.
C1 adjective /ˈɑːtfəl/

Artful

Meaning
clever or skillful, especially in a cunning way
Example
She gave an artful answer that avoided the real question.
C1 noun /əˈkuːstɪks/

acoustics

Meaning
the science of sound, or the properties of a space that affect how sound is heard
Example
The hall’s excellent acoustics made the orchestra sound rich and clear.
C1 noun ɔːˈstɛr.ɪ.ti

austerity

Meaning
Simple and disciplined lifestyle, avoiding luxury.
Example
The government implemented austerity measures to reduce expenses.
C1 noun əˈtrɒs.ɪ.tiz

atrocities

Meaning
Extremely wicked or cruel acts, typically involving physical violence or injury.
Example
The atrocities shocked the international community.
C1 noun ˌæmbɪˈɡjuːɪti

ambiguity

Meaning
The quality of being open to more than one interpretation; inexactness.
Example
The ambiguity of the statement caused confusion among the team.
C1 noun /ˈɑːrdər/

ardor

Meaning
Great enthusiasm or passion.
Example
She spoke with ardor about her new project.
C1 adjective /ˌɔːtəˈkrætɪk/

autocratic

Meaning
Relating to a ruler who has absolute power and does not consult others.
Example
The manager’s autocratic style discouraged employees from sharing their ideas.
C1 adverb /əˈbrɛst/

abreast

Meaning
side by side and facing the same direction; informed about something
Example
The soldiers marched two abreast down the street.
C1 noun /ədˈhɪə.rəns/

adherence

Meaning
The practice of following or keeping to a rule, standard, or belief.
Example
Adherence to rules is crucial in any organization.
C1 adjective /əˈpriː.ʃə.bəl/

Appreciable

Meaning
noticeable; significant; considerable in amount
Example
There was an appreciable improvement in his test scores.
C1 verb /əkˈsɛntʃueɪt/

accentuate

Meaning
to emphasize or make something more noticeable
Example
The lighting accentuated the beauty of the painting.
C1 noun /əˈseɪlənt/

assailant

Meaning
a person who attacks another
Example
The police arrested the assailant at the scene.
C1 noun /ˈeɪ.kər.ɪdʒ/

acreage

Meaning
An area of land measured in acres.
Example
The farmer owns a large acreage of fertile land.
C1 noun /əˈlʌmnəs/

alumnus

Meaning
a former student or graduate of a school, college, or university
Example
He is an alumnus of Harvard University.
C1 noun /ˈæptɪˌtjuːd/

aptitude

Meaning
a natural ability or talent to do something well
Example
She has a strong aptitude for learning new languages.
C1 adjective /ˈɛərˌtaɪt/

airtight

Meaning
Completely sealed so that no air can get in or out.
Example
Store the cookies in an airtight container to keep them fresh.
C1 adjective /ˌæl.truˈɪs.tɪk/

altruistic

Meaning
Showing a disinterested and selfless concern for the well-being of others.
Example
Her altruistic nature led her to volunteer for charities.
C1 verb /ədˈmɒnɪʃ/

admonish

Meaning
to warn or reprimand someone firmly; to advise or urge earnestly
Example
The teacher admonished the students for being late.
C1 adjective /ˌæntiˈsleɪvəri/

antislavery

Meaning
Opposed to the practice or system of slavery.
Example
The antislavery movement gained momentum in the 19th century.
C1 noun /ˈæd.və.ser.i/

adversary

Meaning
One's opponent in a contest, conflict, or dispute.
Example
The boxer faced a strong adversary in the ring.
C1 noun ˌæprɪˈhɛnʃən

apprehension

Meaning
Anxiety or fear that something bad or unpleasant will happen.
Example
There is an apprehension about the depletion of fish stocks.
C1 noun /ˈeɪθiɪzəm/

atheism

Meaning
The belief that there is no God or gods.
Example
He declared his atheism openly despite social pressure.
C1 noun /əˈpærəl/

apparel

Meaning
Clothing, especially formal or special clothes.
Example
The store specializes in wedding apparel.
C1 adverb /əˈfrɛʃ/

afresh

Meaning
From the beginning, in a new way.
Example
After the failure, they started the project afresh.
C1 verb /ænˈtæɡənaɪz/

antagonize

Meaning
to cause someone to become hostile or angry; to provoke opposition
Example
His rude remarks only served to antagonize his colleagues.
C1 noun /əˈkʌmpənɪmənt/

accompaniment

Meaning
Something that goes together with or complements another thing, often music or food.
Example
The dish was served with a spicy sauce as an accompaniment.
C1 adverb /ˈeɪ.mi.ə.bli/

Amiably

Meaning
in a friendly and pleasant manner
Example
They discussed the issue amiably without any arguments.
C1 verb /əˈtoʊn/

atone

Meaning
to make amends for a wrong or injury; to make reparation
Example
He tried to atone for his mistakes by helping others.
C1 noun ˌɔːɡ.menˈteɪ.ʃən

augmentation

Meaning
Increasing quantity, power or performance.
Example
The company invested in the augmentation of its workforce.
C1 noun /əˈluːʒən/

allusion

Meaning
An indirect reference to something without mentioning it explicitly.
Example
Her story contained an allusion to a famous myth.
C1 adverb /əˈnjuː/

anew

Meaning
In a new or different way; once more.
Example
After the failure, she decided to start her life anew.
C1 noun /ˌæktʃuˈæləti/

actuality

Meaning
The state of existing in reality rather than in appearance or imagination.
Example
The movie was based on historical actuality.
C1 adjective /ˌeɪˈtɪpɪkəl/

atypical

Meaning
not representative of a type, group, or class; unusual or abnormal
Example
The doctor said it was an atypical case of the disease.
C1 noun /ænˈtɪθəsɪs/

antithesis

Meaning
A person, thing, or idea that is the direct opposite of another; a rhetorical device contrasting opposing ideas in parallel structure.
Example
Love is the antithesis of hate.
C1 noun ˈæltruɪzəm

altruism

Meaning
The belief in or practice of disinterested and selfless concern for the well-being of others.
Example
His altruism motivated others to volunteer.
C1 adjective /ˈænsɪləri/

ancillary

Meaning
providing necessary support to the main system or organization
Example
The company provides ancillary services to the healthcare industry.
C1 adjective /ˌeɪˈmɔːrəl/

amoral

Meaning
Lacking a moral sense; unconcerned with rightness or wrongness of something.
Example
The character in the novel was portrayed as completely amoral.
C1 noun əˈniː.mi.ə

anemia

Meaning
A condition in which there is a deficiency of red blood cells or hemoglobin in the blood.
Example
Genetic therapy addresses anemia effectively.
C1 noun /əˈrɪəz/

arrears

Meaning
Money that is owed and should have been paid earlier.
Example
She was months in arrears with her electricity bill.
C1 noun, verb, adjective /ˈæɡ.rɪ.ɡət/ (noun/adjective), /ˈæɡ.rɪ.ɡeɪt/ (verb)

aggregate

Meaning
A whole formed by combining several elements; to combine into a total.
Example
The data was aggregated to provide a clearer picture of the market.
C1 noun /əˌfɪl.iˈeɪ.ʃən/

affiliation

Meaning
The state or process of affiliating or being affiliated; a connection or association.
Example
His affiliation with the company lasted for a decade.
C1 noun /ɔːˈtɒkrəsi/

autocracy

Meaning
A system of government in which one person has absolute power.
Example
The country suffered under decades of autocracy.
C1 adjective ˌæd.vɚˈser.i.əl

adversarial

Meaning
Involving or characterized by conflict or opposition.
Example
The two companies have an adversarial relationship in the market.
C1 adjective /ɑːrˈkeɪɪk/

archaic

Meaning
very old or old-fashioned; belonging to an earlier time
Example
Some laws are considered archaic and no longer relevant.
C1 noun əˈtrɪʃ.ən

attrition

Meaning
The process of reducing something's strength or effectiveness through sustained attack or pressure.
Example
The company faced high employee attrition due to job dissatisfaction.
C1 noun /ˈɔːnɪŋ/

awning

Meaning
a sheet of canvas or material stretched on a frame to shelter a place from the sun or rain
Example
We sat under the awning to avoid the heavy rain.
C1 adjective /ɑːrˈkeɪn/

arcane

Meaning
understood by few; mysterious or secret
Example
The professor’s lecture was full of arcane details that only specialists could follow.
C1 adjective, noun /ɔːɡˈzɪliəri/

auxiliary

Meaning
(adjective) providing supplementary or additional help and support; (noun) a person or thing that provides auxiliary support
Example
The hospital has an auxiliary power generator in case of emergencies.
C1 noun /ˌædʒ.ɪˈteɪ.ʃən/

agitation

Meaning
a state of nervousness, excitement, or unrest; or action of stirring up public concern
Example
There was visible agitation among the crowd.
C1 adjective /əˈkɪn/

akin

Meaning
Of similar character or related by blood.
Example
His reaction was akin to shock.
C1 adjective /əˈfɜːrmətɪv/

affirmative

Meaning
expressing agreement, approval, or a positive response
Example
She gave an affirmative answer to the proposal.
C1 adverb /əˈtroʊʃəsli/

atrociously

Meaning
in a very cruel, shocking, or extremely bad manner
Example
The service at the restaurant was atrociously slow.
C1 noun /ˈælkoʊv/

alcove

Meaning
A small recessed section of a room or a nook.
Example
She placed a reading chair in the alcove near the window.
C1 adjective /ˈɔː.də.bəl/

Audible

Meaning
able to be heard; loud enough to hear
Example
The speaker's voice was barely audible from the back of the large hall.
C1 adjective /əˈniːmɪk/

anemic

Meaning
Suffering from anemia; lacking in vitality, strength, or color.
Example
The doctor prescribed iron supplements for her anemic condition.
C1 adjective /ˈædʒɪteɪtɪd/

Agitated

Meaning
disturbed; anxious; restless; excited in a negative way
Example
He became agitated when he heard the bad news.
C1 verb /əbˈsteɪn/

abstain

Meaning
To restrain oneself from indulging in or partaking of something.
Example
People often abstain from digital devices to enhance focus.
C1 noun ˈæk.si.əm

axiom

Meaning
A statement or principle that is considered true and does not require proof.
Example
Actions speak louder than words is a well-known axiom.
C1 noun /ˌɑːr.kəˈpɛl.əˌɡoʊ/

archipelago

Meaning
A group of islands clustered together in a body of water.
Example
Indonesia is an archipelago with thousands of islands.
C1 verb /əˈmæs/

amass

Meaning
to gather together or accumulate over a period of time
Example
He managed to amass a fortune through wise investments.
C1 verb /ˌæprɪˈhɛnd/

apprehend

Meaning
to arrest or seize someone; to understand or perceive something
Example
The police managed to apprehend the thief after a long chase.
C1 noun /əˈbɪs/

abyss

Meaning
a deep, immeasurable space, chasm, or void; something seemingly without end
Example
The climbers looked down into the dark abyss below.
C1 adjective /ænˈtɪriər/

anterior

Meaning
Situated at or toward the front; coming before in position or time.
Example
The anterior part of the brain controls logical thinking.
C1 noun /ˈæk.jʊ.mən/

acumen

Meaning
The ability to make good judgments and quick decisions; keenness and depth of perception.
Example
His business acumen helped the company grow rapidly.
C1 noun /əˈlɜːrtnəs/

alertness

Meaning
the state of being mentally aware and quick to notice or respond; vigilance
Example
The driver maintained a high level of alertness during the long journey.
C1 noun /ˈæltoʊ/

alto

Meaning
the second highest adult singing voice, between soprano and tenor
Example
She sang the alto part in the choir beautifully.
C1 noun əbˈzɔːrp.ʃən

absorption

Meaning
The process or action by which one thing absorbs or is absorbed by another.
Example
Plants help in the absorption of carbon dioxide.
C1 adjective ˈæl.ɡə.rɪ.ðəm drɪv.ən

algorithm-driven

Meaning
Controlled or powered by computer algorithms.
Example
Algorithm-driven systems increase accuracy.
C1 noun, verb /ˈɔːtɒpsi/

autopsy

Meaning
a post-mortem examination to discover the cause of death or the extent of disease
Example
The autopsy revealed that the victim had died from poisoning.
C1 noun /əˈpɒlədʒɪst/

apologist

Meaning
a person who defends or justifies something, often a controversial belief or institution
Example
He is known as an apologist for authoritarian regimes.
C1 adjective /ˈærɪd/

arid

Meaning
extremely dry; lacking in interest or excitement
Example
The desert is known for its arid climate.
C1 noun /ˈædʒʌŋkt/

adjunct

Meaning
a thing added to something else as a supplementary part
Example
The professor worked as an adjunct at the university.